オプションチェーンは、AGNC Investmentの株式オプションの主要データを様々な行使価格と満期日で表示します。トレーダーはこの情報を使用して、潜在的な取引を分析し、AGNC Investmentの市場センチメントを評価します。.

AGNC Investment (NASDAQ:AGNCL) 株価情報, オプションチェーン

AGNC Investment

AGNC Investment Corp is a real estate investment trust that invests in agency residential mortgage-backed securities. The firm's asset portfolio is comprised of residential mortgage pass-through securities and collateralized mortgage obligations for which the principal and interest payments are guaranteed by a U.S. Government-sponsored enterprise, such as the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, or by a U.S. Government agency, such as the Government National Mortgage Association. It also invests in other types of mortgage and mortgage-related residential and commercial mortgage-backed securities or other investments in or related to, the housing, mortgage, or real estate markets.

AGNC Investment Corp. - Depositary Shares Each Representing a 1/1,000th Interest in a Share of 7.75% Series G Fixed-Rate Reset Cumulative Redeemable Preferred Stock

AGNC Investment Corp

Wells Fargo analyst Joseph Quatrochi maintains Allegro Microsystems (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ALGM#NASDAQ">ALGM</a>) with a Overweight and raises the price target from $26 to $33.

News

Price Target

Analyst Ratings

ALGM

Wells Fargo Maintains Overweight on Allegro Microsystems, Raises Price Target to $33

Welcome to the Easy Income update for June. The markets remain volatile, though perhaps not as volatile as they were in April during the announcement of Liberation Day tariffs. The market has recovered 1.6 percent, a solid comeback. Over the last week, we have been essentially flat.
Bonds have not kept pace with stocks. We have attempted to generate movement in the bond market, but every time it tries to rally, economic news knocks it back down. We are up about a percent for the week in bonds, which represents all of the stock returns for the last month since May 15th. Much of that return was driven by the consumer price index and producer price index reports that emerged earlier this week.
Interest Rates and Geopolitical Developments Interest rates remain steady, but the big curveball this week was Iran and Israel. Israel attacked Iran, Iran fired back, yet this has not led to a dramatic rally in Treasury prices or the US dollar as it might have just last year. The high degree of uncertainty around trade and commerce continues to weigh on markets.
The president has announced that we will levy tariffs. I believe it is July 9th when he will send letters over the next couple of weeks (hopefully by the end of next week) to nations around the world, informing them of their new tariff rates. No more discussion. This is simply what it will be.
Federal Reserve Outlook We have a Fed decision coming this month, though there probably will not be any action in June. The Fed has essentially telegraphed they will not act. Had we seen a truly bad jobs reading, unemployment claims report, or other economic indicator giving them reason to think the economy was slowing rapidly and required lower rates, they might have acted. We did not get that. CPI and PPI came in lower than expected but remained above the Fed&#8217;s two percent target.
More importantly, when examining CPI prices, everything increased to varying degrees: rent, shelter, car insurance, except energy and energy-related commodities. Gas prices provided a significant boost, falling considerably during the month. Add energy back in, and inflation rates would have had the Fed seriously considering raising interest rates in the coming weeks, not lowering them as the president desperately wants.
I believe (trying to recall what he called Powell this time, whether it was &#8220;moron,&#8221; &#8220;stupid,&#8221; or &#8220;idiot,&#8221; something along those lines) he demanded one hundred basis points, roughly four months of rate cuts at once, to spur economic growth. Powell correctly sat on his hands because the primary fear must be reigniting inflation by cutting rates prematurely.
Economic Fundamentals The economy is actually in decent shape. Unemployment numbers remain solid, though we must monitor continuing claims hitting cycle highs, meaning people stay unemployed longer. The Challenger Gray Report shows impending layoffs. All federal government employees with expiring employment agreements will hit the market later this month, followed by deferred retirees entering the rolls in September and October.
Current hard numbers look good, but looking ahead several months, unemployment claims could easily jump. Another serious concern for the US economy: we witnessed over 300,000 quits and removals from the workforce by foreign workers through legal means. These workers are critical to meeting job demand across several industries. If they continue departing due to fears about current US immigration policy, it will create labor shortages that drive inflation higher.
Powell made the right call. He did nothing. The president does not like it. He is a real estate guy who will never like anything that does not involve lowering rates at every Fed meeting forever. Obviously, that will not happen anytime soon.
Portfolio Changes In our Easy Income portfolio, yield has remained high while volatility stays relatively low. We are raising the yield this month with one portfolio change. We rarely make changes, but I want to move away from XBB, the completely unmanaged BB index, and swap it for InfraCap Capital&#8217;s bond ETF corporate bond BNDS: also high quality, high yield with an average rating around triple B.
I see minimal triple C paper or junk in the portfolio holdings. They hold some high-quality preferred stocks, but this is essentially high-quality, high-yield where Jay Hatfield and his team have done the credit work. He approaches credit analysis almost exactly as I do. I have tremendous faith in his portfolio management approach.
Portfolio Holdings Analysis The top holdings are bonds I know well, having completed credit analysis on many that I own and have recommended:
<ul class="wp-block-list">
<li>Plains All-American (Ticker: PAA) The pipeline company</li>
<li>Crescent Energy Finance (Ticker: CRGY) The oil and gas partnership between John Goff and Kohlberg Kravis Roberts</li>
<li>Charter Communications (Ticker: CHTR) A company we paid substantial monthly fees to until leaving Florida (we own the stock in another portfolio, have completed credit work, understand the outlook and impending spinoff, all positive for the debt)</li>
<li>Organon (Ticker: OGN) A Merck spinoff from several years ago focused on female healthcare products (excellent company with strong cash flow)</li>
<li>Lincoln National (Ticker: LNC) One of the country&#8217;s finest insurance companies (their headquarters sits ten minutes from here in light traffic, convenient for any necessary discussions)</li>
<li>Flagstar Financial (Ticker: FLG) The renamed New York Community Bank, which I like, have recommended, and own (we hold shares of that particular preferred stock)</li>
<li>Land O&#8217;Lakes: The butter company</li>
</ul>
This combination delivers monthly dividends with experienced management that understands credit and economics. We are getting slightly over eight percent yield, replacing a 5.8 percent yield with over eight percent.
Management Perspective I spoke with Jay Hatfield recently. He expects Fed rate cuts in the second half of 2025, probably correct unless we see higher inflation, higher energy prices from prolonged Iran-Israel conflict, or tariff war expansion.
The bond market has stabilized following the Liberation Day sell-off, though it is not rallying. Hatfield believes Treasury yields will remain between 4.25 and 4.5 percent over the coming months. He doubts the ten-year will stay above 4.5 percent long because that means seven percent mortgage rates, which would damage housing demand and force earlier Fed action.
Like me, he believes credit fundamentals for high-quality, high-yield remain very strong even under mild recession scenarios when excluding obvious junk. Most BNDS portfolio companies are asset-sensitive, old-economy businesses: oil and gas pipelines, real estate, industrials, and banks with stable cash flows. The key: extremely low default risk.
Risk Management Strategy
Default risk represents the major challenge with high-yield bonds. If we can underwrite most of that risk away, we deliver solid total returns—exactly what Hatfield accomplishes. The market prices in more risk than Hatfield believes exists, and he anticipates potential rate cuts providing additional tailwinds by lowering treasury base rates.
The fund targets mispriced high-yield bonds and preferred stocks where rating agencies are overly pessimistic, just as I have done for thirty-five to forty years. Rating agencies make static assumptions and poorly understand real estate, banking, or oil and gas pipeline industries, consistent with my three decades of findings. Hatfield excellently exploits these inefficiencies in ETF format.
By focusing on underappreciated credits, the portfolio generates yields modestly higher than the general high-yield market without additional risk. That is where we capture the extra 220 basis points: through credit underwriting. He also includes some preferred stocks (under twenty percent of the portfolio) that provide a nice yield boost.
We are excited about this swap. Hatfield employs one additional strategy I appreciate: they own positions in high-yield indexes and, when appropriate, sell covered calls against them for extra income. They are not doing much of this currently but are permitted to do so and have succeeded with it in other funds.
Trade Recommendation: Sell (Ticker: XBB) not because it is a poor product, but because we can capture 220 basis points without reaching or stretching by adding modest leverage and superior underwriting to high-quality, high-yield bond selection. Sell XBB, buy BNDS first thing Monday morning.
Economic Outlook The economy is fundamentally sound, though we will probably see a summer slowdown. Too much uncertainty exists to avoid this. Businesses do not know how tariffs will affect their operations or raw material sourcing. They are postponing hiring, delaying, or eliminating capital expenditures, and avoiding expansion: essentially treading water.
The uncertainty index from the National Federation of Independent Businesses shows the highest reading ever since tracking began in 1975. Considering everything that has negatively impacted the world and economy since 1975 that would frighten, unnerve, and paralyze small business owners, this highest-ever reading demonstrates how much tariff and trade war possibilities concern American small business owners.
This will likely trigger a late-year slowdown. If tariffs are implemented at White House-suggested levels, we will almost certainly see inflation. Expect mild to moderate stagflation sometime over the summer, possibly into fall, with interest rate cuts becoming more likely once we have trade clarity toward year-end or early next year.
Sector Exposures Our biggest exposures are well-distributed (we are not overcommitted anywhere) but include oil and gas exposure through pipeline companies, pipeline closed-end funds, and oil and gas royalty trusts. Obviously, the war sparked a huge Friday crude oil rally. Continued conflict will drive prices higher.
Long-term, remember that even if Chinese demand remains weak and OPEC increases production, oil and gas demand will keep rising. As long as demand exists, product will flow through infrastructure: pipelines, gathering centers, shipping terminals, the assets we own in closed-end funds. We will collect those fees and that money will keep flowing.
We will continue extracting from the ground, though US oil and gas production probably will not change significantly over the next year or two: no economic incentive exists to fully open the throttles. But as long as production continues, we collect royalties. Natural gas demand in particular will remain very strong from electrification initiatives with an AI component that we expect to continue growing.
We are not concerned about recent weakness in oil and gas-related assets. We consider this complete market mispricing, largely offset by gains in other fund assets.
Real Estate Markets Examining the Mortgage Bankers Association data (we maintain mortgage exposure), no major changes are coming in residential mortgages. Default rates are not rising. According to the Mortgage Brokers Association, we probably will not see mortgage rates fall meaningfully below six percent for several years. Rates will generally stay around current levels with some political and other volatility, but barring serious economic problems spurring refinancing waves, we will not see dramatic mortgage rate declines.
Current coupon mortgages being purchased now are solid, unlikely to change significantly, and will continue producing high income levels, making our residential mortgage assets more attractive.
Regarding commercial real estate, KKR reported last week: &#8220;This is perfect. We love being real estate debt investors here. Prices across all real estate classifications are showing improvement signs. This is when we want to aggressively be the lender of last resort with solid underwriting and loan-to-value ratios because we are still collecting nice premiums to older rates—we get paid to take the risk.&#8221;
Asset class collateral is stabilizing across all sectors, including office. Last month, conversions from offices to condos, laboratories, and medical facilities, plus demolitions, exceeded total new office buildings coming online in the United States. We are destroying supply. Class A buildings we lend on through our assets will see steady demand at eighty to ninety percent occupancy rates that will continue rising, at the expense of lower-end properties. Our mortgage assets primarily handle new and transaction financing, not the assets facing elimination.
Even commercial real estate&#8217;s most troubled segment is improving, making our commercial real estate mortgage investments increasingly attractive.
Risk Factors The biggest potential disruptions are war: obviously, continued conflict will spike interest rates and inflation, though our oil and gas assets will largely offset this within the portfolio. Tariffs and related political noise will remain problematic.
If we can reach deals or compromises that allow the administration to feel comfortable backing away from aggressive tariff implementation, and achieve some resolution and certainty, everything will stabilize at levels that do not negatively impact financial markets.
Portfolio Diversification This portfolio structure includes US bank subordinated debt that trades differently than our oil and gas infrastructure. Business development companies operate under completely different conditions than Indonesian and Australian government bonds. Closed-end fund arbitrage funds (we own several) do their own thing and generate monthly cash. Risk transfer securities on European and US banks behave completely differently than oil and gas royalty markets.
We own numerous uncorrelated assets. Some zig, others zag, smoothing volatility. They share one trait: consistent high cash flow streams, much of it monthly. Cash constantly flows through our accounts, further dampening volatility, filling our pockets, and creating reinvestment opportunities.
Conclusion That covers the June Easy Income portfolio update. This portfolio performs exactly as intended. It is easy.
&nbsp;We are performing at a very high level with most performance paid in cash, and volatility remains at sleep-well-at-night levels.
Thanks, folks. We will return next month with the July update.

Opinion

CHTR

CRGY

Easy Income Portfolio: June 2025 Update

B of A Securities analyst Erika Najarian maintains KeyCorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>) with a Buy and raises the price target from $18 to $20.

B of A Securities Maintains Buy on KeyCorp, Raises Price Target to $20

Wells Fargo analyst Jason Haas maintains Thomson Reuters (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TRI#NASDAQ">TRI</a>) with a Equal-Weight and raises the price target from $187 to $213.

Wells Fargo Maintains Equal-Weight on Thomson Reuters, Raises Price Target to $213

Tech giant Amazon Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) has reportedly revamped its healthcare business to simplify its services and recover from a handful of recent executive departures.
According to a CNBC <a href="https://www.cnbc.com/2025/06/13/amazon-reorganizes-its-health-care-business-after-executive-departures.html">report</a>, Amazon is <a href="https://www.benzinga.com/general/health-care" target="_blank" rel="noreferrer noopener">restructuring its health business</a> into six new units, including:
<ul class="wp-block-list">
<li>One Medical Clinical Care Delivery, One Medical Clinical Operations and Performance, AHS Store, Tech and Marketing, AHS Compliance, and AHS Pharmacy Services.</li>
</ul>
Amazon has hired several longtime company leaders and promoted some One Medical executives to lead the changes.
Neil Lindsay, Amazon&#8217;s senior vice president of Health Services, told CNBC that the company had been working on this overhaul for several months.
Also Read: <a target="_blank" href="https://www.benzinga.com/news/25/03/44476779/amazon-primary-care-is-coming-to-a-town-near-you-e-commerce-giant-steps-up-healthcare-chain-rollout" rel="noreferrer noopener">Amazon Primary Care Is Coming To A Town Near You. E-Commerce Giant Steps Up Healthcare Chain Rollout</a>
Amazon also clarified that the restructuring has not led to widespread layoffs.
This shake-up comes after a series of executive departures in its health business.
Dr. Vin Gupta, who had been Amazon Pharmacy&#8217;s chief medical officer since 2020, left in February. One Medical CEO, Trent Green, stepped down in April.
More recently, Aaron Martin, Amazon&#8217;s vice president of health care, announced his plans to leave, and Dr. Sunita Mishra, the company&#8217;s chief medical officer, left the company in May.
Martin and Mishra&#8217;s departures had not been publicly disclosed before Amazon said it doesn&#8217;t plan to appoint a new CEO for One Medical after Green&#8217;s departure.
&#8220;Our leadership team has been focused on simplifying our structure to move faster and continue to innovate effectively,&#8221; Lindsay told CNBC. &#8220;One of the problems we&#8217;re trying to solve is the fragmented experience for patients and customers that&#8217;s common in healthcare.&#8221;
Amazon has been involved in healthcare for nearly a decade. It bought PillPack, an online pharmacy, for about $750 million. Two years later, it launched its Amazon Pharmacy. It then bought One Medical for $3.9 billion in 2023.
The company has had challenges, including closing its telehealth service, Amazon Care, in 2022. The healthcare market is also highly competitive, with slim margins, particularly in primary care.
CNBC noted that in January of 2024, Amazon said its pharmacy business &#8220;doubled the number of customers&#8221; it served in the past year, though specific numbers were not disclosed.
The company is opening pharmacies in 20 new cities this year, and about 45% of U.S. customers will be eligible for same-day medication delivery.
Price Action: AMZN stock is up 0.62% at $213.46 at the last check on Monday.
Read Next:
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/25/05/45195971/hims-hers-the-next-amazon-novo-nordisk-might-just-be-prime-delivery" target="_blank" rel="noreferrer noopener">Hims &amp; Hers: The Next Amazon? Novo Nordisk Might Be Prime Delivery</a></li>
</ul>
Photo: Shutterstock

Large Cap

Health Care

General

AMZN

Amazon Overhauls Healthcare Business To Streamline Structure As Exec Officers Leave

B of A Securities analyst Sherif El-Sabbahy maintains Allison Transmission (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ALSN#NYSE">ALSN</a>) with a Underperform and raises the price target from $74 to $79.

ALSN

B of A Securities Maintains Underperform on Allison Transmission, Raises Price Target to $79

"Where should I invest my money?" is often the first question I hear, but it's the wrong place to start. It's a fair question. But it arguably should not be your first question, and it definitely shouldn't be your only one!
Here's what I tell them: "Before we talk about where, let's talk about why and how." Because investing without a plan is just financial cardio. You're sweating, but you're not necessarily getting anywhere.
Start with three questions that matter
Think of your financial plan like GPS:
<ol class="wp-block-list">
<li>What do I have? This is your starting point: an accurate accounting of your assets, debts, income, and expenses.</li>
<li>What do I want? Define your destination. This includes your desired retirement age, monthly spending needs, and how long you'll need income.</li>
<li>How do I get there? This is the route you'll take. Your strategy connects today's reality to tomorrow's goals.</li>
</ol>
Miss one of these, and your money may be moving, but not in the direction you want.
PCR: Plan, Course-Correct, Repeat
This is your new financial mantra.
Create a projection of your current path. If you don't like what you see? Tweak it. Change your contribution rate. Shift your timeline. Rethink your goals.
Just like a pilot course-corrects midair to navigate turbulence, you'll need to adjust your financial plan as life churns up unexpected headwinds.
Give meaning to your portfolio
A plan gives your money purpose. It ties your dollars to your dreams. It keeps you motivated. Investing just to &#8216;make bank&#8217; isn't a goal; it's a meme. Instead, try something like:
"I want to retire by age 55 with $80,000 in annual income to cover $75,000 in spending needs and a $5,000 cushion for the unexpected."
Now that is a goal you can plan toward—and hit.
Your process matters more than your plan
Planning isn't a one-and-done event. It's a discipline. A good process prepares you for the stuff you can't predict:
<ul class="wp-block-list">
<li>Health issues</li>
<li>Job disruptions</li>
<li>Family emergencies</li>
<li>Market volatility</li>
</ul>
The kind of stuff that blindsides you on some random Tuesday afternoon. Planning is what keeps you from crashing into reality. No one-and-done plan can cover it all.
Know what to do. Then do it.
I know successful professionals who've earned serious money over their careers, yet still feel unprepared for retirement. Here's the uncomfortable truth:
They never planned for financial freedom. They just worked and hoped it would all sort itself out.
Financial freedom is like fitness. Wanting it isn't enough. You have to train for it.
Investing is a tool, not a plan
When you get to question #3 (How do I get there?), you'll see that investing is just one of many variables. For example, you also need to ask:
<ul class="wp-block-list">
<li>How much will I contribute each month, and for how long?</li>
<li>What are my retirement spending goals? Are they flexible?</li>
<li>How long will I work?</li>
<li>Will I have other income streams (Social Security, pension)?</li>
<li>Am I leaving a legacy or spending it all?</li>
<li>Will I live off income only or draw down the principal?</li>
</ul>
These decisions drive your investment strategy, not the other way around.
Financial Models ≠ Reality
Retirement calculators are helpful—but they're not fortune-tellers. Use them as directional tools, not GPS coordinates.
Markets will swing. Inflation will rise and fall. Your goals and risk tolerance will evolve. Life changes. Your plan should too.
Resilience &gt; perfection
Stick with a "good-enough" plan you'll actually follow. Because the best plan in the world is useless if you cut and run at the first sign of trouble.
Traditional fund managers such as Vanguard, Ameriprise, Fidelity, and Schwab offer online retirement calculators. Most financial advisors also use more robust planning models.
Your financial path: By design or by default?
No one stumbles into financial freedom by accident. The hiker standing on the summit of the mountain didn't fall there. The most successful investors aren't always the smartest or highest earning. They're the most deliberate.
They spend with intention. They invest with purpose. They plan with the end in mind.
A great plan won't predict the future. But it will keep you from being overwhelmed by it.
Tips to jumpstart your plan
If you&#8217;re just getting serious, here's a solid playbook:
<ul class="wp-block-list">
<li>Live on less than you earn (discipline first, returns second).</li>
<li>Take inventory and define your goals.</li>
<li>Automate savings and investing.</li>
<li>Build an emergency fund.</li>
<li>Minimize debt (particularly high-rate loans).</li>
<li>PCR: Plan. Course-Correct. Repeat.</li>
</ul>
If you don't change direction, you'll end up exactly where you are headed.
You likely spend 40+ hours a week earning, spending, and stressing about money. How many hours do you spend managing it? Break the cycle of <a href="https://cosmodestefano.substack.com/p/life-is-expensive-how-do-people-do" target="_blank" rel="noreferrer noopener">living paycheck to paycheck</a>, or don't. The choice is your responsibility.
Take action today
Start by blocking two hours this weekend to gather your financial information and work on answering question #1 (What do I have?). Use a simple spreadsheet. Seeing your financial picture summarized all in one place is an illuminating first step. Then set a quarterly "financial check-in" on your calendar.
If you hate looking at the data, you can always cancel the recurring event. However, if the newfound awareness improves how you live, you'll be glad you tried.
The journey to financial freedom won't happen to you. It happens because of you.
As always, invest often and wisely. Thank you for reading.
&#x2A;&#x2A;
My book,<a href="https://geni.us/wealthyourwaypb" target="_blank" rel="noreferrer noopener">Wealth Your Way&nbsp;is available on Amazon</a>, and consider subscribing to <a href="https://cosmodestefano.substack.com/">my free newsletter</a>.
The content is for informational purposes only. It is not intended to be nor should it be construed as legal, tax, investment, financial, or other advice. It is merely my own random thoughts.
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Personal Finance

Financial Freedom: How Will You Get There?

Actor and entrepreneur Keke Palmer says she has always tried to live under her means, even when Nickelodeon was handing the teenage star $40,000 an episode. Now 31 and juggling acting, <a href="https://www.benzinga.com/startups/25/02/43572782/gm-ceo-on-trumps-trade-threats-we-can-adjust-to-anything-automaker-braces-for-25-tariffs-on-popular-cars-made-in-mexico-and-canada">producing</a>, singing and podcasting, the Emmy winner still caps rent at $1,500 and drives a mid-range Lexus, proof that strict budgets can outrank red-carpet flash.&nbsp;
She insists the habit shields her career from the feast-or-famine rhythms of show business while freeing up cash to back family projects and her <a href="https://www.youtube.com/@KeyTVNetwork">KeyTV</a> network.
Don't Miss:
<ul class="wp-block-list">
<li>Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — <a href="https://www.benzinga.com/money/boxabl-scaling-fast-from-spacex-orders-to-600-homes-built-this-60k-foldable-home-may-be-the-future-of-housing">this is your last chance to become an investor for $0.80 per share.</a></li>
<li>Peter Thiel turned $1,700 into $5 billion—now accredited investors are eyeing this software company with similar breakout potential. Learn how you can <a href="https://www.benzinga.com/money/how-peter-thiel-turned-his-roth-ira-into-5-billion-and-why-accredited-investors-are-now-eyeing-this-smartphone-disruptor">invest with $1,000 at just $0.30/share.</a></li>
</ul>
<h2 class="wp-block-heading">Frugality Over Flash</h2>
Palmer shared the philosophy during a <a href="https://www.cnbc.com/2025/05/17/keke-palmer-why-living-below-my-means-is-incredibly-important-to-me.html">CNBC interview</a> last month. She said that even "with a million dollars in my pocket" she refuses lifestyle creep—an outlook forged when she realized each "True Jackson, VP" paycheck equaled her parents' annual earnings.
Palmer revisited that eye-opening moment on podcaster Shannon Sharpe's<a href="https://www.youtube.com/watch?v=Xr62eC97GcE"> "Club Shay Shay" episode</a> back in November. She said her father forfeited his pension and her mother became a full-time chaperone so she now splits every payday with them.&nbsp;
According to the same interview, that family-first mindset fuels her investments in<a href="https://www.youtube.com/@KeyTVNetwork"> KeyTV</a>, the digital studio she launched in 2022 to nurture emerging talent. Automotive choices tell the rest of the story. Palmer said she'd rather drive a Lexus with a $340 car note than splurge on a Bentley Bentayga, highlighting her commitment to living well below her means.
Trending: Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.
Her thriftiness mirrors a broader national reset. The<a href="https://www.bea.gov/news/2025/personal-income-and-outlays-april-2025"> Bureau of Economic Analysis release</a> reported the personal saving rate in the U.S. climbed to 4.9% in April, up from 4.3% in March. <a href="https://www.bls.gov/news.release/pdf/cpi.pdf">Rents jumped</a> in May, with the overall shelter index climbing 0.3%, the Bureau of Labor Statistics reported, making housing the primary driver of that month's 0.1% rise in consumer prices.
With fixed expenses still squeezing households, Palmer's $1,500 ceiling illustrates how even high earners benefit from hard limits.
Cash-cushion culture is spreading. <a href="https://www.marketwatch.com/story/americans-are-revenge-saving-after-years-of-splurging-savings-are-a-great-way-to-have-some-certainty-f676a037">MarketWatch</a> reported in May that Americans are embracing "revenge saving," axing subscriptions and postponing upgrades as tariffs and price swings unsettle budgets.&nbsp;
See Also: Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>.
Government officials want that mindset mainstream. Treasury Secretary <a href="https://www.benzinga.com/news/25/02/43798394/trumps-treasury-secretary-eyes-750-billion-gold-windfall-but-could-selling-reserves-crash-the-market">Scott Bessent </a>kicked off National Financial Literacy Month on April 1, <a href="https://home.treasury.gov/news/press-releases/sb0067">calling</a> education "a necessity—just like reading and writing."
Studies from Stanford's <a href="https://news.stanford.edu/stories/2025/05/study-financial-literacy-education-storytelling">Initiative for Financial Decision-Making</a> show that adults with low financial literacy are significantly less likely to have emergency savings—reinforcing Palmer's repeated "learn up" challenge to fans.
Read Next:
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<li><a href="https://www.benzinga.com/money/gbr-savings-by-age">If You're Age 35, 50, or 60: Here&#8217;s How Much You Should Have Saved Vs. Invested By Now</a></li>
<li>Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – Many are rushing to <a href="https://www.benzinga.com/money/mode-mobile-2">grab 4,000 of its pre-IPO shares for just $0.30/share!</a></li>
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Image: Shutterstock

Keke Palmer Made $40,000 Per Episode At 13 — But Says Her Parents Taught Her To 'Live Under Her Means' And Stay Far From Lifestyle Creep

UnitedHealth Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNH#NYSE">UNH</a>) has outperformed the market over the past 15 years by 4.56% on an annualized basis producing an average annual return of 16.61%. Currently, UnitedHealth Group has a market capitalization of $278.63 billion. 
Buying $100 In UNH: If an investor had bought $100 of UNH stock 15 years ago, it would be worth $986.42 today based on a price of $307.15 for UNH at the time of writing.
<h3>UnitedHealth Group's Performance Over Last 15 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1750083313_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Trading Ideas

If You Invested $100 In This Stock 15 Years Ago, You Would Have This Much Today

UBS analyst Dennis Geiger maintains Darden Restaurants (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DRI#NYSE">DRI</a>) with a Buy and raises the price target from $225 to $245.

UBS Maintains Buy on Darden Restaurants, Raises Price Target to $245

B of A Securities analyst Koji Ikeda maintains Amplitude (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMPL#NASDAQ">AMPL</a>) with a Buy and raises the price target from $13 to $15.

AMPL

B of A Securities Maintains Buy on Amplitude, Raises Price Target to $15

UBS analyst Timothy Arcuri maintains Allegro Microsystems (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ALGM#NASDAQ">ALGM</a>) with a Buy and raises the price target from $25 to $35.

UBS Maintains Buy on Allegro Microsystems, Raises Price Target to $35

JP Morgan Chase & Co Credit Card Delinquency Rate 0.85% At May End; Credit Card Charge-Off Rate 1.84% In May

UBS analyst Leonardo Olmos maintains Grupo Televisa (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TV#NYSE">TV</a>) with a Neutral and lowers the price target from $2.5 to $2.4.

UBS Maintains Neutral on Grupo Televisa, Lowers Price Target to $2.4

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades and downgrades, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
<ul class="wp-block-list">
<li>Baird raised Adobe Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ADBE#NASDAQ">ADBE</a>) price target from $410 to $425. Baird analyst Rob Oliver maintained a Neutral rating. Adobe shares closed at $391.68 on Friday. See how other analysts <a href="https://www.benzinga.com/quote/ADBE/analyst-ratings">view this stock</a>.</li>
<li>Loop Capital increased the price target for Ulta Beauty, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ULTA#NASDAQ">ULTA</a>) from $480 to $510. Loop Capital analyst Anthony Chukumba maintained a Buy rating. Ulta Beauty shares closed at $459.17 on Friday. <a href="https://www.benzinga.com/quote/ULTA/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Keybanc raised SmartStop Self Storage REIT, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SMA#NYSE">SMA</a>) price target from $38 to $40. Keybanc analyst Todd Thomas maintained an Overweight rating. SmartStop Self Storage shares closed at $35.69 on Friday. <a href="https://www.benzinga.com/quote/SMA/analyst-ratings">See how other analysts view this stock.</a></li>
<li>JP Morgan slashed the price target for Abercrombie &amp; Fitch Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ANF#NYSE">ANF</a>) from $147 to $141. JP Morgan analyst Matthew Boss maintained an Overweight rating. Abercrombie &amp; Fitch shares closed at $74.66 on Friday. <a href="https://www.benzinga.com/quote/ANF/analyst-ratings">See how other analysts view this stock.</a></li>
<li>JP Morgan raised the price target for Accenture plc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ACN#NYSE">ACN</a>) from $349 to $353. JP Morgan analyst Tien-Tsin Huang maintained an Overweight rating. Accenture shares closed at $311.71 on Friday. See how other analysts <a href="https://www.benzinga.com/quote/ACN/analyst-ratings">view this stock</a>.</li>
<li>DA Davidson increased Nebius Group N.V. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NBIS#NASDAQ">NBIS</a>) price target from $50 to $55. DA Davidson analyst Alex Platt maintained a Buy rating. Nebius Group shares settled at $47.13 on Friday. <a href="https://www.benzinga.com/quote/NBIS/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Wells Fargo raised Wix.com Ltd. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WIX#NASDAQ">WIX</a>) price target from $173 to $216. Wells Fargo analyst Alec Brondolo upgraded the stock from Equal-Weight to Overweight. Wix.com shares closed at $149.10 on Friday. <a href="https://www.benzinga.com/quote/WIX/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Scotiabank increased Freeport-McMoRan Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FCX#NYSE">FCX</a>) price target from $43 to $48. Scotiabank analyst Orest Wowkodaw upgraded the stock from Sector Perform to Sector Outperform. Freeport-McMoRan shares closed at $40.94 on Friday.  <a href="https://www.benzinga.com/quote/FCX/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Jefferies cut the price target for Packaging Corporation of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PKG#NYSE">PKG</a>) from $245 to $205. Jefferies analyst Philip Ng downgraded the stock from Buy to Hold. Packaging Corporation shares settled at $188.57 on Friday. <a href="https://www.benzinga.com/quote/PKG/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>HC Wainwright &amp; Co. cut BioNTech SE (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BNTX#NASDAQ">BNTX</a>) price target from $145 to $138. HC Wainwright &amp; Co. analyst Robert Burns maintained a Buy rating. BioNTech shares closed at $106.57 on Friday. <a href="https://www.benzinga.com/quote/BNTX/analyst-ratings">See how other analysts view this stock</a>.</li>
</ul>
Considering buying ADBE stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><a href="https://www.benzinga.com/quote/adbe/analyst-ratings"><img loading="lazy" decoding="async" width="1024" height="589" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/16100814/image-245-1024x589.png" alt="" class="wp-image-950870" style="width:647px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/16100814/image-245-1024x589.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/16100814/image-245-300x173.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/16100814/image-245-768x442.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/06/16100814/image-245.png 1131w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure>
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Photo via Shutterstock

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Accenture To Rally More Than 13%? Here Are 10 Top Analyst Forecasts For Monday

Eaton Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ETN#NYSE">ETN</a>) announced Monday that it has <a href="https://www.benzinga.com/pressreleases/25/06/b45945215/eaton-signs-agreement-to-acquire-ultra-pcs-limited-to-strengthen-position-in-fast-growing-aerospac" target="_blank" rel="noreferrer noopener">agreed to acquire</a> Ultra PCS Limited from the Cobham Ultra Group for $1.55 billion. The U.K.-based company specializes in mission-critical aerospace technologies for defense and commercial applications.
Eaton said the acquisition will enhance its next-generation aerospace capabilities and contribute to long-term earnings growth, given Ultra PCS&#8217;s strong position in high-margin markets.
Headquartered in Cheltenham, U.K., with operations in both the U.K. and the U.S., Ultra PCS develops advanced systems such as electronic controls, sensors, stores ejection mechanisms, and data processing tools. The company expects to generate approximately $240 million in revenue in 2025.
Also Read: <a href="https://www.benzinga.com/m-a/25/06/45949485/supernus-pharma-acquires-maker-of-postpartum-depression-drug-zurzuvae-in-795-million-deal">Supernus Pharma Acquires Maker Of Postpartum Depression Drug Zurzuvae In $795 Million Deal</a>
President of Eaton&#8217;s Aerospace Group, John Sapp, said combining Ultra PCS&#8217;s offerings with Eaton&#8217;s portfolio will deliver more customized and future-ready solutions for aerospace customers. &#8220;Combining Ultra PCS products and aftermarket services with Eaton&#8217;s will enable us to better serve our customers&#8217; needs,&#8221; he said.
The company said the acquisition supports its broader strategy focused on digitalization, electrification, and sustainable growth. The deal is expected to close in the first half of 2026.
Eaton held cash of <a target="_blank" href="https://www.benzinga.com/pressreleases/25/05/b45161328/eaton-reports-record-first-quarter-2025-results-with-accelerating-organic-growth-raises-full-year-" rel="noreferrer noopener">$1.77 billion</a> as of March 31, 2025.
In other recent developments, Eaton <a href="https://www.benzinga.com/pressreleases/25/06/b45902848/eaton-to-help-power-resilient-energy-future-for-hartsfield-jackson-atlanta-international-airport" target="_blank" rel="noreferrer noopener">secured</a> $25 million in contracts to upgrade the electrical infrastructure at Hartsfield-Jackson Atlanta International Airport as part of its $12.8 billion ATLNext expansion. 
The company will supply advanced power distribution systems, real-time monitoring tools, and engineering services to boost energy efficiency, reliability, and future scalability using its Brightlayer digital platform.
Related ETFs: iShares U.S. Aerospace &amp; Defense ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/ITA#BATS">ITA</a>), Industrial Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLI#NYSE">XLI</a>)
Price Action: ETN shares are trading higher by 3.44% to $334.81 at last check Monday.
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Photo via Shutterstock

Eaton Expands High-Margin Defense Portfolio Through Ultra PCS Deal Worth $1.55 Billion

Bank Of America Corp Credit Card Charge-Off Rate Was 2.42% In May

Bank Of America Corp Credit Card Delinquency Rate Was 1.37% At May End

UBS analyst Chris Kuntarich maintains Life360 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LIF#NASDAQ">LIF</a>) with a Buy and raises the price target from $57 to $71.

UBS Maintains Buy on Life360, Raises Price Target to $71

B of A Securities analyst Brad Sills downgrades CoreWeave (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CRWV#NASDAQ">CRWV</a>) from Buy to Neutral and raises the price target from $76 to $185.

Downgrades

CRWV

B of A Securities Downgrades CoreWeave to Neutral, Raises Price Target to $185

Dividends

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Real Estate

AGNC Investment Corp. Declares Third Quarter Dividends on Preferred Stock

AGNC Investment Corp. Declares Fourth Quarter Dividends on Preferred Stock

AGNC Investment Corp. Declares First Quarter Dividends on Preferred Stock

AGNC Investment Corp. Declares Second Quarter Dividends on Preferred Stock

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FXDFR PRF PERPETUAL USD 25 - Ser G 1/1000th Int

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