最新ニュース Leafbuyer Techs (OTC:LBUY) 株価情報

Leafbuyer Technologies Inc operates an online portal for cannabis deals and specials. The company serves legal cannabis dispensaries and companies that create cannabis-related products, allowing them to market their products to cannabis users. It offers a web-based platform, loyalty platform, and smart application technology with POS integrations, real-time posting of messages, delivery features, notifications through SMS/MMS and push notification technology, and the ability to target market consumers by spending habits. The company has one reportable segment, consisting of providing a comprehensive marketing technology platform.

LEAFBUYER TECHNOLOGIES by Leafbuyer Technologies, Inc.

Leafbuyer Technologies Inc

Stifel analyst Simon Yarmak maintains Alpine Income Property Tr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PINE#NYSE">PINE</a>) with a Buy and lowers the price target from $19.25 to $18.75.

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Price Target

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PINE

Stifel Maintains Buy on Alpine Income Property Tr, Lowers Price Target to $18.75

Automatic Data Processing (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ADP#NASDAQ">ADP</a>) has outperformed the market over the past 20 years by 1.84% on an annualized basis producing an average annual return of 9.88%. Currently, Automatic Data Processing has a market capitalization of $119.04 billion. 
Buying $100 In ADP: If an investor had bought $100 of ADP stock 20 years ago, it would be worth $664.47 today based on a price of $292.57 for ADP at the time of writing.
<h3>Automatic Data Processing's Performance Over Last 20 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1745599515_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Trading Ideas

$100 Invested In Automatic Data Processing 20 Years Ago Would Be Worth This Much Today

Stifel analyst Steven Wieczynski maintains Boyd Gaming (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BYD#NYSE">BYD</a>) with a Hold and lowers the price target from $82 to $71.

Stifel Maintains Hold on Boyd Gaming, Lowers Price Target to $71

Susquehanna analyst Bascome Majors maintains Union Pacific (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNP#NYSE">UNP</a>) with a Neutral and lowers the price target from $255 to $245.

Susquehanna Maintains Neutral on Union Pacific, Lowers Price Target to $245

Susquehanna analyst Shyam Patil maintains Alphabet (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>) with a Positive and lowers the price target from $225 to $220.

GOOGL

Susquehanna Maintains Positive on Alphabet, Lowers Price Target to $220

Susquehanna analyst James Friedman maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Positive and lowers the price target from $250 to $240.

Susquehanna Maintains Positive on Fiserv, Lowers Price Target to $240

Truist Securities analyst Jamie Cook maintains United Rentals (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/URI#NYSE">URI</a>) with a Buy and raises the price target from $732 to $786.

Truist Securities Maintains Buy on United Rentals, Raises Price Target to $786

Truist Securities analyst Michael Ciarmoli maintains L3Harris Technologies (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LHX#NYSE">LHX</a>) with a Buy and lowers the price target from $264 to $260.

Truist Securities Maintains Buy on L3Harris Technologies, Lowers Price Target to $260

Truist Securities analyst Tobey Sommer maintains CACI International (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CACI#NYSE">CACI</a>) with a Buy and raises the price target from $475 to $525.

CACI

Truist Securities Maintains Buy on CACI International, Raises Price Target to $525

<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="683" src="https://contributor-assets.benzinga.com/wp-content/uploads/2025/04/25152608/aedrian-salazar-MTxseYMqYzk-unsplash-1024x683.jpg" alt="" class="wp-image-11626" srcset="https://contributor-assets.benzinga.com/wp-content/uploads/2025/04/25152608/aedrian-salazar-MTxseYMqYzk-unsplash-1024x683.jpg 1024w,https://contributor-assets.benzinga.com/wp-content/uploads/2025/04/25152608/aedrian-salazar-MTxseYMqYzk-unsplash-300x200.jpg 300w,https://contributor-assets.benzinga.com/wp-content/uploads/2025/04/25152608/aedrian-salazar-MTxseYMqYzk-unsplash-768x512.jpg 768w,https://contributor-assets.benzinga.com/wp-content/uploads/2025/04/25152608/aedrian-salazar-MTxseYMqYzk-unsplash.jpg 1200w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
The way we build and protect wealth is changing fast. For decades, financial security meant navigating traditional systems: banks, brokerage accounts, pension funds, and maybe a few real estate plays. That was Wealth 1.0. Then came Wealth 2.0—the digital layer. Robo-advisors, fintech apps, ETFs at your fingertips. Access improved. Friction dropped.
But now, a third evolution is underway. Wealth 3.0 isn't just digital. It's decentralized.
<h3 class="wp-block-heading">What Is Wealth 3.0?</h3>
Wealth 3.0 is the new paradigm where individuals build, manage, and protect wealth through decentralized infrastructure. It leans on blockchain, tokenization, smart contracts, and non-custodial tools to reduce dependence on legacy systems.
This isn't about abandoning banks. It's about owning your wealth more directly, with fewer intermediaries and greater flexibility.
Wealth 3.0 is:
<ul>
<li>Global by design</li>
<li>Accessible to anyone with an internet connection</li>
<li>Transparent, programmable, and customizable</li>
</ul>
<h3 class="wp-block-heading">Why This Matters in 2025</h3>
We're in a year marked by volatility: interest rate shifts, renewed inflation concerns, geopolitical tensions, and weakening trust in centralized institutions. At the same time, decentralized tools are maturing.
What was once experimental is now usable:
<ul>
<li>Wallet-based asset management</li>
<li>Tokenized real estate and private equity</li>
<li>Smart contract–based income tools (like automated yield protocols)</li>
<li>On-chain identity and credit scoring</li>
</ul>
In short, decentralization is becoming more practical—and it's reshaping wealth-building strategy.
<h3 class="wp-block-heading">Key Pillars of Wealth 3.0</h3>
<h4 class="wp-block-heading">1. Self-Custody and Control</h4>
With decentralized wallets, individuals can hold assets without relying on banks or custodians. This isn't just about cryptocurrency—it includes tokenized real-world assets, stablecoins, and even regulated digital securities.
It means fewer third parties, lower fees, and greater autonomy.
<h4 class="wp-block-heading">2. Passive Yield Without the Middlemen</h4>
Decentralized finance (DeFi) enables users to earn yield directly from lending, liquidity provision, or staking—all governed by smart contracts. No banks taking a cut. No waiting on monthly interest.
With proper risk management, these tools can supplement traditional fixed-income strategies.
<h4 class="wp-block-heading">3. Global Financial Access</h4>
In emerging markets, where banking is often limited or unreliable, Wealth 3.0 tools allow users to invest, transact, and build credit without ever visiting a bank.
That's not just empowering. It's revolutionary.
<h4 class="wp-block-heading">4. Programmable Wealth Management</h4>
Wealth 3.0 tools are customizable. Investors can set rules for automatic rebalancing, trigger-based asset swaps, or automated charitable giving—all executed by smart contracts.
This reduces reliance on advisors while increasing precision.
<h3 class="wp-block-heading">What It's Not</h3>
Wealth 3.0 isn't about ditching financial advisors or betting everything on crypto. It's not about replacing traditional markets.
It's about giving individuals more tools to build and protect wealth on their own terms.
<h3 class="wp-block-heading">Where to Start</h3>
If you&#8217;re looking to engage with Wealth 3.0:
<ul>
<li>Set up a non-custodial wallet (e.g., MetaMask or Ledger Live)</li>
<li>Explore tokenized investments on regulated platforms</li>
<li>Learn about yield protocols with a conservative allocation</li>
<li>Stay informed on regulations and custody rules in your jurisdiction</li>
</ul>
<h3 class="wp-block-heading">Final Thought: Wealth, Rewritten</h3>
The old model said: trust the system, play the long game, and hope for stability.
The new model says: own your assets, use smart tools, and adapt with agility.
Wealth 3.0 is here—not as a trend, but as a toolkit. And in a decentralized economy, the people who understand these tools won't just protect their financial future.
They'll help shape it.

Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

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General

Wealth 3.0: Building Financial Security In A Decentralized Economy

<a href="https://www.bloomberg.com/news/articles/2025-04-25/amgen-pledges-900-million-hundreds-of-jobs-in-ohio-expansion">https://www.bloomberg.com/news/articles/2025-04-25/amgen-pledges-900-million-hundreds-of-jobs-in-ohio-expansion</a>

AMGN

'Amgen Pledges $900 Million, Hundreds of Jobs in Ohio Expansion'- Bloomberg

SMMT

Trading Halt: Halted at 12:34:48 p.m. ET - Trading Halt: Halt News Pending

Truist Securities analyst Brandon King maintains Wintrust Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WTFC#NASDAQ">WTFC</a>) with a Buy and lowers the price target from $150 to $137.

WTFC

Truist Securities Maintains Buy on Wintrust Financial, Lowers Price Target to $137

RBC Capital analyst Nik Modi downgrades Global Payments (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GPN#NYSE">GPN</a>) from Outperform to Sector Perform.

Downgrades

RBC Capital Downgrades Global Payments to Sector Perform

WIIM

Shares of mobile carriers are trading lower in possible sympathy with T-Mobile, which fell on its Q1 earnings report.

Truist Securities analyst Brian Foran maintains Synchrony Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>) with a Hold and lowers the price target from $65 to $57.

Truist Securities Maintains Hold on Synchrony Financial, Lowers Price Target to $57

PLTR

Live On CNBC Bill Baruch Announces Bought More Palantir

Truist Securities analyst Brian Foran maintains Discover Financial servs (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>) with a Buy and raises the price target from $219 to $229.

Truist Securities Maintains Buy on Discover Financial servs, Raises Price Target to $229

Ramit Sethi has been helping people master their finances for more than 20 years. He knows how complex finances can get, but he recently broke down some simple steps you can take to <a href="https://www.youtube.com/watch?v=v9hjqxeJvxI">improve your finances by 82%</a>. He starts off with a powerful step that can get you on the right track and generate strong momentum.
"That's when you take control of your money," Sethi proclaimed after revealing the first step.
Sethi started his video by explaining that many people want financial freedom but get paralyzed by uncertainty when it's time to take action. He pointed the finger at anxiety and fear as two of the main reasons why people stop in their tracks after they decide to give their finances a closer look. He then revealed what you can do to get on the right track.
Don't Miss:
<ul>
<li>Inspired by Uber and Airbnb &#8211; Deloitte's fastest-growing software company is transforming 7 billion smartphones into income-generating assets &#8211; <a href="https://www.benzinga.com/money/mode-mobile-2">with $1,000 you can invest at just $0.26/share!</a></li>
<li>Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.</li>
</ul>
<h2 class="wp-block-heading">Set Your First Small Goal&nbsp;</h2>
Before you can achieve long-term financial goals, you have to demonstrate that you can make progress. That's the entire purpose of Sethi's first step to improving your finances by 82%. Instead of rushing to make big moves, you start with something small, like saving some extra money each month.
Sethi suggests starting with a small emergency fund and contributing up to $200 per month to a high-yield savings account. If you contribute $200 per month, you can quickly get to a $1,000 balance. Not only will you collect steady interest payments, but an emergency fund will give you some financial protection before another emergency strikes.
Some people fall behind on their finances because they have to take out loans to cover emergency expenses. Origination fees and interest reduce their wealth and make it more difficult to climb out of debt. An emergency fund keeps that risk at bay and can put you in a position to fortify your investments later down the road.
Trending: The secret weapon in billionaire investor portfolios that you almost certainly don't own yet. <a href="https://www.benzinga.com/money/masterworks">See which asset class has outpaced the S&amp;P 500 (1995-2024) – and with near-zero correlation.</a>
<h2 class="wp-block-heading">Create A Positive Feedback Loop</h2>
When you make a positive change, it becomes easier to take more actions that strengthen the positive change you have already made. This concept is called a positive feedback loop, and it's one that Sethi preaches in his video.&nbsp;
"When you save $1,000, you start asking yourself, ‘What else can I do with my money?'" he explains.
This mentality can help some people go from a $1,000 emergency fund to a $2,000 balance. Then, the power of compounding starts to work in your favor. Your interest will grow each month as you save more money, and it can reinforce good money habits.&nbsp;
Soon, you may be looking deeper into your finances and discover how you can contribute $500 to your emergency savings account each month.&nbsp;
See Also: Hasbro, MGM, and Skechers trust this AI marketing firm — <a href="https://www.benzinga.com/money/rad-intel">invest pre-IPO from $0.60 per share now</a>.
<h2 class="wp-block-heading">Taking Control Of Your Money</h2>
Millionaires become millionaires before they reach a $1 million net worth. It takes a special type of mindset to reach that figure, and it starts with taking control of your money. Sethi says you start to get into the driver's seat when you create a money plan and stick with it. After seeing initial progress, you'll want to double down and create a positive feedback loop.
Establishing long-term goals can help you master the basics and create a solid foundation. Long-term goals combined with short-term benchmarks like saving a specific amount of money each month or making an extra $500 per month with a side hustle can give you more control over your finances and future.
Read Next:
<ul>
<li><a href="https://www.benzinga.com/money/gbr-savings-by-age">If You're Age 35, 50, or 60: Here&#8217;s How Much You Should Have Saved Vs. Invested By Now</a></li>
<li>‘Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. <a href="https://www.benzinga.com/money/mode-mobile-2">You can invest today for just $0.26/share with a $1000 minimum.</a></li>
</ul>
Image: Shutterstock

Personal Finance

Ramit Sethi Shares The First Step You Can Take To Improve Your Finances: 'That's When You Take Control Of Your Money'

<ul>
<li>Standard Chartered Head of Digital Assets Research Geoffrey Kendrick has weighed in on the catalyst for Bitcoin&#8217;s recent decoupling from stocks.</li>
<li>Kendrick said the catalyst for Bitcoin&#8217;s current run could send it to fresh all-time highs.</li>
<li>Bitcoin is now trading at a key level.</li>
</ul>
Despite the persisting narrative that Bitcoin is an asset with the potential to become a store of value on par with gold, if not better, the asset has, for the most part, traded in tandem with tech stocks, failing to hold up in the face of market uncertainty.&nbsp;
And until recently, things looked no different in the current cycle. Amid <a href="https://www.benzinga.com/government/regulations/25/04/44926902/imf-slashes-us-growth-outlook-as-trump-tariffs-bite-raises-recession-odds-to-40">President Donald Trump&#8216;s controversial tariff policies</a> and <a href="https://www.benzinga.com/economics/macro-economic-events/25/03/44542620/inflation-fears-spark-risk-off-sentiment-as-magnificent-7-drop-whats-driving-markets-friday">inflation concerns</a> over the past few months, Bitcoin followed the Nasdaq and S&amp;P 500 in <a href="https://www.benzinga.com/25/04/44621245/gold-backed-cryptos-match-yellow-metals-highs-following-trumps-liberation-day-shock">a significant retreat</a> from record highs. But this week, there has been a marked shift in this correlation despite no apparent change in market conditions.
Don't Miss:
<ul>
<li>‘Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. <a href="https://www.benzinga.com/money/mode-mobile-2">You can invest today for just $0.26/share with a $1000 minimum.</a></li>
<li><a href="https://www.benzinga.com/money/are-you-rich">Are you rich?</a> Here&#8217;s what Americans think you need to be considered wealthy.</li>
</ul>
On Monday, Bitcoin jumped nearly 3% from around $85,000 to highs above $88,000, while traditional equities continued their slump, with the Nasdaq and the S&amp;P 500 dropping about 2%. Is Bitcoin finally taking its place in the pantheon of safe-haven assets?
<h2 class="wp-block-heading">Risks To The Financial System</h2>
In a Tuesday note, Standard Chartered Head of Digital Assets Research Geoffrey Kendrick said that Bitcoin traded like a tech stock except in times of risk to the legacy financial system. In these instances, Kendrick asserted that the asset acted as a hedge, citing its price action during the banking crisis that led to the collapse of several banks in Q1 2023.
Trending: BlackRock is calling 2025 the year of alternative assets. <a href="https://www.benzinga.com/money/masterworks">One firm from NYC has quietly built a group of 60,000+ investors who have all joined in on an alt asset class previously exclusive to billionaires like Bezos and Gates.</a>
Kendrick opined that in the case of Bitcoin&#8217;s most recent rally, investors were reacting to risks to the financial system associated with the government amid the growing threat to the Federal Reserve&#8217;s independence under the Trump administration.
In recent weeks, Trump has openly tried to twist the arm of Fed Chair Jerome Powell to cut interest rates using personal attacks on social media.&nbsp;
&#8220;There can be a SLOWING of the economy unless Mr. Too Late, a major loser, lowers interest rates, NOW,&#8221; Trump <a href="https://truthsocial.com/@realDonaldTrump/posts/114376239725335883">wrote</a>, referring to Powell in a Monday Truth Social post, asserting that &#8220;there is virtually No Inflation.&#8221;
See Also: Hasbro, MGM, and Skechers trust this AI marketing firm — <a href="https://www.benzinga.com/money/rad-intel">invest pre-IPO from $0.60 per share now</a>.
Kendrick said that the attacks are triggering uncertainty in the Treasury market, with which he highlighted that Bitcoin is strongly correlated. Specifically, the 10-year Treasury term premium has surged to 12-year highs, with Bitcoin seemingly replicating its run.
&#8220;As such, so long as Fed independence issues continue to play out I think Bitcoin will keep heading higher. This could be what is needed for the next all-time high,&#8221; Kendrick wrote, reiterating his $200,000 year-end price target for Bitcoin and $500,000 target for 2028.
Indeed, Bitcoin continues to run higher at the latest look, surging 5% in the past 24 hours to trade near $91,000 for the first time since early March. Several analysts have marked the $90,000 to $92,000 price range as the level to beat for the leading digital asset to confirm the start of another impulsive phase.
Read Next:
<ul>
<li><a href="https://www.benzinga.com/money/gbr-savings-by-age">If You're Age 35, 50, or 60: Here&#8217;s How Much You Should Have Saved Vs. Invested By Now</a></li>
<li>Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – <a href="https://www.benzinga.com/money/mode-mobile-2">Many are rushing to grab 4,000 of its pre-IPO shares for just $0.26/share!</a></li>
</ul>
Image: Shutterstock

Here's Why Bitcoin Has Decoupled From Stocks According To Standard Chartered

Earnings

Press Releases

Leafbuyer Technologies, Inc. Announces Quarterly Results

Leafbuyer Technologies, Inc. Announces Record Results: 38% Increase in Quarterly Revenue and 53% Increase in Gross Margins

Leafbuyer Technologies, Inc. Announces Record Results: 20% Increase in Quarterly Revenue, 68% Increase in Gross Margins and 134% Increase in Net Income

CORRECTION FROM SOURCE: Leafbuyer Technologies, Inc. Announces Record Results: 20% Increase in Quarterly Revenue, 68% Increase in Gross Margins and 134% Increase in Net Income

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