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Updated: Dec 10, 2025

Stock Analysis

UBS Logo
UBS Gr
NYSE:UBS
$41.61
$0.32 |0.78%
Day Range:
$41.04 - $41.74
Market Cap:
129.05B
P/E Ratio:
18.5991
Avg Value:
$34.16
Year Range:
$25.75 - $42.57
1
General Information
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals.

In Switzerland, it also operates as a traditional retail and commercial bank. Its investment bank and asset management divisions complement the wealth business, providing tailored solutions to UBS clients while serving third-party customers by leveraging UBS' global reach and expertise.

2
UBS Gr (UBS) Stock Graph
3
How We Grade UBS Gr (UBS)

We grade stocks based on past performance, their future growth potential, intrinsic value, dividend history, and overall financial health.

The chart below shows how we grade UBS Gr (UBS) across the board compared to its closest peers.

4
Benzinga Edge Rankings

Benzinga Edge stock rankings give you four critical scores to help you identify the strongest and weakest stocks to buy and sell.

62.71

Growth measures a stock's combined historical expansion in earnings and revenue across multiple time periods, with emphasis on both long-term trends and recent performance.

Momentum measures a stock's relative strength based on its price movement patterns and volatility over multiple timeframes, ranked as a percentile against other stocks.

66.25

Quality is a composite ranking that evaluates a company's operational efficiency and financial health by analyzing historical profitability metrics and fundamental strength indicators on a percentile basis relative to peers.

Stock Score Locked: Want to See it?
Benzinga Rankings give you vital metrics on any stock – anytime.
5
Valuation

Earnings History (3 years)

It is important to look at a companies earnings history to see not only if they are profitable, but if their earnings are growing.
As you can see from the chart above, UBS's earnings have fluctuated but has increased since, this is a positive sign for the stock.
6
Dividend
There are few things we like to see when evaluating the quality of a company's dividend history and future

Ideally, we would like to see a company have a long history of consistently high dividend payouts that have grown at a consistent rate. From here we want to be confident that this sort of dividend growth and consistency will persist into the future.

The chart below shows the historical trend in UBS Gr (UBS) dividend yield on an annual basis.

12.92%
UBS Gr (UBS) saw a increase in it's dividend yield since 2021
7
Past Performance
How has UBS Gr (UBS) performed over the past 5 years?

The two main factors that we consider when analyzing past performance is overall return and volatility

Using these two metrics, we can determine if this stock gave its investors enough return for the risk that they took on by owning it. This is measured by the sharpe ratio, which has been used as a primary measure of risk/reward trade-off for almost 60 years.

This ratio can be interpreted as the amount of return an investor has received for the amount of risk that they took on by owning the stock over that timeframe.

UBS Gr (UBS) sharpe ratio over the past 5 years is 1.8354 which is considered to be above average compared to the peer average of 0.7607

8
Analyzing UBS Gr (UBS) Recent Options Activity
Below, you can see the trend in options sentiment over the past 30 days.

Based on our data, UBS's options trades have recently carried more negative sentiment than positive.

9
Company Financials
INCOME STATEMENT
The income statement also known as the profit and loss statement, primarily focuses on the company's revenues and expenses during a particular period.

The main purpose of an income statement is to convey details of profitability and business activities. Below, is UBS's income statement for the previous four years along with its trailing-twelve- month profit & loss.

FISCAL YEAR (BIL.)
2021 ($)
2022 ($)
2023 ($)
2024 ($)
TTM ($)
Total Revenue
35.26
33.34
39.44
46.25
46.24
Operating Revenue
35.26
33.34
39.44
46.25
46.24
Cost Of Revenue
0.00
0.00
0.00
0.00
0.00
Gross Profit
0.00
0.00
0.00
0.00
0.00
Operating Expense
0.00
0.00
0.00
0.00
0.00
Selling General And Administration
22.99
21.58
28.43
32.14
30.78
Research and Development
0.00
0.00
0.00
0.00
0.00
Operating Income
0.00
0.00
0.00
0.00
0.00
Net Non-Operating Interest Income Expense
0.00
0.00
0.00
0.00
0.00
Other Income Expense
0.00
0.00
0.00
0.00
0.00
Other Non-Operating Income Expenses
0.00
0.00
0.00
0.00
0.00
Pre-Tax Income
9.48
9.60
29.73
6.82
8.20
Tax Provision
2.00
1.94
0.87
1.68
0.83
Net Income
7.46
7.63
28.84
5.08
7.34
Net Income Common Stockholders
7.46
7.63
28.84
5.09
7.34
Total Operating Income As Reported
0.00
0.00
0.00
0.00
0.00
Total Expenses
0.00
0.00
0.00
0.00
0.00
Net Income From Continuing And Discontinued Operation
7.46
7.63
28.84
5.08
7.34
Normalized Income
7.57
7.06
4.21
6.26
8.86
Interest Income
10.41
13.18
35.52
43.05
35.65
Interest Expense
3.70
6.56
28.22
35.95
28.23
Net Interest Income
6.71
6.62
7.30
7.10
7.42
EBIT
0.00
0.00
0.00
0.00
0.00
EBITDA
0.00
0.00
0.00
0.00
0.00
Reconciled Cost Of Revenue
0.00
0.00
0.00
0.00
0.00
Reconciled Depreciation
2.12
2.06
3.75
3.80
3.66
Normalized EBITDA
0.00
0.00
0.00
0.00
0.00
Tax Rate For Calcs
0.00
0.00
0.00
0.00
0.12
Tax Effect Of Unusual Items
-0.03
0.15
-0.14
-0.42
-0.42
BALANCE SHEET
The balance sheet is a snapshot of a companies financials during a particular period in time.

It breaks down what company owns (assets) and what a company owes (liabilities), in order to give investors an overview of its capital structure.

FISCAL YEAR (BIL.)
2021 ($)
2022 ($)
2023 ($)
2024 ($)
TTM ($)
Total Assets
1,117.18
1,104.36
1,717.25
1,565.03
1,632.25
Current Assets
0.00
0.00
0.00
0.00
0.00
Total Non-Current Assets
0.00
0.00
0.00
0.00
0.00
Total Liabilities Net Minority Interest
1,056.18
1,047.15
1,630.61
1,479.45
1,542.05
Current Liabilities
0.00
0.00
0.00
0.00
0.00
Other Non-Current Liabilities
0.00
0.00
0.00
0.00
0.00
Total Equity Gross Minority Interest
61.00
57.22
86.64
85.57
90.20
Stockholders Equity
0.00
0.00
0.00
0.00
0.00
Total Capitalization
232.65
217.14
419.76
382.40
398.46
Common Stock Equity
60.66
56.88
86.11
85.08
89.90
Net Tangible Assets
54.28
50.61
78.59
78.19
82.92
Working Capital
0.00
0.00
0.00
0.00
0.00
Invested Capital
275.74
246.82
458.29
412.90
427.34
Tangible Book Value
54.28
50.61
78.59
78.19
82.92
Total Debt
218.64
193.28
377.69
332.42
341.80
Net Debt
20.28
17.12
54.97
102.12
116.03
Share Issued
3.70
3.52
3.46
3.46
3.34
Ordinary Shares Number
3.40
3.11
3.21
3.17
3.12
CASH FLOW STATEMENTS
A companies statement of cash flows gives an investor a break down of the cash inflows and outflows from a companies operations and investment activities.
FISCAL YEAR (BIL.)
2021 ($)
2022 ($)
2023 ($)
2024 ($)
TTM ($)
Cash Flow from Continuing Operating Activities
31.43
14.65
86.07
3.28
4.29
Net Income from Continuing Operations
7.49
7.66
27.87
5.15
7.37
Depreciation and Amortization
2.12
2.06
3.75
3.80
3.66
Deferred Tax
0.43
0.49
-0.69
-0.49
-1.35
Deferred Income Tax
0.43
0.49
-0.69
-0.49
-1.35
Stock-Based Compensation
Other Non-Cash Items
3.90
-10.74
-34.39
17.06
-2.84
Change in Working Capital
19.10
18.23
90.10
-20.80
-0.85
Change in Receivables
Changes in Account Receivables
Change in Inventory
Change in Payables and Accrued Expense
Change in Payable
Change in Account Payable
Change in Other Current Assets
Change in Other Current Liabilities
Change in Other Working Capital
44.41
20.04
67.74
-23.39
2.82
Cash Flow from Continuing Investing Activities
-2.12
-12.45
103.23
0.71
-19.46
Net PPE Purchase and Sale
-1.55
-1.48
-1.62
-1.90
-2.08
Net Business Purchase and Sale
0.59
1.73
0.61
Purchase of Business
Net Investment Purchase and Sale
-1.17
-12.69
-3.78
2.42
-18.00
Purchase of Investment
-6.22
-16.78
-14.24
-5.96
-31.84
Sale of Investment
5.05
4.08
10.46
8.38
13.85
Net Other Investing Changes
108.51
Financing Cash Flow
10.34
-9.09
-58.26
-84.16
-26.50
Cash Flow from Continuing Financing Activities
10.35
-9.10
-58.26
-84.17
-26.50
Net Issuance Payments of Debt
15.27
-0.80
-53.08
-79.53
-18.14
Net Long-Term Debt Issuance
18.36
11.45
-56.25
-72.12
-12.59
Long-Term Debt Issuance
98.27
79.11
109.73
100.15
116.81
Long-Term Debt Payments
-79.91
-67.67
-165.99
-172.27
-129.41
Net Short-Term Debt Issuance
-3.09
-12.25
3.17
-7.41
-5.55
Net Common Stock Issuance
-3.34
-6.01
-2.78
-2.92
-4.21
Common Stock Issuance
Common Stock Payments
Cash Dividends Paid
Net Other Financing Charges
-0.28
-0.62
-0.72
-0.99
-1.13
End Cash Position
754.11
817.74
1,095.91
1,097.96
997.24
Changes in Cash
39.65
-6.89
131.03
-80.18
-41.67
Beginning Cash Position
719.77
830.29
950.92
1,194.18
1,032.94
Capital Expenditure
-1.84
-1.64
-1.69
-2.01
-2.24
Issuance of Capital Stock
Issuance of Debt
98.27
79.11
109.73
100.15
116.81
Repayment of Debt
-79.91
-67.67
-165.99
-172.27
-129.41
Repurchase of Capital Stock
Free Cash Flow
29.58
13.00
84.38
1.27
2.06