Euronet Worldwide 株価情報 (NASDAQ: EEFT)

最新ニュース Euronet Worldwide (NASDAQ:EEFT) 株価情報

Euronet Worldwide

Euronet Worldwide Inc is a provider of electronic financial transaction solutions. The company operates an independent network of ATMs in Europe, along with a network for prepaid products such as mobile top-ups, and processes point-of-sale transactions. It operates in three segment EFT Processing Segment, epay Segment, and Money Transfer Segment. Its segment revenue comes from by operating income, electronical financial transaction processing, mainly generates revenue from monthly ATM management fees and currency conversion transactions. It generates the majority if its geographic revenue from the United States of America.

Euronet Worldwide Inc

Kevin Caponecchi, CEO at Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>), reported a large exercise of company stock options on November 27, according to a new SEC filing.
What Happened: A Form 4 filing from the <a href="https://www.sec.gov/Archives/edgar/data/0001029199/000121390024103212//Archives/edgar/data/1029199/000121390024103212/0001213900-24-103212-index.htm">U.S. Securities and Exchange Commission</a> on Wednesday showed that Caponecchi, CEO at Euronet Worldwide, a company in the Financials sector, just exercised stock options worth 52,034 shares of EEFT stock with an exercise price of $70.13.
During Thursday's morning session, Euronet Worldwide shares down by 0.24%, currently priced at $105.18. Considering the current price, Caponecchi's 52,034 shares have a total value of $1,823,684.
<h3>Delving into Euronet Worldwide's Background</h3>
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. The company operates an independent network of ATMs in Europe, along with a network for prepaid products such as mobile top-ups, and processes point-of-sale transactions. It operates in three segment EFT Processing Segment, epay Segment, and Money Transfer Segment. Its segment revenue comes from by operating income, electronical financial transaction processing, mainly generates revenue from monthly ATM management fees and currency conversion transactions. It generates the majority if its geographic revenue from the United States of America.
<h3>Euronet Worldwide: A Financial Overview</h3>
Revenue Growth: Euronet Worldwide's remarkable performance in 3 months is evident. As of 30 September, 2024, the company achieved an impressive revenue growth rate of 9.49%. This signifies a substantial increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.
Exploring Profitability:
<ul>
<li>
Gross Margin: The company faces challenges with a low gross margin of 42.33%, suggesting potential difficulties in cost control and profitability compared to its peers.
</li>
<li>
Earnings per Share (EPS): Euronet Worldwide's EPS is a standout, portraying a positive bottom-line trend that exceeds the industry average with a current EPS of 3.41.
</li>
</ul>
Debt Management: The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of 1.78, caution is advised due to increased financial risk.
Financial Valuation Breakdown:
<ul>
<li>
Price to Earnings (P/E) Ratio: Euronet Worldwide's P/E ratio of 15.32 is below the industry average, suggesting the stock may be undervalued.
</li>
<li>
Price to Sales (P/S) Ratio: With a P/S ratio of 1.31 below industry standards, the stock shows potential undervaluation, making it an appealing investment option for those focusing on sales performance.
</li>
<li>
EV/EBITDA Analysis (Enterprise Value to its Earnings Before Interest, Taxes, Depreciation &amp; Amortization): Indicated by a lower-than-industry-average EV/EBITDA ratio of 6.96, the company suggests a potential undervaluation, which might be advantageous for value-focused investors.
</li>
</ul>
Market Capitalization Analysis: The company exhibits a lower market capitalization profile, positioning itself below industry averages. This suggests a smaller scale relative to peers.
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<h3>Why Insider Activity Matters in Finance</h3>
Insider transactions shouldn't be used primarily to make an investing decision, however an insider transaction can be an important factor in the investing decision. 
Exploring the legal landscape, an "insider" is defined as any officer, director, or beneficial owner holding more than ten percent of a company's equity securities, as stipulated by Section 12 of the Securities Exchange Act of 1934. This encompasses executives in the c-suite and major hedge funds. These insiders are required to report their transactions through a Form 4 filing, which must be submitted within two business days of the transaction.
Highlighted by a company insider's new purchase, there's a positive anticipation for the stock to rise.
But, insider sells may not necessarily indicate a bearish view and can be motivated by various factors.
<h3>Navigating the World of Insider Transaction Codes</h3>
Examining transactions, <a href="https://www.benzinga.com/money/investing-tools">investors</a> often concentrate on those unfolding in the open market, meticulously detailed in Table I of the Form 4 filing. A P in Box 3 denotes a purchase, while S signifies a sale. Transaction code C indicates the conversion of an option, and transaction code A denotes a grant, award, or other acquisition of securities from the company.
<a href="https://www.benzinga.com/sec/insider-trades/search/index?company_cik=0001029199">Check Out The Full List Of Euronet Worldwide's Insider Trades.</a>
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

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Insider Trades

Trading Ideas

EEFT

Major Exercise Alert: Kevin Caponecchi Exercises Options Worth $1.82M At Euronet Worldwide

Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) has been analyzed by 6 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">3</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">2</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts have set 12-month price targets for Euronet Worldwide, revealing an average target of $124.5, a high estimate of $136.00, and a low estimate of $110.00. A 0.4% drop is evident in the current average compared to the previous average price target of $125.00. 
<img src="https://www.benzinga.com/files/images/story/2024/1732557698_0.png" alt="price target chart" />
<h2>Investigating Analyst Ratings: An Elaborate Study</h2>
The standing of Euronet Worldwide among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Rayna Kumar</td>
<td>Oppenheimer</td>
<td>Raises</td>
<td>Outperform</td>
<td>$135.00</td>
<td>$121.00</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Lowers</td>
<td>Buy</td>
<td>$120.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Andrew Schmidt</td>
<td>Citigroup</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$110.00</td>
<td>$118.00</td>
</tr>
<tr>
<td>Peter Heckmann</td>
<td>DA Davidson</td>
<td>Maintains</td>
<td>Buy</td>
<td>$136.00</td>
<td>$136.00</td>
</tr>
<tr>
<td>Rayna Kumar</td>
<td>Oppenheimer</td>
<td>Announces</td>
<td>Outperform</td>
<td>$121.00</td>
<td>-</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Maintains</td>
<td>Buy</td>
<td>$125.00</td>
<td>$125.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Euronet Worldwide. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of Euronet Worldwide compared to the broader market.</li>
<li>Price Targets: Delving into movements, analysts provide estimates for the future value of Euronet Worldwide's stock. This analysis reveals shifts in analysts' expectations over time.</li>
</ul>
To gain a panoramic view of Euronet Worldwide's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.
<a href="https://www.benzinga.com/quote/EEFT/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Euronet Worldwide analyst ratings.</a>
<h2>Discovering Euronet Worldwide: A Closer Look</h2>
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. The company operates an independent network of ATMs in Europe, along with a network for prepaid products such as mobile top-ups, and processes point-of-sale transactions. It operates in three segment EFT Processing Segment, epay Segment, and Money Transfer Segment. Its segment revenue comes from by operating income, electronical financial transaction processing, mainly generates revenue from monthly ATM management fees and currency conversion transactions. It generates the majority if its geographic revenue from the United States of America.
<h3>Breaking Down Euronet Worldwide's Financial Performance</h3>
Market Capitalization: With restricted market capitalization, the company is positioned below industry averages. This reflects a smaller scale relative to peers.
Revenue Growth: Euronet Worldwide's remarkable performance in 3 months is evident. As of 30 September, 2024, the company achieved an impressive revenue growth rate of 9.49%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Euronet Worldwide's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of 13.78%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Euronet Worldwide's ROE excels beyond industry benchmarks, reaching 11.77%. This signifies robust financial management and efficient use of shareholder equity capital.
Return on Assets (ROA): Euronet Worldwide's ROA stands out, surpassing industry averages. With an impressive ROA of 2.45%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of 1.78, caution is advised due to increased financial risk.
<h2>Understanding the Relevance of Analyst Ratings</h2>
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
Some analysts also offer predictions for helpful metrics such as earnings, revenue, and growth estimates to provide further guidance as to what to do with certain tickers. It is important to keep in mind that while stock and sector analysts are specialists, they are also human and can only forecast their beliefs to traders.
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Analyst Ratings

Analyst Ratings For Euronet Worldwide

Oppenheimer analyst Rayna Kumar maintains Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) with a Outperform and raises the price target from $121 to $135.

Price Target

Oppenheimer Maintains Outperform on Euronet Worldwide, Raises Price Target to $135

Needham analyst Mayank Tandon maintains Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) with a Buy and lowers the price target from $125 to $120.

Needham Maintains Buy on Euronet Worldwide, Lowers Price Target to $120

Taking into consideration recent trends in the business and the global economy, continued double-digit quarterly&nbsp;earnings growth, and historical seasonal patterns, the Company remains confident in its previously announced expectations that its 2024 adjusted EPS will grow&nbsp;10-15%&nbsp;year-over-year, consistent with its 10 and 20 year compounded annualized growth rates. Moreover, the Company expects that in 2025 it will again produce adjusted EPS growth in the&nbsp;10-15%&nbsp;range

Earnings

Guidance

Euronet Worldwide Reaffirms 2024 EPS Growth Forecast Of 10-15%, Projects Continued Double-Digit Growth Into 2025

Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) reported quarterly earnings of $3.03 per share which missed the analyst consensus estimate of $3.12 by 2.88 percent. This is a 11.4 percent increase over earnings of $2.72 per share from the same period last year. The company reported quarterly sales of $1.099 billion which beat the analyst consensus estimate of $1.075 billion by 2.20 percent. This is a 9.90 percent increase over sales of $1.000 billion the same period last year.

Earnings Beats

Earnings Misses

Euronet Worldwide Q3 2024 Adj. EPS $3.03 Misses $3.12 Estimate, Sales $1.099B Beat $1.075B Estimate

Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) is gearing up to announce its quarterly earnings on Thursday, 2024-10-24. Here's a quick overview of what investors should know before the release.
Analysts are estimating that Euronet Worldwide will report an earnings per share (EPS) of $3.14.
The market awaits Euronet Worldwide's announcement, with hopes high for news of surpassing estimates and providing upbeat guidance for the next quarter.
It's important for new investors to understand that guidance can be a significant driver of stock prices.
<h3>Performance in Previous Earnings</h3>
During the last quarter, the company reported an EPS missed by $0.01, leading to a 3.24% drop in the share price on the subsequent day.
Here's a look at Euronet Worldwide's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
<th>Q3 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>2.26</td>
<td>1.04</td>
<td>1.76</td>
<td>2.70</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>2.25</td>
<td>1.28</td>
<td>1.88</td>
<td>2.72</td>
</tr>
<tr>
<td>Price Change %</td>
<td>-3.0%</td>
<td>2.0%</td>
<td>-2.0%</td>
<td>9.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2024/1729699304_0.png" alt="eps graph" />
<h3>Stock Performance</h3>
Shares of Euronet Worldwide were trading at $97.06 as of October 22. Over the last 52-week period, shares are up 25.12%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. 
<h3>Analyst Views on Euronet Worldwide</h3>
For investors, staying informed about market sentiments and expectations in the industry is paramount. This analysis provides an exploration of the latest insights on Euronet Worldwide.
Euronet Worldwide has received a total of 4 ratings from analysts, with the consensus rating as Buy. With an average one-year price target of $123.0, the consensus suggests a potential 26.73% upside.
<h3>Understanding Analyst Ratings Among Peers</h3>
In this comparison, we explore the analyst ratings and average 1-year price targets of Western Union, StoneCo and Payoneer Global, three prominent industry players, offering insights into their relative performance expectations and market positioning.
<ul>
<li>The consensus among analysts is an Neutral trajectory for Western Union, with an average 1-year price target of $13.0, indicating a potential 86.61% downside.</li>
<li>The consensus outlook from analysts is an Neutral trajectory for StoneCo, with an average 1-year price target of $13.0, indicating a potential 86.61% downside.</li>
<li>Payoneer Global is maintaining an Buy status according to analysts, with an average 1-year price target of $9.06, indicating a potential 90.67% downside.</li>
</ul>
<h3>Comprehensive Peer Analysis Summary</h3>
Within the peer analysis summary, vital metrics for Western Union, StoneCo and Payoneer Global are presented, shedding light on their respective standings within the industry and offering valuable insights into their market positions and comparative performance.

<table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>Euronet Worldwide</td>
<td>Buy</td>
<td>5.02%</td>
<td>$405.40M</td>
<td>6.76%</td>
</tr>
<tr>
<td>Western Union</td>
<td>Neutral</td>
<td>-8.85%</td>
<td>$402.50M</td>
<td>33.62%</td>
</tr>
<tr>
<td>StoneCo</td>
<td>Neutral</td>
<td>11.86%</td>
<td>$2.25B</td>
<td>3.29%</td>
</tr>
<tr>
<td>Payoneer Global</td>
<td>Buy</td>
<td>15.86%</td>
<td>$202.56M</td>
<td>4.87%</td>
</tr>
</tbody>
</table>

Key Takeaway:
Euronet Worldwide ranks first in gross profit and return on equity among its peers. It ranks second in revenue growth.
<h3>All You Need to Know About Euronet Worldwide</h3>
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. The company operates an independent network of ATMs in Europe, along with a network for prepaid products such as mobile top-ups, and processes point-of-sale transactions. It operates in three segment EFT Processing Segment, epay Segment, and Money Transfer Segment. Its segment revenue comes from by operating income, electronical financial transaction processing, mainly generates revenue from monthly ATM management fees and currency conversion transactions. It generates the majority if its geographic revenue from the United States of America.
<h3>Euronet Worldwide's Economic Impact: An Analysis</h3>
Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.
Revenue Growth: Euronet Worldwide displayed positive results in 3 months. As of 30 June, 2024, the company achieved a solid revenue growth rate of approximately 5.02%. This indicates a notable increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Euronet Worldwide's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of 8.43%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Euronet Worldwide's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 6.76%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Euronet Worldwide's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of 1.41%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of 1.99, caution is advised due to increased financial risk.
<a href="https://www.benzinga.com/quote/EEFT/earnings">To track all earnings releases for Euronet Worldwide visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Earnings Outlook For Euronet Worldwide

Analysts' ratings for Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) over the last quarter vary from bullish to bearish, as provided by 6 analysts.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $127.0, a high estimate of $145.00, and a low estimate of $110.00. Observing a downward trend, the current average is 1.4% lower than the prior average price target of $128.80. 
<img src="https://www.benzinga.com/files/images/story/2024/1729260045_0.png" alt="price target chart" />
<h2>Deciphering Analyst Ratings: An In-Depth Analysis</h2>
The analysis of recent analyst actions sheds light on the perception of Euronet Worldwide by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Andrew Schmidt</td>
<td>Citigroup</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$110.00</td>
<td>$118.00</td>
</tr>
<tr>
<td>Peter Heckmann</td>
<td>DA Davidson</td>
<td>Maintains</td>
<td>Buy</td>
<td>$136.00</td>
<td>$136.00</td>
</tr>
<tr>
<td>Rayna Kumar</td>
<td>Oppenheimer</td>
<td>Announces</td>
<td>Outperform</td>
<td>$121.00</td>
<td>-</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Maintains</td>
<td>Buy</td>
<td>$125.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Gus Gala</td>
<td>Monness, Crespi, Hardt</td>
<td>Raises</td>
<td>Buy</td>
<td>$145.00</td>
<td>$140.00</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Maintains</td>
<td>Buy</td>
<td>$125.00</td>
<td>$125.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Euronet Worldwide. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Euronet Worldwide compared to the broader market.</li>
<li>Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Euronet Worldwide's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Euronet Worldwide's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/EEFT/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Euronet Worldwide analyst ratings.</a>
<h2>Get to Know Euronet Worldwide Better</h2>
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. The company operates an independent network of ATMs in Europe, along with a network for prepaid products such as mobile top-ups, and processes point-of-sale transactions. It operates in three segment EFT Processing Segment, epay Segment, and Money Transfer Segment. Its segment revenue comes from by operating income, electronical financial transaction processing, mainly generates revenue from monthly ATM management fees and currency conversion transactions. It generates the majority if its geographic revenue from the United States of America.
<h3>Euronet Worldwide's Financial Performance</h3>
Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.
Revenue Growth: Over the 3 months period, Euronet Worldwide showcased positive performance, achieving a revenue growth rate of 5.02% as of 30 June, 2024. This reflects a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: Euronet Worldwide's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 8.43%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): Euronet Worldwide's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of 6.76%, the company may face hurdles in generating optimal returns for shareholders.
Return on Assets (ROA): The company's ROA is below industry benchmarks, signaling potential difficulties in efficiently utilizing assets. With an ROA of 1.41%, the company may need to address challenges in generating satisfactory returns from its assets.
Debt Management: Euronet Worldwide's debt-to-equity ratio stands notably higher than the industry average, reaching 1.99. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.
<h2>The Core of Analyst Ratings: What Every Investor Should Know</h2>
Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.
Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
Which Stocks Are Analysts Recommending Now?
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Expert Ratings For Euronet Worldwide

Citigroup analyst Andrew Schmidt downgrades Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) from Buy to Neutral and lowers the price target from $118 to $110.

Downgrades

Citigroup Downgrades Euronet Worldwide to Neutral, Lowers Price Target to $110

DA Davidson analyst Peter Heckmann maintains Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) with a Buy and maintains $136 price target.

DA Davidson Maintains Buy on Euronet Worldwide, Maintains $136 Price Target

Providing a diverse range of perspectives from bullish to bearish, 4 analysts have published ratings on Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) in the last three months.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Analysts have set 12-month price targets for Euronet Worldwide, revealing an average target of $129.0, a high estimate of $145.00, and a low estimate of $121.00. Experiencing a 0.77% decline, the current average is now lower than the previous average price target of $130.00. 
<img src="https://www.benzinga.com/files/images/story/2024/1727791339_0.png" alt="price target chart" />
<h2>Diving into Analyst Ratings: An In-Depth Exploration</h2>
In examining recent analyst actions, we gain insights into how financial experts perceive Euronet Worldwide. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Rayna Kumar</td>
<td>Oppenheimer</td>
<td>Announces</td>
<td>Outperform</td>
<td>$121.00</td>
<td>-</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Maintains</td>
<td>Buy</td>
<td>$125.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Gus Gala</td>
<td>Monness, Crespi, Hardt</td>
<td>Raises</td>
<td>Buy</td>
<td>$145.00</td>
<td>$140.00</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Maintains</td>
<td>Buy</td>
<td>$125.00</td>
<td>$125.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Euronet Worldwide. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Euronet Worldwide compared to the broader market.</li>
<li>Price Targets: Analysts provide insights into price targets, offering estimates for the future value of Euronet Worldwide's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Euronet Worldwide's market standing. Stay informed and make well-considered decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/EEFT/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Euronet Worldwide analyst ratings.</a>
<h2>Unveiling the Story Behind Euronet Worldwide</h2>
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. The company operates an independent network of ATMs in Europe, along with a network for prepaid products such as mobile top-ups, and processes point-of-sale transactions. It operates in three segment EFT Processing Segment, epay Segment, and Money Transfer Segment. Its segment revenue comes from by operating income, electronical financial transaction processing, mainly generates revenue from monthly ATM management fees and currency conversion transactions. It generates the majority if its geographic revenue from the United States of America.
<h3>Euronet Worldwide: Financial Performance Dissected</h3>
Market Capitalization Analysis: The company exhibits a lower market capitalization profile, positioning itself below industry averages. This suggests a smaller scale relative to peers.
Positive Revenue Trend: Examining Euronet Worldwide's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 5.02% as of 30 June, 2024, showcasing a substantial increase in top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Euronet Worldwide's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 8.43%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): The company's ROE is below industry benchmarks, signaling potential difficulties in efficiently using equity capital. With an ROE of 6.76%, the company may need to address challenges in generating satisfactory returns for shareholders.
Return on Assets (ROA): The company's ROA is below industry benchmarks, signaling potential difficulties in efficiently utilizing assets. With an ROA of 1.41%, the company may need to address challenges in generating satisfactory returns from its assets.
Debt Management: With a high debt-to-equity ratio of 1.99, Euronet Worldwide faces challenges in effectively managing its debt levels, indicating potential financial strain.
<h2>The Basics of Analyst Ratings</h2>
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter. 
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a>.
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Deep Dive Into Euronet Worldwide Stock: Analyst Perspectives (4 Ratings)

Oppenheimer analyst Rayna Kumar initiates coverage on Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) with a Outperform rating and announces Price Target of $121.

Initiation

Oppenheimer Initiates Coverage On Euronet Worldwide with Outperform Rating, Announces Price Target of $121

Revealing a significant insider sell on September 9, Juan Bianchi, CEO at Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>), as per the latest SEC filing.
What Happened: According to a Form 4 filing with the <a href="https://www.sec.gov/Archives/edgar/data/0001029199/000121390024076841//Archives/edgar/data/1029199/000121390024076841/0001213900-24-076841-index.htm">U.S. Securities and Exchange Commission</a> on Monday, Bianchi sold 16,440 shares of Euronet Worldwide. The total transaction value is $1,662,903.
The latest market snapshot at Tuesday morning reveals Euronet Worldwide shares down by 0.0%, trading at $98.65.
<h3>Get to Know Euronet Worldwide Better</h3>
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. The company operates an independent network of ATMs in Europe, along with a network for prepaid products such as mobile top-ups, and processes point-of-sale transactions. It operates in three segment EFT Processing Segment, epay Segment, and Money Transfer Segment. Its segment revenue comes from by operating income, electronical financial transaction processing, mainly generates revenue from monthly ATM management fees and currency conversion transactions. It generates the majority if its geographic revenue from the United States of America.
<h3>A Deep Dive into Euronet Worldwide's Financials</h3>
Revenue Growth: Euronet Worldwide's revenue growth over a period of 3 months has been noteworthy. As of 30 June, 2024, the company achieved a revenue growth rate of approximately 5.02%. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Key Profitability Indicators:
<ul>
<li>
Gross Margin: The company shows a low gross margin of 41.11%, indicating concerns regarding cost management and overall profitability relative to its industry counterparts.
</li>
<li>
Earnings per Share (EPS): Euronet Worldwide's EPS is notably higher than the industry average. The company achieved a positive bottom-line trend with a current EPS of 1.83.
</li>
</ul>
Debt Management: Euronet Worldwide's debt-to-equity ratio surpasses industry norms, standing at 1.99. This suggests the company carries a substantial amount of debt, posing potential financial challenges.
Financial Valuation Breakdown:
<ul>
<li>
Price to Earnings (P/E) Ratio: The current P/E ratio of 17.22 is below industry norms, indicating potential undervaluation and presenting an investment opportunity.
</li>
<li>
Price to Sales (P/S) Ratio: The Price to Sales ratio is 1.29, which is lower than the industry average. This suggests a possible undervaluation based on sales performance.
</li>
<li>
EV/EBITDA Analysis (Enterprise Value to its Earnings Before Interest, Taxes, Depreciation &amp; Amortization): With a below-average EV/EBITDA ratio of 7.85, Euronet Worldwide presents an opportunity for value investors. This lower valuation may attract investors seeking undervalued opportunities.
</li>
</ul>
Market Capitalization Analysis: Falling below industry benchmarks, the company's market capitalization reflects a reduced size compared to peers. This positioning may be influenced by factors such as growth expectations or operational capacity.
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<h3>Why Pay Attention to Insider Transactions</h3>
While insider transactions provide valuable information, they should be part of a broader analysis in making investment decisions.
Considering the legal perspective, an "insider" is defined as any officer, director, or beneficial owner holding more than ten percent of a company's equity securities, according to Section 12 of the Securities Exchange Act of 1934. This includes executives in the c-suite and major hedge funds. These insiders are mandated to disclose their transactions through a Form 4 filing, to be submitted within two business days of the transaction.
Pointing towards optimism, a company insider's new purchase signals their positive anticipation for the stock to rise.
Nevertheless, insider sells may not necessarily indicate a bearish view and can be influenced by various factors.
<h3>Understanding Crucial Transaction Codes</h3>
Delving into transactions, <a href="https://www.benzinga.com/money/investing-tools">investors</a> typically prioritize those unfolding in the open market, as precisely outlined in Table I of the Form 4 filing. A P in Box 3 indicates a purchase, while S signifies a sale. Transaction code C signals the conversion of an option, and transaction code A denotes a grant, award, or other acquisition of securities from the company.
<a href="https://www.benzinga.com/sec/insider-trades/search/index?company_cik=0001029199">Check Out The Full List Of Euronet Worldwide's Insider Trades.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

CEO At Euronet Worldwide Sells $1.66M Of Stock

Euronet Worldwide, Inc.&#39;s&nbsp;(NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/eeft#NASDAQ">EEFT</a>) Ria Money Transfer (&quot;RIA&quot;) inked a deal with a leading community financial services retailer, PLS Financial Services, headquartered in Chicago. Under this new collaboration, RIA will be the exclusive money transfer service provider for more than 200 PLS Check Cashers in the United States.
This move bodes well for EEFT as this partnership opens a new channel for Ria to expand money transfer services, which include real-time account deposits to 4.1 billion bank accounts and access to more than 2 billion mobile wallets globally. With nearly 600,000 cash pickup locations in 198 countries, Ria&#39;s network promises unparalleled convenience and accessibility to PLS&#39;s diverse customer base.
This is a time opportune move as demand for economic and competitive money transfer services is on the rise. Per The World Bank, the remittance market is expected to grow 2.3% in 2024. EEFT currently owns a 7% market share and expects this to grow in due time as the company enters new markets through partnerships, enhancing the usability of its networks and competing for a larger number of customers.
The Money Transfer segment is the largest segment in EEFT&#39;s revenues. The company&#39;s revenues grew 7% year over year in the second quarter of 2024. Growth in this segment will drive the overall performance of EEFT in the future. Moves like these will aid the company in achieving its earnings growth target of 10-15% year over year in 2024. This move also highlights the success of RIA, which expanded from a cross-border payments service to family members in countries of Latin America at the time of acquisition to a global network at present.
Shares of Euronet have gained 22.6% in the past year compared with the&nbsp;industry&#39;s 21.8% growth. EEFT currently carries a Zacks Rank #3 (Hold).
<img alt="Zacks Investment Research" src="https://staticx-tuner.zacks.com/images/articles/charts/e5/76557.jpg?v=947340992" style="height:492px; width:620px" />
Image Source: Zacks Investment Research
<h3>Stocks to Consider</h3>
Some better-ranked stocks in the&nbsp;Finance&nbsp;space are&nbsp;Commerce Bancshares, Inc.&nbsp;(NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/cbsh#NASDAQ">CBSH</a>),&nbsp;Amalgamated Financial Corp.&nbsp;(NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/amal#NASDAQ">AMAL</a>) and&nbsp;Esquire Financial Holdings, Inc.&nbsp;(NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/esq#NASDAQ">ESQ</a>). Commerce Bancshares sports a Zacks Rank #1 (Strong Buy), and Amalgamated Financial and Esquire Financial currently carry a Zacks Rank #2 (Buy).
Commerce Bancshares&#39; earnings surpassed estimates in each of the trailing four quarters, the average surprise being 8%. The Zacks Consensus Estimate for CBSH&#39;s 2024 earnings indicates an improvement of 8.8%, while the consensus estimate for revenues implies growth of 4.3% from the corresponding year-ago reported figures. The consensus mark for CBSH&#39;s earnings has moved 1.5% north in the past 30 days.
The bottom line of Amalgamated Financial beat estimates in three of the trailing four quarters and missed the mark once, the average surprise being 7.1%. The Zacks Consensus Estimate for AMAL&#39;s 2024 earnings indicates an improvement of 11.9%, while the consensus estimate for revenues implies growth of 7% from the corresponding year-ago reported figures. The consensus mark for AMAL&#39;s earnings has moved 6.1% north in the past 30 days.
Esquire Financial&#39;s earnings outpaced estimates in three of the last four quarters and missed the mark once, the average surprise being 1.7%. The Zacks Consensus Estimate for ESQ&#39;s 2024 earnings indicates an improvement of 12.5%, while the consensus estimate for revenues implies growth of 9.1% from the corresponding year-ago reported figures. The consensus mark for ESQ&#39;s earnings has moved 3.4% north in the past 60 days.
<a href="https://www.zacks.com/stock/news/2331597/euronet-s-ria-expands-reach-with-pls-partnership-in-the-united-states?cid=CS-BENZ-FT-analyst_blog|company_news_finance_sector-2331597">To read this article on Zacks.com click here.</a>

Latin America

Mid Cap

Small Cap

Markets

AMAL

CBSH

Euronet's Ria Expands Reach With PLS Partnership in the United States

Needham analyst Mayank Tandon reiterates Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) with a Buy and maintains $125 price target.

Reiteration

Needham Reiterates Buy on Euronet Worldwide, Maintains $125 Price Target

Shares of Euronet Worldwide, Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/eeft#NASDAQ">EEFT</a>) have gained 23.6% in the past year compared with the industry&#39;s 21.6% growth. With a market capitalization of $4.8 billion, the average volume of shares traded in the last three months was 0.4 million.
Euronet&#39;s growth is driven by expansions in its EFT Processing and Money Transfer segments, robust ATM network enhancements, strategic acquisitions and partnerships, all underpinned by a solid financial foundation.&nbsp;
The company, presently carrying a Zacks Rank #3 (Hold), has a decent record of beating estimates in three of the trailing four quarters and matching the mark once, the average earnings surprise being 9.04%.&nbsp;
Return on equity in the trailing 12 months is currently 31.7%, which is higher than the industry&#39;s average of 20.9%. This substantiates the company&#39;s efficiency in utilizing shareholders&#39; funds.
<img alt="Zacks Investment Research" src="https://staticx-tuner.zacks.com/images/articles/charts/f9/76415.jpg?v=937174342" />
Image Source: Zacks Investment Research
<h2>Robust Growth Prospects of EEFT Stock</h2>
The Zacks Consensus Estimate for Euronet&#39;s 2024 earnings is pegged at $8.64 per share, which indicates a 15.8% increase from the 2023 figure. The consensus mark for revenues is $3.9 billion, implying 6.2% growth from the year-ago figure.&nbsp;
The Zacks Consensus Estimate for 2025 earnings is pegged at $9.70 per share, which implies an 12.3% improvement from the 2024 estimate. The consensus mark for revenues is $4.2 billion, implying a 8.1% rise from the 2024 estimate.
<h2>Can Euronet Retain the Momentum?</h2>
Euronet&#39;s revenues continue to see robust growth, primarily driven by its EFT Processing and Money Transfer segments. In the first half of 2024, revenues rose 6.8% year over year.&nbsp;
The growth in the EFT Processing segment is supported by an increase in the average number of active ATMs, a recovery in cross-border transaction volumes and ongoing expansion into new markets. The Money Transfer segment is bolstered by an increase in U.S.-outbound transactions, direct-to-consumer digital transactions and international-originated money transfers.
Euronet consistently works to broaden its independent ATM network across various countries, aiming to process a greater number of transactions. In May 2024, it acquired Malaysian Electronic Payment System (&quot;MEPS&quot;) ATM terminals, aiming to strengthen its presence in the Malaysian market and reinforce its position as a leading player in the country&#39;s non-bank ATM sector.
Euronet&#39;s strategy includes growth through acquisitions and partnerships, which help develop new products and services, increase revenues and strengthen its geographic footprint. In June 2024, the company inked a multi-year agreement with Onnipro, a top payment processing solutions provider in Brazil. Under this deal, Onnipro will leverage Euronet&#39;s Ren payments platform to strengthen its card-issuing capabilities. In April 2024, EEFT and SOFTONE Group, a major cloud-based business software provider in Greece and Southeast Europe, joined forces to offer integrated merchant-acquiring solutions in Greece.
Moreover, the surge in the digital economy promotes growth in contactless payments, providing Euronet with significant opportunities to capitalize on as a provider of electronic payment and transaction processing solutions in the days ahead. Its uninterrupted pursuit of growth initiatives is supported by its strong financial position. As of June 30, 2024, the company had substantial cash reserves of $1.3 billion, an increase of 1.4% from the 2023-end level. EEFT boasts an impressive VGM Score of B. VGM Score helps identify stocks with the most attractive value, the best growth and the most promising momentum.
<h2>Stocks to Consider</h2>
Some better-ranked stocks in the Finance space are Commerce Bancshares, Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/cbsh#NASDAQ">CBSH</a>), Amalgamated Financial Corp. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/amal#NASDAQ">AMAL</a>) and Esquire Financial Holdings, Inc. (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/esq#NASDAQ">ESQ</a>). Commerce Bancshares sports a Zacks Rank #1 (Strong Buy), and Amalgamated Financial and Esquire Financial currently carry a Zacks Rank #2 (Buy).
Commerce Bancshares&#39; earnings surpassed estimates in each of the trailing four quarters, the average surprise being 8.02%. The Zacks Consensus Estimate for CBSH&#39;s 2024 earnings indicates an improvement of 8.8% while the consensus estimate for revenues implies growth of 4.3% from the corresponding year-ago reported figures. The consensus mark for CBSH&#39;s earnings has moved 1.5% north in the past 30 days.
The bottom line of Amalgamated Financial beat estimates in three of the trailing four quarters and missed the mark once, the average surprise being 7.14%. The Zacks Consensus Estimate for AMAL&#39;s 2024 earnings indicates an improvement of 11.9% while the consensus estimate for revenues implies growth of 7% from the corresponding year-ago reported figures. The consensus mark for AMAL&#39;s earnings has moved 6.1% north in the past 30 days.
Esquire Financial&#39;s earnings outpaced estimates in three of the last four quarters and missed the mark once, the average surprise being 1.72%. The Zacks Consensus Estimate for ESQ&#39;s 2024 earnings indicates an improvement of 12.5% while the consensus estimate for revenues implies growth of 9.1% from the corresponding year-ago reported figures. The consensus mark for ESQ&#39;s earnings has moved 3.4% north in the past 60 days.
Shares of Commerce Bancshares, Amalgamated Financial and Esquire Financial have gained 34%, 79.9% and 26.7%, respectively, in the past year.
<a href="https://www.zacks.com/stock/news/2330986/euronet-stock-rises-24-in-a-year-what-lies-ahead-for-investors?cid=CS-BENZ-FT-analyst_blog|price_surge_/_plunge-2330986">To read this article on Zacks.com click here.</a>

Euronet Stock Rises 24% in a Year: What Lies Ahead for Investors?

Thomas A McDonnell, Director at Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>), disclosed an insider purchase on August 6, based on a new SEC filing.
What Happened: McDonnell made a significant move by purchasing 3,206 shares of Euronet Worldwide as reported in a Form 4 filing with the <a href="https://www.sec.gov/Archives/edgar/data/0001029199/000121390024065692//Archives/edgar/data/1029199/000121390024065692/0001213900-24-065692-index.htm">U.S. Securities and Exchange Commission</a>. The transaction's total worth stands at $300,915.
The latest market snapshot at Wednesday morning reveals Euronet Worldwide shares up by 3.61%, trading at $97.0.
<h3>Discovering Euronet Worldwide: A Closer Look</h3>
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. The company operates an independent network of ATMs in Europe, along with a network for prepaid products such as mobile top-ups, and processes point-of-sale transactions. It operates in three segment EFT Processing Segment, epay Segment, and Money Transfer Segment. Its segment revenue comes from by operating income, electronical financial transaction processing, mainly generates revenue from monthly ATM management fees and currency conversion transactions. It generates the majority if its geographic revenue from the United States of America.
<h3>Euronet Worldwide's Financial Performance</h3>
Positive Revenue Trend: Examining Euronet Worldwide's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 5.02% as of 30 June, 2024, showcasing a substantial increase in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Evaluating Earnings Performance:
<ul>
<li>
Gross Margin: The company shows a low gross margin of 41.11%, suggesting potential challenges in cost control and profitability compared to its peers.
</li>
<li>
Earnings per Share (EPS): Euronet Worldwide's EPS is a standout, portraying a positive bottom-line trend that exceeds the industry average with a current EPS of 1.83.
</li>
</ul>
Debt Management: The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of 1.99, caution is advised due to increased financial risk.
Valuation Overview:
<ul>
<li>
Price to Earnings (P/E) Ratio: The Price to Earnings ratio of 16.33 is lower than the industry average, indicating potential undervaluation for the stock.
</li>
<li>
Price to Sales (P/S) Ratio: With a P/S ratio of 1.22 below industry standards, the stock shows potential undervaluation, making it an appealing investment option for those focusing on sales performance.
</li>
<li>
EV/EBITDA Analysis (Enterprise Value to its Earnings Before Interest, Taxes, Depreciation &amp; Amortization): Indicated by a lower-than-industry-average EV/EBITDA ratio of 7.47, the company suggests a potential undervaluation, which might be advantageous for value-focused investors.
</li>
</ul>
Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.
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<h3>Uncovering the Importance of Insider Activity</h3>
Insider transactions serve as a piece of the puzzle in investment decisions, rather than the entire picture.
Considering the legal perspective, an "insider" is defined as any officer, director, or beneficial owner holding more than ten percent of a company's equity securities, according to Section 12 of the Securities Exchange Act of 1934. This includes executives in the c-suite and major hedge funds. These insiders are mandated to disclose their transactions through a Form 4 filing, to be submitted within two business days of the transaction.
Pointing towards optimism, a company insider's new purchase signals their positive anticipation for the stock to rise.
Nevertheless, insider sells may not necessarily indicate a bearish view and can be influenced by various factors.
<h3>Transaction Codes To Focus On</h3>
When analyzing transactions, <a href="https://www.benzinga.com/money/investing-tools">investors</a> tend to focus on those in the open market, detailed in Table I of the Form 4 filing. A P in Box 3 denotes a purchase,while S signifies a sale. Transaction code C signals the conversion of an option, and transaction code A denotes a grant, award, or other acquisition of securities from the company.
<a href="https://www.benzinga.com/sec/insider-trades/search/index?company_cik=0001029199">Check Out The Full List Of Euronet Worldwide's Insider Trades.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Noteworthy Insider Activity: Thomas A McDonnell Invests $300K In Euronet Worldwide Stock

Monness, Crespi, Hardt analyst Gus Gala maintains Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>) with a Buy and raises the price target from $140 to $145.

Monness, Crespi, Hardt Maintains Buy on Euronet Worldwide, Raises Price Target to $145

During the last three months, 5 analysts shared their evaluations of Euronet Worldwide (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/EEFT#NASDAQ">EEFT</a>), revealing diverse outlooks from bullish to bearish.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">4</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Analysts have set 12-month price targets for Euronet Worldwide, revealing an average target of $127.4, a high estimate of $136.00, and a low estimate of $116.00. Marking an increase of 5.12%, the current average surpasses the previous average price target of $121.20. 
<img src="https://www.benzinga.com/files/images/story/2024/1721649648_0.png" alt="price target chart" />
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
An in-depth analysis of recent analyst actions unveils how financial experts perceive Euronet Worldwide. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Maintains</td>
<td>Buy</td>
<td>$125.00</td>
<td>$125.00</td>
</tr>
<tr>
<td>Andrew Schmidt</td>
<td>Citigroup</td>
<td>Raises</td>
<td>Buy</td>
<td>$135.00</td>
<td>$120.00</td>
</tr>
<tr>
<td>Peter Heckmann</td>
<td>DA Davidson</td>
<td>Raises</td>
<td>Buy</td>
<td>$136.00</td>
<td>$126.00</td>
</tr>
<tr>
<td>Vasundhara Govil</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$116.00</td>
<td>$115.00</td>
</tr>
<tr>
<td>Mayank Tandon</td>
<td>Needham</td>
<td>Raises</td>
<td>Buy</td>
<td>$125.00</td>
<td>$120.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Euronet Worldwide. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Euronet Worldwide compared to the broader market.</li>
<li>Price Targets: Gaining insights, analysts provide estimates for the future value of Euronet Worldwide's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Euronet Worldwide's market position. Stay informed and make well-informed decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/EEFT/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Euronet Worldwide analyst ratings.</a>
<h2>All You Need to Know About Euronet Worldwide</h2>
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. The company operates an independent network of ATMs in Europe, along with a network for prepaid products such as mobile top-ups, and processes point-of-sale transactions. It operates in three segment EFT Processing Segment, epay Segment, and Money Transfer Segment. Its segment revenue comes from by operating income, electronical financial transaction processing, mainly generates revenue from monthly ATM management fees and currency conversion transactions. It generates the majority if its geographic revenue from the United States of America.
<h3>Unraveling the Financial Story of Euronet Worldwide</h3>
Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.
Revenue Growth: Over the 3 months period, Euronet Worldwide showcased positive performance, achieving a revenue growth rate of 8.87% as of 31 March, 2024. This reflects a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Euronet Worldwide's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 3.06%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): Euronet Worldwide's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of 2.1%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): Euronet Worldwide's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of 0.45%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: Euronet Worldwide's debt-to-equity ratio stands notably higher than the industry average, reaching 1.68. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.
<h2>How Are Analyst Ratings Determined?</h2>
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Navigating 5 Analyst Ratings For Euronet Worldwide

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Northland Securities analyst Michael Grondahl reiterated a Buy rating on Euronet Worldwide (EEFT – Research Report) today and set a price target of...

Northland Securities Keeps Their Buy Rating on Euronet Worldwide (EEFT)

Needham analyst Mayank Tandon maintained a Buy rating on Euronet Worldwide (EEFT – Research Report) today and set a price target of $120.00. Mayank...

Euronet Worldwide: Strong Revenue and Attractive Valuation Justify Buy Rating Despite Mixed Q3 Results

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Monness Crespi raised the firm's price target on Euronet (EEFT) to $150 from $145 and keeps a Buy rating on the shares. The company exceeded sales ...

Euronet price target raised to $150 from $145 at Monness Crespi

D.A. Davidson analyst Peter Heckmann maintained a Buy rating on Euronet Worldwide (EEFT – Research Report) today and set a price target of $136.00....

D.A. Davidson Reaffirms Their Buy Rating on Euronet Worldwide (EEFT)

Oppenheimer raised the firm's price target on Euronet (EEFT) to $135 from $121 and keeps an Outperform rating on the shares. In 2025, Euronet remai...

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