最新ニュース Fiserv (NYSE:FI) 株価情報

Fiserv

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Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.

Fiserv Inc

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Financial giants have made a conspicuous bearish move on Fiserv. Our analysis of options history for Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) revealed 9 unusual trades.
Delving into the details, we found 22% of traders were bullish, while 66% showed bearish tendencies. Out of all the trades we spotted, 6 were puts, with a value of $279,410, and 3 were calls, valued at $85,850.
<h3>Projected Price Targets</h3>
Based on the trading activity, it appears that the significant investors are aiming for a price territory stretching from $210.0 to $250.0 for Fiserv over the recent three months. 
<h3>Analyzing Volume &amp; Open Interest</h3>
In terms of liquidity and interest, the mean open interest for Fiserv options trades today is 120.0 with a total volume of 1,349.00.
In the following chart, we are able to follow the development of volume and open interest of call and put options for Fiserv's big money trades within a strike price range of $210.0 to $250.0 over the last 30 days.
<h3>Fiserv Option Activity Analysis: Last 30 Days</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1741629737_0.png" alt="Options Call Chart" />
<h3>Biggest Options Spotted:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th align="right">Open Interest</th>
<th align="right">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>FI</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>03/21/25</td>
<td>$4.1</td>
<td>$4.0</td>
<td>$4.0</td>
<td>$212.50</td>
<td>$119.9K</td>
<td align="right">11</td>
<td align="right">300</td>
</tr>
<tr>
<td>FI</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>03/14/25</td>
<td>$1.65</td>
<td>$1.05</td>
<td>$1.65</td>
<td>$210.00</td>
<td>$39.7K</td>
<td align="right">202</td>
<td align="right">391</td>
</tr>
<tr>
<td>FI</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$34.9</td>
<td>$34.0</td>
<td>$34.9</td>
<td>$250.00</td>
<td>$34.9K</td>
<td align="right">10</td>
<td align="right">10</td>
</tr>
<tr>
<td>FI</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>04/17/25</td>
<td>$12.1</td>
<td>$11.9</td>
<td>$12.0</td>
<td>$210.00</td>
<td>$33.6K</td>
<td align="right">50</td>
<td align="right">60</td>
</tr>
<tr>
<td>FI</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>03/14/25</td>
<td>$3.3</td>
<td>$2.1</td>
<td>$3.1</td>
<td>$212.50</td>
<td>$30.6K</td>
<td align="right">3</td>
<td align="right">198</td>
</tr>
</tbody>
</table>

<h3>About Fiserv</h3>
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.
Following our analysis of the options activities associated with Fiserv, we pivot to a closer look at the company's own performance.
<h3>Fiserv's Current Market Status</h3>
<ul>
<li>Currently trading with a volume of 2,361,204, the FI's price is down by -1.7%, now at $214.33. </li>
<li>RSI readings suggest the stock is currently may be approaching oversold.</li>
<li>Anticipated earnings release is in 43 days.</li>
</ul>
<h3>Professional Analyst Ratings for Fiserv</h3>
In the last month, 2 experts released ratings on this stock with an average target price of $267.5.
Turn $1000 into $1270 in just 20 days?
20-year pro options trader reveals his one-line chart technique that shows when to buy and sell. Copy his trades, which have had averaged a 27% profit every 20 days. <a href="https://www.benzinga.com/premium/ideas/options-moneyline-2/?t=Moop1arja3be22op14&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; An analyst from Susquehanna has decided to maintain their Positive rating on Fiserv, which currently sits at a price target of $270. 
&#x2A; An analyst from Barclays persists with their Overweight rating on Fiserv, maintaining a target price of $265. 
Trading options involves greater risks but also offers the potential for higher profits. Savvy traders mitigate these risks through ongoing education, strategic trade adjustments, utilizing various indicators, and staying attuned to market dynamics. Keep up with the latest options trades for Fiserv with <a href="https://www.benzinga.com/pro/">Benzinga Pro</a> for real-time alerts.

Options

Markets

Fiserv's Options: A Look at What the Big Money is Thinking

On CNBC's &#8220;Mad Money Lightning Round,&#8221; Jim Cramer said Fiserv, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) is &#8220;one of the <a href="https://www.benzinga.com/quote/FI">greatest fintechs.&#8221;</a>
As per recent news, Fiserv announced on March 3 that it had completed its acquisition of Payfare Inc.
When asked about Farmland Partners Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FPI#NYSE">FPI</a>), he said, &#8220;I kind of like the idea as a spec.&#8221;
On the earnings front, Farmland Partners, on Feb. 19, reported better-than-expected fourth-quarter financial results and issued FY25 FFO guidance above estimates.
Sempra (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SRE#NYSE">SRE</a>) reported a &#8220;bad&#8221; quarter, Cramer said, &#8220;There are several things that are definite misses. It does deserve to trade lower.&#8221;
On Feb. 25, Sempra posted fourth-quarter adjusted earnings of $1.50 per share, missing market estimates of $1.60 per share. The company's sales came in at $3.76 billion, falling short of expectations of $4.36 billion.
When asked about Recursion Pharmaceuticals, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RXRX#NASDAQ">RXRX</a>), he said, &#8220;We're going to have to hold off.&#8221;
On Feb. 28, Recursion Pharmaceuticals posted worse-than-expected fourth-quarter financial results.
Rigetti Computing, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RGTI#NASDAQ">RGTI</a>) is a &#8220;meme&#8221; stock,&#8221; the Mad Money host said. &#8220;It is not trading on the fundamentals.&#8221;
As per the recent earnings report, Rigetti Computing, on March 5, reported fourth-quarter revenue of $2.3 million, missing a Street consensus estimate of $2.5 million according to data from Benzinga Pro.
Cramer recommended to own ONEOK, Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/OKE#NYSE">OKE</a>). &#8220;I think ONEOK may be the best-run pipeline company in the country,&#8221; he added.
Supporting his view, ONEOK, on Feb. 24, posted better-than-expected quarterly earnings.
&#8220;There are still remedies that are needed. Until all the remedies happen, I am not going to approve it,&#8221; Cramer said when asked about Super Micro Computer, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SMCI#NASDAQ">SMCI</a>).
On March 3, JPMorgan maintained an Underweight rating on the stock, saying its filling revealed material weaknesses.
Price Action:
<ul>
<li>Fiserv shares fell 0.9% to settle at $218.04 on Friday.</li>
<li>Sempra shares slipped 0.5% to close at $69.30 during the session.</li>
<li>Rigetti Computing shares jumped 9.9% to settle at $9.35.</li>
<li>Recursion Pharmaceuticals shares climbed 5.6% to close at $6.59 on Friday.</li>
<li>ONEOK shares fell 0.2% to settle at $89.57.</li>
<li>Farmland Partners shares gained 0.5% to close at $11.15.</li>
<li>Super Micro Computer shares gained 3.2% to close at $38.24 on Friday.</li>
</ul>
Read Next: 
<ul>
<li><a href="https://www.benzinga.com/trading-ideas/long-ideas/25/03/44187903/top-2-consumer-stocks-that-could-blast-off-this-quarter">Top 2 Consumer Stocks That Could Blast Off This Quarter</a></li>
</ul>
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Jim Cramer: Fiserv Is 'One Of The Greatest Fintechs,' Calls This Tech Company A Meme Stock

<a href="https://www.benzinga.com/topic/stripe">Stripe</a> just pulled off a massive growth spurt, and <a href="https://www.benzinga.com/topic/payments">the payments giants</a> should be paying attention. According to JPMorgan analyst Tien-tsin Huang, the private fintech powerhouse processed a staggering $1.4 trillion in volume last year, a 38% year-over-year jump that left competitors in the dust. 
For context, Huang highlights that Stripe's incremental volume growth alone &#8211; $400 billion &#8211; was more than a quarter of Visa Inc.&#8217;s (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/V#NYSE">V</a>) and Mastercard Inc.'s (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MA#NYSE">MA</a>) combined growth and nearly twice the annual gross payment volume (GPV) of Block Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XYZ#NYSE">XYZ</a>), Shopify Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SHOP#NYSE">SHOP</a>) and Toast Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TOST#NYSE">TOST</a>) combined.
<h2 class="wp-block-heading">Stripe's AI Play: The Payment Backbone Of OpenAI &amp; Anthropic</h2>
If AI is the future, Stripe is already its financial backbone. Huang points out that every AI company on the Forbes AI 50 that sells online &#8211; OpenAI, Anthropic, Midjourney, Perplexity, and others &#8211; processes payments through Stripe. 
He notes that these AI firms are scaling at unprecedented speeds, with the top 100 AI startups on Stripe reaching $5 million in annualized revenue within 24 months, compared to 37 months for SaaS firms in 2018.
For investors seeking exposure to this AI-driven payments boom, Huang sees potential in publicly traded payment giants. The Global X FinTech ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FINX#NYSE">FINX</a>) and ARK Fintech Innovation ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ARKF#NYSE">ARKF</a>) hold stakes in key Stripe competitors like PayPal Holdings Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>), Block and Adyen NV (OTCOK:ADYEY).
Read Also: <a href="https://www.benzinga.com/25/02/43942860/paypal-eyes-double-digit-eps-growth-by-2027-teams-up-with-verifone-jp-morgan-more">PayPal Eyes Double-Digit EPS Growth By 2027, Teams Up With Verifone, J.P. Morgan &amp; More</a>
<h2 class="wp-block-heading">Stablecoins: The Next Big Payments Battleground</h2>
Huang also highlights Stripe's growing focus on Stablecoins, which took a leap forward with last month's acquisition of Bridge. Unlike past crypto hype cycles, Stripe sees real-world use cases: corporate treasury, remittances, and payments in low-card penetration markets. 
Huang notes that PayPal's $PYUSD stablecoin is already advancing in this space, raising the question of whether Stripe's move will accelerate adoption across the industry.
With Stripe increasingly competing against Adyen, PayPal's Braintree, and Fiserv Inc.'s (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) Carat, Huang sees a rapidly shifting payments landscape.
Investors should closely monitor how public fintech players respond—because Stripe's expansion isn't slowing down.
Read Next: 
<ul>
<li><a href="https://www.benzinga.com/25/02/43969083/paypal-shifts-focus-from-payments-to-commerce-amid-growth-strategy-analysts-urge-caution">As PayPal Shifts Focus From Payments To Commerce, Analysts Urge Caution Amid &#8216;Ambitious&#8217; Plans</a></li>
</ul>
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Stripe's Payment Surge Puts Adyen, PayPal, Fiserv On Notice - AI, Stablecoins Fuel The Race

Fiserv's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) short percent of float has risen 15.93% since its last report. The company recently reported that it has 7.33 million shares sold short, which is 1.31% of all regular shares that are available for trading. Based on its trading volume, it would take traders 2.54 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>Fiserv Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1740680132_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for Fiserv has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing Fiserv's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, Fiserv's peer group average for short interest as a percentage of float is 5.63%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

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What Does the Market Think About Fiserv?

<img alt="Money in the hands of the people — Photo" class="article-image-one" src="https://www.marketbeat.com/logos/articles/med_20250224163803_massive-buybacks-3-stocks-returning-big-cash-to-sh.jpg" style="height:800px; width:1200px" />
When it comes to share buyback authorizations, not all programs create equal value. A $1 billion repurchase program can have a very different impact depending on the size of the company authorizing it.
The greater the value of the buyback program compared to the size of the company, the more positive an impact it could have on earnings per share (EPS).
Thus, looking at the size of a company&#39;s total buyback capacity versus its overall value helps determine how significant an impact buybacks could have on the share price. Below are three firms that now have buyback capacity equal to close to 10% or more of their market capitalization. This percentage is large and could have a significant positive impact on shares.
However, it is important to note that just because a company plans to buy back shares doesn&#39;t automatically mean shares will rise. All figures below use data and prices as of the Feb. 24 market close unless otherwise indicated.
<h2>Fiserv: Big-Time Buyback Capacity With a History of Utilizing It</h2>
First is payments company <a href="https://www.marketbeat.com/stocks/NYSE/FI/" rel="noopener" target="_blank">Fiserv (NYSE: </a><a class="ticker" href="https://www.benzinga.com/stock/fi#NYSE">FI</a>). The company <a href="https://investors.fiserv.com/news-events/press-releases/detail/104/fiserv-announces-share-repurchase-authorization" rel="noopener" target="_blank">recently announced</a> a buyback authorization of 60 million shares, in addition to any other repurchase authorization still outstanding. On its Feb. 5 earnings call, Fiserv executives announced that they ended 2024 with 18 million shares in buyback authorization. Thus, the firm&#39;s total buyback capacity is approximately 78 million shares now.
[content-module:Forecast|NYSE:FI]
Although most companies quote their buybacks in dollar figures, investors can calculate the dollar figure with some quick math.
Multiplying 78 million by Fiserv&#39;s share price of $232 puts the value of its buyback capacity at over $18 billion. With a market cap of $130 billion, the company&#39;s buyback capacity is large, equal to nearly 14% of its value.
Fiserv has a strong history of actually using the buyback capacity it has authorized. In 2024, the company spent $5.5 billion on repurchases. That figure has been rising steadily since 2022. That year, the company only repurchased $2.5 billion worth of shares. This is an increase in buyback spending of 120%.
It moderately outpaces the 103% rise in Fiserv shares from the end of 2022 to the beginning of 2025. This indicates that the firm is continuing to aggressively repurchase shares despite the strong rise in its stock price.
<h2>Analog Devices: Chip Stock With Large Buyback Capacity and Notable Tech Dividend Payer</h2>
Next up is <a href="https://www.marketbeat.com/stocks/NASDAQ/ADI/" rel="noopener" target="_blank">Analog Devices (NASDAQ: </a><a class="ticker" href="https://www.benzinga.com/stock/adi#NASDAQ">ADI</a>). The <a href="https://www.marketbeat.com/compare-stocks/semiconductor-stocks/" rel="noopener" target="_blank">semiconductor</a> company recently announced a new <a href="https://investor.analog.com/news-releases/news-release-details/analog-devices-raises-quarterly-dividend-8-and-increases-share" rel="noopener" target="_blank">buyback program of $10 billion</a>. This brings its total buyback capacity to approximately $11.5 billion. Compared to its market cap of over $117 billion, the company&#39;s repurchase capacity is equal to 9.8% of the firm&#39;s value.
[content-module:Forecast|NASDAQ:ADI]
In addition to adding substantial buyback capacity, the firm also announced a substantial increase to its dividend of 8%. This gives Analog an indicated dividend yield of nearly 1.7%.
Although that&#39;s not impressive compared to many firms, this yield is strong compared to firms in its sector and industry.&nbsp;
Compared to U.S. large-cap tech stocks, this yield is among the top 20 largest. When looking at U.S. large-cap semiconductor stocks, it is in the top six.
Analog Devices uses its buyback capacity much more slowly than Fiserv. Over the past 21 years, Analog has repurchased an average of $760 million worth of shares each year.
However, this slower pace could be a sign that the firm is more selective in repurchasing shares. For example, repurchasing shares when the company&#39;s value is lower can mean that each dollar spent goes further.
<h2>Allison Transmission: Strong Buyback Capacity Stock Achieving Record Revenue and Earnings</h2>
Last is <a href="https://www.marketbeat.com/stocks/NYSE/ALSN/" rel="noopener" target="_blank">Allison Transmission (NYSE: </a><a class="ticker" href="https://www.benzinga.com/stock/alsn#NYSE">ALSN</a>). The company recently announced an <a href="https://ir.allisontransmission.com/news-releases/news-release-details/allison-transmission-announces-8-increase-quarterly-dividend-1" rel="noopener" target="_blank">additional $1 billion share buyback authorization</a>. This brings its total buyback capacity to $5 billion.
[content-module:Forecast|NYSE:ALSN]
With a market capitalization of $8.4 billion, this capacity equates to a massive 59% of the firm&#39;s value.
In 2024, the company spent more than $250 million on buying back shares. While low compared to its current capacity, this pace is significant compared to its relatively low market cap.
Allison may not be a typical high-flying stock, yet it has posted an impressive total return of 163% over the last three years. That is over three times higher than the total return of the <a href="https://www.marketbeat.com/types-of-stock/sp-500-stocks/" rel="noopener" target="_blank">S&amp;P 500</a> over that period and the highest return of the firms on this list.
In 2024, Allison reported&nbsp;<a href="https://ir.allisontransmission.com/news-releases/news-release-details/allison-transmission-announces-record-fourth-quarter-and-full-0" rel="noopener" target="_blank">record full-year sales</a> of $3.2 billion and record diluted EPS of $8.31. These numbers increased by 6% and 12% compared to 2023, respectively.
<h2><a href="https://www.marketbeat.com/newsletter/PDFoffer.aspx?offer=top5&amp;RegistrationCode=SyndicatedArticleLink" style="text-decoration:none;color:var(--dark-blue); font-weight:500;">Where Should You Invest $1,000 Right Now?</a></h2>
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Our team has identified the <a href="https://www.marketbeat.com/newsletter/PDFoffer.aspx?offer=top5&amp;RegistrationCode=SyndicatedArticleLink">five stocks</a> that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and none of the big name stocks were on the list.
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The article &quot;<a href="https://www.marketbeat.com/stock-ideas/massive-buybacks-3-stocks-returning-big-cash-to-shareholders/">Massive Buybacks: 3 Stocks Returning Big Cash to Shareholders</a>&quot; first appeared on MarketBeat.

Equities

Dividends

Buybacks

ALSN

Massive Buybacks: 3 Stocks Returning Big Cash To Shareholders

Payfare Inc. ("Payfare" or the "Company") (TSX:<a class="ticker" href="https://www.benzinga.com/stock/PAY#TSX">PAY</a>) (OTCQX:<a class="ticker" href="https://www.benzinga.com/stock/PYFRF#OTCQX">PYFRF</a>) announced today that the Supreme Court of British Columbia (the "Court") has issued a final order approving the previously announced plan of arrangement (the "Arrangement") pursuant to which 1517452 B.C. Ltd. (the "Purchaser"), an affiliate of Fiserv, Inc. ("Fiserv") will acquire all of the issued and outstanding Class A Common shares of Payfare.

PYFRF

TSX:PAY

Fiserv Affiliate 1517452 B.C. Ltd. To Acquire Payfare Shares Following British Columbia Supreme Court Approval Of Arrangement

CSCO

IBKR

CNBC Halftime Report Final Trades: Fiserv, Cisco Systems, Interactive Brokers Group, iShares Expanded Tech-Software Sector ETF

The Social Security Administration is facing new uncertainties following the resignation of its acting commissioner. Michelle King stepped down after refusing to grant access to sensitive Social Security recipient information to the Department of Government Efficiency. Her departure has raised concerns among <a href="https://www.benzinga.com/personal-finance/25/02/43592816/social-security-beneficiaries-have-every-reason-to-be-alarmed-by-musks-access-to-u-s-department-of-treasury-payment-system">Social Security recipients</a> about the security of their personal data and the future of the program.
<h2 class="wp-block-heading">Leadership Shake-Up at SSA</h2>
<a href="https://www.benzinga.com/25/02/43773868/doge-demand-leads-to-resignation-of-acting-social-security-commissioner-trump-nominates-frank-bisignano-to-take-charge">King</a>, a longtime career official at the SSA, left her position on Feb. 17 after a dispute over DOGE's request for government records. According to media reports, King declined to provide DOGE staffers with access to detailed recipient information, prompting her departure.
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In response, the White House-appointed Leland Dudek, who previously worked in the agency's anti-fraud office, as the new acting commissioner. President Donald Trump has nominated Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>)&nbsp; Chairman Frank Bisignano to lead the SSA permanently, pending Senate confirmation.
<h2 class="wp-block-heading">What Is DOGE and Why Does It Want SSA Data?</h2>
DOGE has been at the center of controversy due to its aggressive push for access to federal databases, including those at the Treasury Department, Internal Revenue Service, and now the SSA. The group, which <a href="https://www.benzinga.com/personal-finance/25/02/43836529/elon-musks-social-security-warning-a-political-battle-over-billions-in-alleged-fraud">Elon Musk</a> has positioned as a cost-cutting and fraud-detection initiative, argues that accessing these records is necessary to eliminate waste and improper payments.
However, privacy advocates and former government officials warn that allowing DOGE access to such sensitive information could pose risks to beneficiaries. The <a href="https://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/">SSA</a> holds data on more than 73 million people, including retirees, individuals receiving disability benefits, and those enrolled in Medicare. The information includes Social Security numbers, earnings records, and bank account details.&nbsp;
Trending: The average 401(k) balance soars to a record-breaking high – <a href="https://www.benzinga.com/money/average-401k-balances-soars-to-record-high">Here's how to know if your nest egg is keeping pace.</a>
Critics worry that improper access to these records could lead to errors, benefit disruptions, or even misuse of personal data. "There is no way to overstate how serious a breach this is," Nancy Altman, president of Social Security Works, an advocacy group for the preservation of Social Security benefits, <a href="https://apnews.com/article/social-security-elon-musk-doge-164c91f8477d5e7833af7f6de4bbde57">told the Associated Press</a>. "And my understanding is that it has already occurred."
<h2 class="wp-block-heading">Potential Impact on Social Security Beneficiaries</h2>
For those who rely on Social Security, this leadership shift and data controversy introduce several concerns:
<ul>
<li>Privacy Risks: The SSA has long maintained strict controls over beneficiary data. If DOGE is granted access, it raises questions about how securely this information will be handled.</li>
<li>Benefit Disruptions: Former SSA Commissioner Martin O&#8217;Malley told <a href="https://www.washingtonpost.com/politics/2025/02/17/doge-social-security-musk/">the Washington Post</a> that continued interference with agency operations could lead to interruptions in benefit payments.</li>
<li>Political Uncertainty: The future direction of <a href="https://www.benzinga.com/personal-finance/25/02/43831371/eliminating-social-security-income-taxes-would-cost-1-5-trillion-and-deplete-the-trust-fund-by-2032-who-wins-and-who-loses">Social Security policy</a> remains unclear as DOGE and the Trump administration advocate for greater transparency in federal spending while critics argue this could compromise program stability.</li>
</ul>
See Also: <a href="https://www.benzinga.com/money/elon-musk-told-the-u-n-if-they-could-show-a-plan-for-ending-world-hunger-hed-donate-6-billion-i-will-sell-tesla-stock-right-now-and-do-it">Elon Musk Told The U.N. If They Could Show A Plan For Ending World Hunger He'd Donate $6 Billion – ‘I Will Sell Tesla Stock Right Now And Do It'</a>
<h2 class="wp-block-heading">What Comes Next?</h2>
With Bisignano awaiting Senate confirmation, the SSA's future leadership remains uncertain. Meanwhile, watchdog groups and advocacy organizations, such as Social Security Works, continue to push for strict protections around beneficiary data.
For retirees and other Social Security recipients, the best course of action is to stay informed and monitor any potential changes to SSA policies. As the situation develops, beneficiaries should watch for official announcements regarding their benefits and personal data security.
For those concerned about their <a href="https://www.benzinga.com/personal-finance/25/02/43710578/your-benefits-have-been-suspended-some-americans-abroad-suddenly-lose-access-to-their-social-security-benefits">Social Security benefits</a> or personal data, experts recommend regularly checking account statements through the SSA's online portal and reporting any suspicious activity immediately.
Read Next:
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<li>Many are using retirement income calculators to check if they&#8217;re on pace —<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on what&#8217;s behind this formula.</a></li>
<li><a href="https://www.benzinga.com/money/suze-orman-retirement-bucket">&#8216;Which Bucket Do I Draw From First?&#8217; Suze Orman Explains To 67-Year-Old The Best Order For Tapping Into Her Retirement Accounts</a></li>
</ul>

Personal Finance

Social Security In Uncertain Times: What The Resignation Of Michelle King And Musk's DOGE Data Push Could Mean For Beneficiaries

Payfare Inc. ("Payfare" or the "Company") (TSX:<a class="ticker" href="https://www.benzinga.com/stock/PAY#TSX">PAY</a>) (OTCQX:<a class="ticker" href="https://www.benzinga.com/stock/PYFRF#OTCQX">PYFRF</a>) is pleased to announce that the Company's Class A Common shareholders (the "Shareholders") have voted in favour of the previously announced acquisition of Payfare by 1517452 B.C. Ltd. (the "Purchaser"), an affiliate of Fiserv, Inc. (NYSE: FI) ("Fiserv") pursuant to a plan of arrangement under the Business Corporations Act (British Columbia) (the "Arrangement") at the Company's special meeting of Shareholders (the "Meeting") held earlier today.

Payfare Announces Shareholder Approval Of Its Acquisition By Fiserv

A significant insider transaction involving the exercise of company stock options was reported on February 20, by Guy Chiarello, Chief Operating Officer at Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>), as per the latest SEC filing.
What Happened: A Form 4 filing with the <a href="https://www.sec.gov/Archives/edgar/data/0000798354/000079835425000051//Archives/edgar/data/798354/000079835425000051/0000798354-25-000051-index.htm">U.S. Securities and Exchange Commission</a> on Thursday revealed that Chiarello, Chief Operating Officer at Fiserv in the Financials sector, exercised stock options for 45,000 shares of FI stock. The exercise price of the options was $41.33 per share.
Fiserv shares are currently trading down by 0.52%, with a current price of $233.2 as of Friday morning. This brings the total value of Chiarello's 45,000 shares to $8,634,150.
<h3>Unveiling the Story Behind Fiserv</h3>
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for us banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.
<h3>Unraveling the Financial Story of Fiserv</h3>
Positive Revenue Trend: Examining Fiserv's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 0.69% as of 31 December, 2024, showcasing a substantial increase in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Analyzing Profitability Metrics:
<ul>
<li>
Gross Margin: Achieving a high gross margin of 61.55%, the company performs well in terms of cost management and profitability within its sector.
</li>
<li>
Earnings per Share (EPS): Fiserv's EPS is significantly higher than the industry average. The company demonstrates a robust bottom-line performance with a current EPS of 1.648742.
</li>
</ul>
Debt Management: Fiserv's debt-to-equity ratio is below the industry average at 0.92, reflecting a lower dependency on debt financing and a more conservative financial approach.
Financial Valuation Breakdown:
<ul>
<li>
Price to Earnings (P/E) Ratio: With a lower-than-average P/E ratio of 43.57, the stock indicates an attractive valuation, potentially presenting a buying opportunity.
</li>
<li>
Price to Sales (P/S) Ratio: A higher-than-average P/S ratio of 6.67 suggests overvaluation in the eyes of investors, considering sales performance.
</li>
<li>
EV/EBITDA Analysis (Enterprise Value to its Earnings Before Interest, Taxes, Depreciation &amp; Amortization): With an EV/EBITDA ratio lower than industry averages at 17.57, Fiserv could be considered undervalued.
</li>
</ul>
Market Capitalization Analysis: The company's market capitalization is above the industry average, indicating that it is relatively larger in size compared to peers. This may suggest a higher level of investor confidence and market recognition.
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<h3>Exploring the Significance of Insider Trading</h3>
Insightful as they may be, insider transactions should be considered alongside a thorough examination of other investment criteria.
When discussing legal matters, the term "insider" refers to any officer, director, or beneficial owner holding more than ten percent of a company's equity securities, as stipulated in Section 12 of the Securities Exchange Act of 1934. This includes executives in the c-suite and significant hedge funds. Such insiders are required to report their transactions through a Form 4 filing, which must be completed within two business days of the transaction.
A new purchase by a company insider is a indication that they anticipate the stock will rise.
On the other hand, insider sells may not necessarily indicate a bearish view and can be motivated by various factors.
<h3>The Insider's Guide to Important Transaction Codes</h3>
Delving into transactions, <a href="https://www.benzinga.com/money/investing-tools">investors</a> typically prioritize those unfolding in the open market, as precisely outlined in Table I of the Form 4 filing. A P in Box 3 indicates a purchase, while S signifies a sale. Transaction code C signals the conversion of an option, and transaction code A denotes a grant, award, or other acquisition of securities from the company.
<a href="https://www.benzinga.com/sec/insider-trades/search/index?company_cik=0000798354">Check Out The Full List Of Fiserv's Insider Trades.</a>
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Insider Trades

Guy Chiarello Exercises Options, Realizes $8.63M

Since taking office, <a href="https://www.benzinga.com/personal-finance/25/02/43759664/trump-investigates-u-s-debt-for-fraud-suggests-treasury-payments-might-not-count">President Donald Trump</a> has made several changes that could impact Social Security. While his administration has vowed not to touch Social Security benefits, some of their actions could indirectly impact Social Security.&nbsp;
Here's what we know.&nbsp;
<h2 class="wp-block-heading">Inflation Affects COLAs</h2>
Anything Trump does that impacts inflation will have a consequence for cost-of-living adjustments, the annual cost-of-living-adjustment that Social Security beneficiaries receive based on inflation from the previous year.&nbsp;
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And while Trump campaigned on lowering inflation and grocery prices, inflation has only risen since his election. The annual inflation rate has risen to from 2.7% to 3% since Trump's election in November, <a href="https://www.bls.gov/charts/consumer-price-index/consumer-price-index-by-category-line-chart.htm">according to the Bureau of Labor Statistics</a>. In January alone, the energy index rose 1.1% and the gasoline index rose 1.8%, with food and shelter each rising 0.4%.&nbsp;
The reason this matters for <a href="https://www.benzinga.com/personal-finance/25/01/43314745/2025-cola-shortfall-why-social-security-retirees-are-losing-spending-power">Social Security beneficiaries and their COLAs</a>, at least over this next year, is that the COLA for 2025 has already been made. But it was adjusted based on lower inflation rates from the third quarter of 2024, which inflation has since surpassed.&nbsp;
With Trump's looming reciprocal tariffs and newly announced 25% tariffs on steel and aluminum imports to the U.S., many economists believe inflation will contribute to rise, which could further erode the buying power of this year's COLA. However, if inflation continues to rise into the third quarter, that should result in another increase for 2026.&nbsp;
Trending: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $100.</a>
<h2 class="wp-block-heading">Immigration Impacts on Social Security Trust Fund</h2>
Immigration plays a role in <a href="https://www.benzinga.com/personal-finance/25/01/43197447/social-securitys-lifeline-how-unauthorized-immigrants-help-fund-benefits-for-68-million-americans">funding Social Security</a>. Many undocumented workers pay into the system using Individual Taxpayer Identification Numbers but never collect benefits. Trump&#8217;s stricter immigration policies, including deportations and visa restrictions, could reduce the number of workers contributing to the Social Security Trust Fund. Fewer contributions could accelerate the program's insolvency timeline.
<h2 class="wp-block-heading">Social Security Taxes</h2>
Trump has suggested eliminating the federal income tax on Social Security benefits, which would provide immediate relief for retirees. However, doing so could also strain the system's finances. The nonpartisan <a href="https://www.crfb.org/blogs/what-would-trump-campaign-plans-mean-social-security">Committee for a Responsible Federal Budget</a> estimates that exempting Social Security income from taxation could reduce revenue by $2.3 trillion through fiscal year 2035 and potentially accelerate the program's depletion from 2034 to 2031.
Trending: Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – <a href="https://www.benzinga.com/money/mode-mobile-2">Many are rushing to grab 4,000 of its pre-IPO shares for just $0.26/share!</a>
<h2 class="wp-block-heading">DOGE's Involvement with Social Security</h2>
One of the most unexpected developments has been the <a href="https://www.benzinga.com/personal-finance/25/02/43592816/social-security-beneficiaries-have-every-reason-to-be-alarmed-by-musks-access-to-u-s-department-of-treasury-payment-system">Department of Government Efficiency</a>, which has taken an interest in Social Security fraud investigations. Elon Musk, workingth DOGE, has claimed that the SSA is plagued by fraud, though there is little evidence to support widespread misuse. Musk has pushed for access to SSA data to uncover potential fraudulent payments, raising privacy concerns.
The controversy deepened when Musk alleged that millions of deceased individuals were still receiving benefits. However, <a href="https://oig.ssa.gov/assets/uploads/072401.pdf">the SSA's inspector general</a> indicates that while errors do occur–generally overpayments–fraudulent payments represent less than 1% of total benefits. Critics argue that giving DOGE control over Social Security records could compromise personal information and lead to potential misuse of data.
See Also: The average American couple has saved this much money for retirement —<a href="http://www.benzinga.com/money/smartasset"> How do you compare</a>?
<h2 class="wp-block-heading">Acting Head of SSA Resigns</h2>
Following alleged tensions over DOGE's involvement, the acting head of the SSA, Michelle King, resigned. Trump appointed Leland Dudek, who previously led the agency&#8217;s anti-fraud unit, as the new acting head. His appointment has raised concerns about increased political influence over the SSA, as he has expressed support for Musk's fraud investigation efforts.
Meanwhile, Trump has nominated Frank Bisignano, CEO of Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>), to permanently lead the SSA. If confirmed by the Senate, Bisignano will oversee the agency at a time of heightened scrutiny and uncertainty.
<h2 class="wp-block-heading">Looking Ahead</h2>
With ongoing debates about COLAs, <a href="https://www.benzinga.com/personal-finance/25/02/43580701/85-of-americans-willing-to-raise-taxes-to-save-social-security-survey-shows">Social Security taxes</a>, immigration, and fraud investigations, the future of the program remains uncertain. While Trump has not directly cut benefits, his administration&#8217;s policies and priorities could shape Social Security's trajectory for years to come.
As these developments unfold, retirees and future beneficiaries should stay informed about policy changes that could impact their financial security.
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From COLAs To Taxes: Trump's Social Security Changes So Far

Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) has outperformed the market over the past 20 years by 8.94% on an annualized basis producing an average annual return of 17.36%. Currently, Fiserv has a market capitalization of $133.84 billion. 
Buying $1000 In FI: If an investor had bought $1000 of FI stock 20 years ago, it would be worth $24,715.87 today based on a price of $235.25 for FI at the time of writing.
<h3>Fiserv's Performance Over Last 20 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1740090619_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$1000 Invested In Fiserv 20 Years Ago Would Be Worth This Much Today

This is in addition to the shares remaining available under the company's existing authorization.

Fiserv Board Authorizes Repurchase Of 60M Shares Of Common Stock

Payfare Says ISS Reiterated Recommendation That Shareholders Vote For Arrangement With Fiserv

The Consumer Financial Protection Bureau (CFPB) has been put on ice. Staffers have been told to halt all work, and the agency's Washington headquarters has <a href="https://www.benzinga.com/topic/cfpb">reportedly been shut down</a>. 
While this unprecedented move raises serious concerns about consumer rights, it also presents a potential opportunity for investors. ETFs with significant exposure to banks, payday lenders, and credit reporting agencies may benefit if looser regulations translate into higher profit margins.
Also Read: <a href="https://www.benzinga.com/government/regulations/25/02/43451675/bessent-freezes-consumer-financial-protection-bureau-work-leaving-lawsuits-against-jpmorgan-bank-of-america-capital-one-in-limbo">Bessent Freezes Consumer Financial Protection Bureau Work Leaving Lawsuits Against JPMorgan, Bank Of America, Capital One In Limbo</a>
Banking &amp; Financial Sector ETFs: The Biggest Beneficiaries?
Big banks have frequently clashed with the CFPB over issues ranging from overdraft fees to consumer lending practices. With the watchdog out of commission, major financial institutions could see reduced compliance costs and potentially higher profits. 
Investors looking to capitalize on this regulatory shift might consider ETFs with heavy bank exposure, such as:
<ul>
<li>Financial Select Sector SPDR Fund (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLF#NYSE">XLF</a>): This fund tracks large U.S. financial institutions, including JPMorgan Chase (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), and Citigroup (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>). </li>
<li>Invesco KBW Bank ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/KBWB#NASDAQ">KBWB</a>): This ETF could benefit if regulatory rollbacks allow banks to expand lending operations with fewer restrictions. Goldman Sachs (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GS#NYSE">GS</a>), JPMorgan, Morgan Stanley (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>), Bank Of America and Wells Fargo &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>) are among the top holdings of the ETF.</li>
<li>iShares U.S. Financials ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IYF#NYSE">IYF</a>): Another broad financial sector play, IYF provides exposure to insurance firms, banks, and capital markets. Among its top holdings are S&amp;P Global (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPGI#NYSE">SPGI</a>), BlackRock Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BLK#NYSE">BLK</a>) and Wells Fargo.</li>
</ul>
Also Read: <a href="https://www.benzinga.com/government/regulations/24/12/42479974/us-lenders-file-joint-lawsuit-against-consumer-finance-watchdog-for-capping-overdraft-fees-wells-fargo-jpmorgan-citigroup-stocks-in-focus">US Lenders File Joint Lawsuit Against Consumer Finance Watchdog For Capping Overdraft Fees</a>
FinTech &amp; Alternative Lending: Risky Yet Promising
The CFPB has been a thorn in the side of payday lenders and fintech firms, often cracking down on <a href="https://www.benzinga.com/markets/equities/25/01/42836870/warren-buffetts-berkshire-hathaway-subsidiary-sued-over-unaffordable-loans-2008-style-predatory-loan-approval-tactics">predatory lending practices</a>. With enforcement on hold, companies like LendingClub (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LC#NYSE">LC</a>) may operate with fewer regulatory headaches. That makes fintech-focused ETFs worth watching, such as:
<ul>
<li>Global X FinTech ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FINX#NASDAQ">FINX</a>): This fund invests in innovative financial technology firms that could benefit from a more relaxed regulatory environment. Fidelity National Info (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FIS#NYSE">FIS</a>) and Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) sit at the top of the portfolio distribution.</li>
<li>iShares US Small Cap Value Factor ETF (BATS:<a class="ticker" href="https://www.benzinga.com/stock/SVAL#BATS">SVAL</a>): It is an equal-weighted equity index tracking the Russell 2000 Focused Value Select Index which measures the performance of small-cap U.S. companies&nbsp;including LendingClub.</li>
</ul>
<h3 class="wp-block-heading">The Background</h3>
The CFPB, created in the aftermath of the 2008 financial crisis, has been — according to advocates — a necessary watchdog keeping financial institutions in check. 
For example, the CFPB has <a href="https://www.consumerfinance.gov/about-us/blog/twelve-years-of-protecting-consumers-and-honest-businesses/#:~:text=Here%27s%20a%20look%20at%20some,CFPB%20enforcement%20and%20supervision%20work">recovered</a> over $17.5 billion for consumers affected by fraudulent or predatory practices.
It has also <a href="https://www.consumerreports.org/consumer-protection/how-cfpb-changes-could-impact-consumers-a2527371632/?utm_source=chatgpt.com">established</a> rules to limit overdraft fees and reduce credit card late fees, aiming to protect consumers from excessive charges.
Meanwhile, critics — especially from the banking industry (i.e., JPMorgan Chase CEO Jamie Dimon) — argue <a href="https://www.benzinga.com/startups/24/11/42024453/if-youre-in-a-knife-fight-you-better-damn-well-bring-a-knife-jpmorgan-ceo-jamie-dimon-calls-for-a-stand-against-regulation">it&#8217;s a regulatory burden</a>.
Now, with an abrupt directive for staff to ‘stand down' and stop all work, the agency's future is uncertain.
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Sector ETFs

Broad U.S. Equity ETFs

ETFs

iShares Dow Jones US Financial Sector Index Fund

KBWB

SPGI

SVAL

Regulatory Freeze At CFPB: These ETFs Could Gain As Oversight Weakens

In the current market session, Fiserv Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) stock price is at $229.71, after a 0.41% drop. However, over the past month, the company's stock spiked by 12.34%, and in the past year, by 58.44%. Shareholders might be interested in knowing whether the stock is overvalued, even if the company is not performing up to par in the current session. 

<img src="https://www.benzinga.com/files/images/story/2025/1739300409_0.png" alt="Past Year Chart" />

<h3>Comparing Fiserv P/E Against Its Peers</h3>
The P/E ratio measures the current share price to the company's EPS. It is used by long-term investors to analyze the company's current performance against it's past earnings, historical data and aggregate market data for the industry or the indices, such as S&amp;P 500. A higher P/E indicates that investors expect the company to perform better in the future, and the stock is probably overvalued, but not necessarily. It also could indicate that investors are willing to pay a higher share price currently, because they expect the company to perform better in the upcoming quarters. This leads investors to also remain optimistic about rising dividends in the future. 
Compared to the aggregate P/E ratio of the 46.94 in the Financial Services industry, Fiserv Inc. has a lower P/E ratio of 42.87. Shareholders might be inclined to think that the stock might perform worse than it's industry peers. It's also possible that the stock is undervalued. 

<img src="https://www.benzinga.com/files/images/story/2025/1739300409_1.png" alt="Guage" />

In conclusion, the price-to-earnings ratio is a useful metric for analyzing a company's market performance, but it has its limitations. While a lower P/E can indicate that a company is undervalued, it can also suggest that shareholders do not expect future growth. Additionally, the P/E ratio should not be used in isolation, as other factors such as industry trends and business cycles can also impact a company's stock price. Therefore, investors should use the P/E ratio in conjunction with other financial metrics and qualitative analysis to make informed investment decisions.

Intraday Update

Price Over Earnings Overview: Fiserv

Susquehanna analyst James Friedman maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Positive and raises the price target from $230 to $270.

Price Target

Susquehanna Maintains Positive on Fiserv, Raises Price Target to $270

Barclays analyst David Anderson maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Overweight and raises the price target from $235 to $265.

Barclays Maintains Overweight on Fiserv, Raises Price Target to $265

Several analysts raised the price target on Fiserv, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) following fourth-quarter 2024 <a target="_blank" href="https://www.benzinga.com/quote/fi/analyst-ratings" rel="noreferrer noopener">results reported on Wednesday.</a>
The company reported revenue of $5.25 billion, beating the&nbsp;analyst consensus estimate of $4.96 billion, and adjusted EPS of $2.51, beating the&nbsp;<a target="_blank" href="https://www.benzinga.com/news/earnings/25/02/43501055/fiserv-q4-earnings-merchant-financial-solutions-fuel-growth-double-digit-outlook-for-2025" rel="noreferrer noopener">analyst consensus estimate of $2.48</a>.&nbsp;
Fiserv&nbsp;expects FY25&nbsp;organic revenue&nbsp;growth of 10%-12% and adjusted EPS outlook of $10.10-$10.30, representing&nbsp;growth of 15%-17% Y/Y vs. the&nbsp;<a target="_blank" href="https://www.benzinga.com/calendars/guidance" rel="noreferrer noopener">$10.20 consensus</a>.
Stephens analyst Charles Nabhan raised the price forecast from $255 to $270 while reaffirming an Overweight rating.
The analyst writes that the lapping of Argentina comparables and the timing of go-lives should lead to first-quarter organic growth of less than 10% and second-half growth of above 12%.
With the transitory impact of excess inflation and Dolar Turista weakening through the year, the analyst expects adjusted and organic revenue to converge through the year.
For 2025, Nabhan projects a 1.5% foreign exchange headwind and estimates FY26 adj. EPS of $12.06.
Also, Keefe, Bruyette &amp; Woods analyst Vasundhara Govil raised the price forecast from $238 to $260 while reaffirming an Outperform rating.
The analyst says that Fiserv continues to experience healthy business trends, with volume growth in line with Visa and Mastercard across SMB and Enterprise segments and momentum carrying into January.
Distribution expansion and new product rollouts are strengthening Clover, while upcoming new client wins in 2025 should drive further growth in Financial Solutions, per the analyst.
The analyst increased the FY25 EPS estimate to $10.20 (from $10.10) and FY26 EPS estimate to $11.75 (from $11.65) to reflect the quarterly beat and strong underlying growth drivers.
Moreover, KeyBanc analyst Alex Markgraff raised the price forecast from $250 to $270 while maintaining an Overweight rating.
The analyst says that Fiserv&#8217;s results were solid, with strong Clover revenue growth and above-Street FY25 guidance for adjusted revenue and EPS standing out as key positives.
Management&#8217;s commentary on the CEO transition and FY25 growth opportunities was encouraging, despite some uneven growth cadence, adds the analyst.
As a result, Markgraff raised the FY25/FY26 estimates, driven primarily by stronger Merchant Solutions growth and margin expansion.
Additionally, RBC Capital Markets analyst Daniel R. Perlin raised the price forecast from $255 to $270 while maintaining an Outperform rating.
The analyst says that FI delivered strong results, exceeding expectations, with Clover revenue up 29% year-over-year and issuing FY25 guidance that supports continued momentum.
The analyst adjusted FY25 revenue estimate to $20.5 billion (from $20.8 billion) while maintaining the adjusted EPS estimate at $10.20. Additionally, Perlin estimates FY26 of $22.2 billion in revenue and $11.80 in adjusted EPS.
Investors can gain exposure to the stock via TCW Compounders ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GRW#NYSE">GRW</a>) and Global X FinTech ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FINX#NASDAQ">FINX</a>).
Price Action: FI shares are up 0.48% at $230.64 at the last check Thursday.
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Photo via Shutterstock.

Large Cap

Reiteration

Fiserv Fires On All Cylinders, Analysts Bump Up Price Forecasts Post Q4 Results

RBC Capital analyst Daniel Perlin maintains Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) with a Outperform and raises the price target from $255 to $270.

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