Our mission is opening a digital front door to a new kind of healthcare system, one that provides greater access to high quality, convenient and affordable care. No matter who a person is, where they come from, what they look like, or if they have insurance or not—Hims & Hers connects consumers with licensed medical professionals and enables everyone to seek health and wellness care.

HIMS

Andrew Dudum

Chief Executive Officer

Melissa Baird

Chief Operating Officer

Soleil Boughton

Chief Legal Officer and Corporate Secretary

Yemi Okupe

Chief Financial Officer

Chief Executive Officer And Board Of Director

Alex Bard

Board Of Director

Dr. Toby Cosgrove

M.D. Board Of Director

Kirsten Green

Jules Maltz

David Wells

Lynne Chou O’keefe

Andrea Perez

Ambar Bhattacharyya

Dr. Patrick Carroll

About HIMS

Hims & Hers Health 株価情報 (NYSE: HIMS)

最新ニュース Hims & Hers Health (NYSE:HIMS) 株価情報

HIMS & HERS HEALTH INC

Hims & Hers Health

Hims & Hers Health Inc is a multi-specialty telehealth platform that connects consumers to licensed healthcare professionals, enabling them to access high-quality medical care for numerous conditions related to mental health, sexual health, dermatology, haircare and more.

Hims & Hers Health, Inc. Class A Common Stock

Hims & Hers Health Inc

Fortuna Mining Corp. (NYSE:<a href="https://www.benzinga.com/stock/FSM#NYSE">FSM</a>, TSX:<a href="https://www.benzinga.com/stock/FVI#TSX">FVI</a>) ("Fortuna" or the "Company") is pleased to announce the successful completion of the sale of its interest in Roxgold Sanu SA ("Roxgold Sanu"), together with the Company's three other wholly-owned Burkina Faso subsidiaries (together with Roxgold Sanu, the "Acquired Companies") to Soleil Resources International Ltd. ("SRI"), a private Mauritius company (the "Transaction"). Roxgold Sanu owns and operates the Yaramoko Mine in the Balé Province, Burkina Faso. The Transaction closed pursuant to the terms of a definitive share purchase agreement (the "Share Purchase Agreement"). All references to dollar amounts in this news release are expressed in US dollars.
Jorge A. Ganoza, President and CEO, commented, "We're taking the opportunities a strong gold market provides to streamline our asset portfolio. The recent closings of the high-cost San Jose Mine sale in April and the Yaramoko Mine sale in May represent the divestment of two operations with limited reserve life." Mr. Ganoza continued, "In the case of Yaramoko, we received a compelling offer that provided a prudent exit from a jurisdiction where we are no longer pursuing exploration activities and where the operating and security landscape remains challenging." Mr. Ganoza concluded, "Collectively, these transactions enable us to shift our focus away from mine closures - reallocating approximately $50 million in capital and freeing up management capacity - to pursue higher-value opportunities aligned with our strategic objectives."
The proceeds from the sale increase the Company's first quarter cash and short term investments to over $380 million and liquidity to over $530 million.
Details of the Transaction
Under the terms of the Share Purchase Agreement, SRI acquired all of the issued and outstanding shares of the Acquired Companies held by Fortuna's subsidiaries in consideration for the payment of $70 million in cash. Prior to the closing of the Transaction, Roxgold Sanu paid to the Company a cash dividend in the amount of $53.8 million plus $3.7 million in withholding tax. The agreement also provides that the Company has the right to receive up to approximately $53 million of value added tax receivables upon the completion of certain conditions.
The Company has now ceased all operations in Burkina Faso.
Updated 2025 Production and Cost Guidance Reflects Streamlining of the Portfolio
Following the divestiture of the Yaramoko Mine, Fortuna has updated its consolidated production and cost guidance for 2025.
<ul>
<li>Gold equivalent production guidance has been updated to 309,000 to 339,000 ounces, down from the original range of 380,000 to 422,000 ounces; an 18 percent reduction at the midpoint. Consolidated cash cost guidance remains unchanged in the original range of $895 to $1,015 per gold equivalent ounce ("GEO").</li>
<li>All-in Sustaining Cost (AISC) guidance has been updated to a range of $1,670 to $1,765 per GEO, up from the previous estimate of $1,550 to $1,680 per GEO. This adjustment indicates a 6% increase over the midpoint of original guidance and primarily reflects the net impact of the exclusion of the Yaramoko Mine's contribution, and a reduction in the AISC estimate for the Lindero Mine. The updated AISC guidance continues to account for expenditures totaling approximately $45 per GEO, including: 
<ul>
<li>$5.3 M for the upgrade of the Company's enterprise resource planning ("ERP") system to SAP S/4HANA</li>
<li>$2 M in land compensation payments at Séguéla</li>
<li>$7 M in incremental government royalty payments at the Séguéla Mine &nbsp;</li>
</ul>
</li>
</ul>

News

Asset Sales

Fortuna Divests Burkina Faso Assets, Adds $70M Cash and Shifts Strategy Toward Growth

Piper Sandler analyst Brent Bracelin maintains ZoomInfo Technologies (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZI#NASDAQ">ZI</a>) with a Neutral and raises the price target from $8 to $11.

Price Target

Analyst Ratings

Piper Sandler Maintains Neutral on ZoomInfo Technologies, Raises Price Target to $11

JD.com (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JD#NASDAQ">JD</a>) reported quarterly earnings of $1.16 per share which missed the analyst consensus estimate of $4.54 by 74.45 percent. This is a 48.72 percent increase over earnings of $0.78 per share from the same period last year. The company reported quarterly sales of $41.50 billion which missed the analyst consensus estimate of $290.43 billion by 85.71 percent. This is a 15.23 percent increase over sales of $36.02 billion the same period last year.

Earnings

Earnings Misses

JD.com Q1 Adj. EPS $1.16 Misses $4.54 Estimate, Sales $41.50B Miss $290.43B Estimate

On Holding (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ONON#NYSE">ONON</a>) reported quarterly earnings of $0.23 per share which beat the analyst consensus estimate of $0.16 by 43.75 percent. This is a 39.47 percent decrease over earnings of $0.38 per share from the same period last year. The company reported quarterly sales of $807.70 million which beat the analyst consensus estimate of $570.78 million by 41.51 percent. This is a 38.88 percent increase over sales of $581.59 million the same period last year.

Earnings Beats

ONON

On Holding Q1 Adj. EPS $0.23 Beats $0.16 Estimate, Sales $807.70M Beat $570.78M Estimate

Tencent Music Enter Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TME#NYSE">TME</a>) reported quarterly earnings of $0.19 per share which met the analyst consensus estimate. This is a 26.67 percent increase over earnings of $0.15 per share from the same period last year. The company reported quarterly sales of $1.01 billion which met the analyst consensus estimate. This is a 8.22 percent increase over sales of $937.00 million the same period last year.

Tencent Music Enter Gr Q1 Adj. EPS $0.19, Sales $1.01B, Both Inline

McDonald&#8217;s Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MCD#NYSE">MCD</a>) announced Monday one of its largest hiring initiatives in years, seeking to add 375,000 employees across U.S. locations this summer as the fast-food giant pursues aggressive expansion despite recent sales challenges.
What Happened: Joe Erlinger, McDonald&#8217;s U.S. president, unveiled the hiring plan alongside Department of Labor Secretary Lori Chavez-DeRemer at a location near Columbus, Ohio, <a href="https://www.nbcnews.com/business/business-news/mcdonalds-announces-plan-hire-375000-employees-us-summer-rcna206309">reported</a> NBC News. The initiative aligns with McDonald&#8217;s strategy to open 900 new U.S. restaurants by 2027 and bolster staffing for increased summer demand.
The announcement comes amid broader economic headwinds for the company. Earlier this month, McDonald&#8217;s reported its worst quarterly U.S. same-store sales performance since 2020, <a href="https://www.benzinga.com/personal-finance/25/05/45336128/a-divided-economy-mcdonalds-ceo-says-rich-keep-dining-out-but-average-income-consumers-feeling-economic-anxiety">with a 3.6% decline</a> that missed analyst forecasts of a 1.7% drop. 
Executives cited diminishing foot traffic as the primary factor, noting middle-income consumer visits fell by &#8220;nearly double digits&#8221; alongside continued weakness among low-income customers.
&#8220;People are just visiting less,&#8221; McDonald&#8217;s told investors during its earnings call, pointing to spending cutbacks as consumers increasingly skip meals out or eat breakfast at home to save money.
See Also: <a href="https://www.benzinga.com/economics/macro-economic-events/25/05/45368175/cathie-wood-says-index-sensitive-managers-will-be-compelled-to-consider-coinbase-as-crypto-exchange-platform-joins-sp-500-index">Cathie Wood Says &#8216;Index-Sensitive Managers Will Be Compelled to Consider&#8217; Coinbase As Crypto Exchange Platform Joins S&amp;P 500 Index</a>
Why It Matters: The hiring push coincides with the President Donald Trump administration&#8217;s focus on domestic business investment. The White House recently reported securing over $5 trillion in new U.S. investment commitments during Trump&#8217;s first 100 days in office, including major pledges from technology companies.
McDonald&#8217;s leadership has explicitly acknowledged a &#8220;<a href="https://www.benzinga.com/25/05/45159157/mcdonalds-ceo-the-us-economy-is-dividedlow-income-traffic-down-10-while-rich-diners-continue-to-spend">divided U.S. economy</a>&#8221; where low and middle-income consumers face persistent pressure from inflation despite strong traffic among higher-income patrons. 
The company, which currently operates over 38,000 locations globally, continues emphasizing value offerings, including $5 meal deals to attract price-sensitive customers in this challenging consumer environment.
Image Via Shutterstock 
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Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

Equities

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McDonald's Launches Massive Summer Hiring Drive For 375,000 Workers Amid US Expansion Plans And Slumping Sales

Markel Insurance, The Insurance Operations Within Markel Group Inc., Launched An Innovative, Specialist Cyber Product To Provide Up To $5M Of Cover Per Risk For Indirect Losses Arising From An Act Of War

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Earnings Scheduled For May 13, 2025

Payments-focused cryptocurrency XRP (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/xrp/usd">XRP</a>) retained strong momentum in the early hours of Monday, while higher-valued coins retraced.
What happened: XRP rose by over 3% in the last 24 hours, defying corrections in Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>) and Ethereum (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/eth/usd">ETH</a>).
The 24-hour trading volume soared 150% to $10.59 billion, highlighting high liquidity and trader engagement.
Over the past week, XRP has posted a gain of 18.80%, primarily due to news of a <a href="https://www.benzinga.com/markets/cryptocurrency/25/05/45322133/xrp-price-breaks-higher-as-ripple-settlement-lifts-legal-woes">formal settlement agreement</a> between Ripple Labs and the SEC, which might bring the multi-year legal battle to a close.
The coin has also profited from the <a href="https://www.benzinga.com/trading-ideas/movers/25/05/45366281/bitcoin-ethereum-dogecoin-retreat-stocks-rally-after-us-china-tariff-de-escalation-analyst-sees-opportunity-in-2100-2250-if-eth-corrects">U.S.-China tariff de-escalation</a>.
The XRP derivatives market was also boosted, with Open Interest rising 14% in the last 24 hours and more than 70% of Binance traders betting on an increase, <a href="https://www.coinglass.com/LongShortRatio">according </a>to Coinglass.
See Also:<a href="https://www.benzinga.com/25/04/44621245/gold-backed-cryptos-match-yellow-metals-highs-following-trumps-liberation-day-shock"> </a><a href="https://www.benzinga.com/25/05/45339966/bitcoin-creator-satoshi-nakamotos-estimated-wealth-crosses-bill-gates-amid-apex-cryptos-sharp-rebound">Bill Gates Left Behind By Satoshi Nakamoto: Bitcoin Creator&#8217;s Wealth Now Eclipses That Of Microsoft Co-Founder Amid Crypto&#8217;s Sharp Rebound</a>
Widely followed cryptocurrency influencer Sjuul Follings stated XRP was showing "nice strength."
"Structure is bullish, support held, so I have to assume we are moving to range high next," Follings wrote, predicting a move to $3
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true"><a href="https://twitter.com/search?q=%24XRP&amp;src=ctag&amp;ref_src=twsrc%5Etfw">$XRP</a> showed some nice strength yesterday and is finally trading above that key level at $2.2. Structure is bullish, support held, so I have to assume we are moving to range high next. &#x1f91e;<a href="https://t.co/LqNC23yfPm">https://t.co/LqNC23yfPm</a> <a href="https://t.co/V36eA89Ibc">pic.twitter.com/V36eA89Ibc</a>
&mdash; Sjuul &#x7C; AltCryptoGems (@AltCryptoGems) <a href="https://twitter.com/AltCryptoGems/status/1922196362990379241?ref_src=twsrc%5Etfw">May 13, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
Price Action:&nbsp; At the time of writing, XRP was exchanging hands at $2.50, up 3.14% in the last 24 hours, according to <a href="https://pro.benzinga.com/dashboard?_gl=1&#x2A;380nj0&#x2A;_ga&#x2A;MTEyOTAyOTcxMy4xNzEzMzY0NTYy&#x2A;_ga_V7ZK73W7N0&#x2A;MTcxNDk4MzIzMi42LjEuMTcxNDk4OTE0Ni4wLjAuMA..">data from Benzinga Pro</a>. 
Disclaimer: This content was partially produced with the help of <a href="https://www.benzinga.com/author/benzinga-neuro" target="_blank" rel="noreferrer noopener">Benzinga Neuro</a> and was reviewed and published by Benzinga editors.
Read Next:&nbsp;
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<li><a href="https://www.benzinga.com/markets/cryptocurrency/25/05/45339772/michael-saylor-harnesses-ai-to-drive-home-an-important-message-on-bitcoin-its-going-up-forever">Michael Saylor Harnesses AI To Drive Home An Important Message On Bitcoin: &#8216;It&#8217;s Going Up Forever&#8217;</a></li>
</ul>
Image Via Shutterstock

Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

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$BTC

$ETH

$XRP

XRP Rallies Over 3% Tuesday Morning — Is The Coin Heading Toward $3?

President Donald Trump has significantly reduced tariffs on Chinese imports as the United States enters a 90-day period of trade negotiations with China, according to a May 12 executive order.
What Happened: The order decreases the de minimis tariff rate on low-value Chinese imports from 120% to 54%, effective May 14. 
Additionally, the planned increase of the per-postal-item duty from $100 to $200, originally scheduled for June 1, has been suspended. The executive order also lowers general Chinese import tariffs to 10% by suspending 24% from the previously imposed rate for the 90-day negotiation period.
Trump justified these reductions by stating that China has taken &#8220;significant steps to remedy non-reciprocal trade arrangements&#8221; by entering discussions with the United States to address &#8220;the lack of trade reciprocity in our economic relationship and our resulting national and economic security concerns.&#8221; 
See Also: <a href="https://www.benzinga.com/markets/equities/25/05/45366471/elliott-management-scores-key-win-in-phillips-66-proxy-fight-as-iss-backs-all-four-board-nominees-ahead-of-may-21-vote">Elliott Management Scores Key Win In Phillips 66 Proxy Fight As ISS Backs All Four Board Nominees Ahead Of May 21 Vote</a>
Why It Matters: The tariff adjustments represent a significant shift in Trump&#8217;s trade strategy that previously targeted Chinese e-commerce platforms like Temu owned by PDD Holdings Inc &#8211; ADR (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PDD#NASDAQ">PDD</a>) and Shein, after closing the de minimis exemption that had allowed <a href="https://www.benzinga.com/news/retail-sales/25/04/44714336/temu-shein-brace-for-impact-as-trumps-tariff-torpedo-blows-up-the-800-loophole">goods valued under $800 </a>to enter the United States duty-free. 
The earlier crackdown had substantial ripple effects across digital advertising markets, with Sensor Tower reporting that <a href="https://www.benzinga.com/25/05/45190742/meta-google-snap-set-to-lose-billions-in-ad-revenue-from-chinese-sellers-as-trump-closes-de-minimis-loophole-report">Temu reduced its average daily U.S. advertising</a> spend by 31% between March and mid-April. 
Marketing firm Tinuiti noted that Temu, which represented 19% of all U.S. Google Shopping ads, saw its share <a href="https://www.benzinga.com/25/05/45190742/meta-google-snap-set-to-lose-billions-in-ad-revenue-from-chinese-sellers-as-trump-closes-de-minimis-loophole-report">drop to zero just one week later</a>. 
Image Via Shutterstock
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<li><a href="https://www.benzinga.com/trading-ideas/movers/25/05/45366281/bitcoin-ethereum-dogecoin-retreat-stocks-rally-after-us-china-tariff-de-escalation-analyst-sees-opportunity-in-2100-2250-if-eth-corrects">Bitcoin, Ethereum, Dogecoin Retreat, Stocks Rally After US-China Tariff De-Escalation: Analyst Sees Opportunity In $2,100-2,250 If ETH Corrects</a></li>
</ul>
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

Macro Economic Events

Regulations

Politics

Retail Sales

Economics

BIGC

LSPD

Citigourp Global Markets 2% Protected Notes Linked To The Djia

SHOP

Trump Lowers De Minimis Tariff On Chinese Imports From 120% To 54%, Pauses $200 Postal Fee Amid 90-Day Trade Shift

Investment banks managing Tesla (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) battery supplier CATL&#8217;s IPO, the world&#8217;s largest listing of 2025, are set to earn underwriting fees that fall below the industry standard. 
What Happened: Nine underwriters of Shenzhen-listed battery titan CATL are projected to receive a maximum of HK$238.7 million ($30.62 million). This data was shared by the Chinese firm in a securities filing earlier this week. The fixed commission on Hong Kong's largest listing of the year is just 0.2% of the funds raised—well below the industry average, according to Reuters. 
This fee is just one-third of what Chinese home appliance maker Midea paid banks last year for its nearly $4.6 billion Hong Kong listing. It's also only a quarter of the 0.8% underwriting fee that China's largest express delivery firm, S.F. Holding, paid for its $792 million secondary listing in Hong Kong last November.
The sponsors of the CATL deal—JPMorgan (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), China International Capital Corporation, and China Securities International—will each receive $300,000 for their involvement. That's roughly half the five-year market average, according to Dealogic data. Meanwhile, Goldman Sachs (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GS#NYSE">GS</a>), Morgan Stanley (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>) and UBS are serving as joint global coordinators for CATL&#8217;s Hong Kong listing,
CATL may offer a 0.6% discretionary fee as an incentive. The modest fees underscore the tough environment banks face in Asia&#8217;s financial hub, even as a recent uptick in trading volumes and new listings has raised hopes for a rebound in major Chinese offerings.
SEE ALSO: <a href="https://benzinga.com/news/25/05/45314762/charlie-munger-was-once-asked-why-warren-buffett-was-so-much-richer-and-replied-he-got-an-earlier-start-before-adding-why-was-albert-einstein-poorer-than-i-was" target="_blank" rel="noreferrer noopener">Charlie Munger Was Once Asked Why Warren Buffett Was So Much Richer — He Replied, &#8216;He Got An Earlier Start,&#8217; Then Added, &#8216;Why Was Albert Einstein Poorer Than I Was?&#8217; &#8211; Benzinga</a>
Why It Matters: This development comes after <a href="https://www.benzinga.com/25/05/45343633/tesla-battery-supplier-catl-to-raise-4-billion-through-hong-kong-listing-report">CATL&#8217;s announcement</a> to raise over $4 billion through a stock listing on Hong Kong&#8217;s stock exchange. The company, a battery supplier for the Elon Musk-led Tesla Inc, aimed to raise the figure by selling over 117.9 million shares priced at HK$263 ($33.75).
CATL&#8217;s offering has seen strong demand and was oversubscribed multiple times since its launch on Monday, attracting interest from sovereign wealth funds and global long-only investors, according to a book message reviewed by Reuters.
Earlier in April, CATL had&nbsp;<a href="https://www.benzinga.com/markets/25/04/44894382/tesla-battery-supplier-catl-unveils-new-fast-charging-battery-with-323-mile-range-in-five-minutes">launched</a>&nbsp;the second-generation ‘Shenxing&#8217; fast-charging battery, which can power over 67 new EVs this year. The battery enables a range of 520 km or approximately 323 miles on a 5-minute charge, and can also be charged from 0% to 80% in 15 minutes in cold weather.
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Image via Shutterstock
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

IPOs

Tech

General

TSLA

Tesla Supplier CATL Sets Modest Underwriting Fees For World's Biggest IPO Of 2025

During its <a href="https://benzinga.com/general/space/25/05/45361586/ast-spacemobile-reports-q1-earnings-key-highlights-from-the-quarter">first quarter earnings</a> call on Monday, satellite designer and manufacturer, AST SpaceMobile Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ASTS#NASDAQ">ASTS</a>) gave a concrete revenue guidance for the first time, forecasted between $50 million to $75 million, heavily weighted to the back half of this year.
What Happened: &#8220;We believe we have a revenue opportunity in 2025 in the range of $50 million to $75 million, back-end loaded in the second half of the year,&#8221; CFO Andrew Johnson said during the call. &#8220;Revenue is ramping on plan,&#8221; he said, from satellite deployments, gateway installations, and milestone payments under government and mobile operator agreements.
See Also: <a href="https://www.benzinga.com/25/05/45367861/ed-yardeni-revises-recession-odds-to-25-after-the-rally-bumps-sp-500-year-end-target-to-6500">Ed Yardeni Slashes Recession Odds To 25% After US Stocks Rally, Lifts S&amp;P 500 Year-End Target To 6,500</a>
The company credited its rapid monetization progress to AST's direct-to-device technology, which allows unmodified mobile devices to connect directly with its growing network of low Earth orbit communication satellites. 
&#8220;We're building the first and only global cellular broadband network in space to operate directly with everyday unmodified mobile devices,&#8221; said President Scott Wisniewski.
&#8220;If you can run a video call, you can support basically any native application that is in your phone,&#8221; said CEO Abel Avellan, highlighting recent video call demonstrations conducted with partners including AT&amp;T Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/T#NYSE">T</a>), Verizon Communications Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VZ#NYSE">VZ</a>), Vodafone Group Plc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/VOD#NASDAQ">VOD</a>), and Rakuten Group Inc. (OTC:<a class="ticker" href="https://www.benzinga.com/stock/RKUNY#OTC">RKUNY</a>).
Why It Matters: With its direct-to-device technology, AST SpaceMobile is targeting more than <a href="https://www.benzinga.com/content/44930148/ast-spacemobile-5-reasons-to-buy-this-tiny-trailblazer-stock">3 billion potential users</a>, part of the 42% of the global population currently lacking cellular coverage. The company has already signed agreements with 45 mobile network operators worldwide to help extend its reach.
During its recent first quarter results on Monday, the company reported $718,000 in revenue, up 43.60% year-over-year, but this <a href="https://benzinga.com/general/space/25/05/45361586/ast-spacemobile-reports-q1-earnings-key-highlights-from-the-quarter">fell short of consensus</a> estimates by $3.13 million. The company posted a loss of $0.20 per share, which was again $0.01 over analyst estimates.
Price Action: The stock was up 5.43% on Monday, but is down 3.08% after hours following the company&#8217;s first quarter results that fell short of estimates.
<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="136" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/13034237/Screenshot-2025-05-13-at-1.12.26-PM-1024x136.png" alt="" class="wp-image-913025" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/13034237/Screenshot-2025-05-13-at-1.12.26-PM-1024x136.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/13034237/Screenshot-2025-05-13-at-1.12.26-PM-300x40.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/13034237/Screenshot-2025-05-13-at-1.12.26-PM-768x102.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/13034237/Screenshot-2025-05-13-at-1.12.26-PM-1536x205.png 1536w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/13034237/Screenshot-2025-05-13-at-1.12.26-PM.png 1606w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
According to Benzinga Edge Stock Rankings, the stock has a strong Momentum score and a favorable price trend in the short, medium, and long term. For more such insights, sign up for <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound">Benzinga Edge</a>. 
Image Via Shutterstock 
Read More: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/markets/equities/25/05/45367829/pharma-bro-martin-shkreli-rips-into-quantum-stocks-nothing-is-happening-accuses-ionq-d-wave-quantum-and-others-of-revenue-gimmicks">&#8216;Pharma Bro&#8217; Martin Shkreli Rips Into Quantum Stocks: &#8216;Nothing Is Happening&#8217;—Accuses IONQ, D-Wave Quantum, And Others Of Revenue Gimmicks</a></li>
</ul>

SPACE

ASTS

RKUNY

AST SpaceMobile Sets $75 Million Target For 2025 As CFO Andrew Johnson Says 'Revenue Is Ramping On Plan' Amid Surging Demand For Direct-To-Device Satellite Connectivity

Industry commitment reflects growing demand for integrated communications solutions; 8x8 to share exclusive insights at May conference.

EGHT

8x8 Expands Irish Market Presence With Gold Sponsorship Of CCMA Ireland, Reinforcing Commitment To CX Innovation

In the wake of a 90-day suspension of most tariffs between the U.S. and China, President Donald Trump stated that he engaged in talks with&nbsp;Apple Inc.&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>) CEO Tim Cook.
What Happened: Trump revealed that Cook intends to boost Apple&#8217;s investment in U.S. operations. &#8220;I spoke to Tim Cook this morning and he&#8217;s going to, I think, even up his numbers,&#8221; Trump said. &#8220;$500 billion, he&#8217;s going to be building a lot of plants in the United States for Apple. And we look forward to that,&#8221; <a href="https://editorial.benzinga.com/wp-admin/admin.php?id=3046&amp;page=benzinga-neuro-displayarticle">reported</a> CNBC.
In early February, Apple revealed plans to invest $500 billion in expanding its U.S. operations, which include assembling artificial intelligence servers in Houston.
Although the U.S.-China trade war truce is expected to benefit Apple, it's uncertain how much Monday's announcement provided immediate relief for the tech giant. Despite a few exemptions, Apple continues to face tariffs on Chinese imports as well as products manufactured in secondary hubs like India and Vietnam.
SEE ALSO:&nbsp;<a href="https://benzinga.com/markets/cryptocurrency/25/05/45356571/shiba-inu-jumps-27-in-7-days-what-is-going-on" target="_blank" rel="noreferrer noopener">Shiba Inu Jumps 27% In 7 Days: What Is Going On? &#8211; Benzinga</a>
Why It Matters: The Trump administration has been pressuring Apple to move device production, including iPhones, to the U.S.—a shift many experts view as both unlikely and expensive. Earlier this month, U.S. Commerce Secretary Howard Lutnick indicated that Cook had <a href="https://www.benzinga.com/markets/25/05/45162929/tim-cook-tells-commerce-secretary-lutnick-how-apple-could-bring-iphone-manufacturing-to-us">discussed</a> the potential of relocating iPhone production to the U.S. This conversation aligns with the Trump administration&#8217;s push for Apple to shift device production to the U.S.
On an earnings call, Cook discussed Apple's tariff strategy with investors, stating that the company is currently sourcing products bound for the U.S. from manufacturing sites in Vietnam and India. However, he refrained from making projections beyond June, describing the situation as "difficult to predict."
Furthermore, amid ongoing trade tensions, recent reports indicate that Apple has been contemplating<a href="https://www.benzinga.com/25/05/45347263/apple-weighs-iphone-price-hike-this-fall-steering-clear-of-tariff-blame-report"> raising the prices</a> for its forthcoming fall iPhone models. However, the tech giant is keen to dismiss any notion that a possible price increase is tied to U.S. tariffs on Chinese goods, where most of its devices are assembled.
The tariff suspension resulted in a 6.3% increase in Apple&#8217;s stock on Monday. On a year-to-date basis, the stock plunged 13.56%, as per <a href="https://pro.benzinga.com/dashboard">data </a>from Benzinga Pro.
<ul class="wp-block-list">
<li>READ MORE:&nbsp;<a href="https://benzinga.com/news/25/05/45314762/charlie-munger-was-once-asked-why-warren-buffett-was-so-much-richer-and-replied-he-got-an-earlier-start-before-adding-why-was-albert-einstein-poorer-than-i-was" target="_blank" rel="noreferrer noopener">Charlie Munger Was Once Asked Why Warren Buffett Was So Much Richer — He Replied, &#8216;He Got An Earlier Start,&#8217; Then Added, &#8216;Why Was Albert Einstein Poorer Than I Was?&#8217; &#8211; Benzinga</a></li>
</ul>
Image via Shutterstock
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

AAPL

Apple May 'Up Its Numbers' Amid China Tariff Truce: Trump Talks $500 Billion US Investment After Tim Cook Call

China has reportedly resumed accepting Boeing Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BA#NYSE">BA</a>) aircraft deliveries after <a href="https://www.benzinga.com/25/04/44960098/boeing-ceo-says-china-stopped-taking-airplane-deliveries-as-trade-war-rages">a month-long pause</a>, following a significant trade breakthrough with the United States. The development comes as both nations attempt to ease tensions and steady economic ties.
What Happened: Officials in Beijing have told local airlines that they may now proceed with accepting new aircraft from Boeing, Bloomberg <a href="https://www.bloomberg.com/news/articles/2025-05-13/china-removes-ban-on-boeing-deliveries-after-us-trade-truce">reported</a>, citing sources. Airlines have been granted the flexibility to schedule the incoming jets on the basis of their operational needs.
Prior to this, multiple <a href="https://www.benzinga.com/25/04/44888512/boeing-jet-returns-to-us-amid-escalating-tariff-tensions-with-china">planes were returned</a> to the United States after Chinese airlines declined to accept them due to tariffs, which <a href="https://www.benzinga.com/25/04/45059743/china-open-to-co-operate-with-us-firms-voices-concern-over-trade-war-impact-as-tariffs-hits-chinese-airlines-and-boeing">China's commerce ministry remarked</a> was hurting the sector.
In response, <a href="https://www.benzinga.com/markets/equities/25/04/44970516/boeing-adjusts-strategy-amid-trump-tariff-fallout-ceo-kelly-ortberg-says-wont-build-aircraft-for-customers-who-will-not-take-them-as-china-halts-deliveries">Boeing indicated its readiness</a> to present the undelivered jets to new buyers in other markets.
Boeing did not immediately respond to <a href="http://pro.benzinga.com/" target="_blank" rel="noreferrer noopener">Benzinga</a>'s request for comment.
See Also: <a href="https://www.benzinga.com/government/regulations/25/05/45367206/sp-500-rallies-over-3-on-us-china-90-day-tariff-truce-but-experts-warn-it-doesnt-guarantee-a-complete-resolution-of-the-trade-war">S&amp;P 500 Rallies Over 3% On US-China 90-Day Tariff Truce, But Experts Warn It &#8216;Doesn&#8217;t Guarantee A Complete Resolution Of The Trade War&#8217;</a>
Why It Matters: Around 50 Boeing aircraft are now expected to reach Chinese airlines this year, sparing the company the expense and delays of seeking replacement customers, and confirming a regular inflow of revenue once deliveries are made.
China is projected to create one-fifth of the world's airplane demand over the next two decades. In 2018, it accounted for nearly 25% of Boeing's total production, Bloomberg noted.
As the U.S. and China have agreed to <a href="https://www.benzinga.com/markets/equities/25/05/45341884/apple-amazon-nvidia-rise-in-monday-premarket-as-us-china-agree-to-90-day-tariff-truce-neither-side-wants-a-decoupling">halt their trade dispute</a> for 90 days, reducing most of their retaliatory tariffs from 125% to 10%, <a href="https://www.benzinga.com/25/05/45344582/boeing-stock-is-up-on-monday-heres-why">Boeing is set to benefit</a>, with shares climbing on Monday.
Image Via Shutterstock 
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/markets/equities/25/05/45366492/jim-cramer-says-sit-tight-as-china-tariff-pause-creates-game-of-chicken-that-could-steamroll-market-timers">Jim Cramer Says &#8216;Sit Tight&#8217; As China Tariff Pause Creates &#8216;Game Of Chicken&#8217; That Could Steamroll Market Timers</a></li>
</ul>

China Ends Freeze On Boeing Deliveries As 90-Day Tariff Pause With US Brings Relief: Report

Experts are predicting a surge in the shipments of goods from China to the U.S. following the <a href="https://www.benzinga.com/markets/equities/25/05/45341884/apple-amazon-nvidia-rise-in-monday-premarket-as-us-china-agree-to-90-day-tariff-truce-neither-side-wants-a-decoupling">90-day tariff pause</a>, which could potentially spur economic activity in the term.
What Happened: According to Ryan Petersen, the founder and CEO of a supply chain management company, Flexport, ocean freight bookings from China to the U.S. increased 35% on the first day since the trade deal.
&#8220;A big backlog is looming; soon the ships will be sold out,&#8221; he added.
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<div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">Our ocean freight bookings from China to US increased 35% in the first day since the trade deal. A big backlog is looming, soon the ships will be sold out.
&mdash; Ryan Petersen (@typesfast) <a href="https://twitter.com/typesfast/status/1922075631270953226?ref_src=twsrc%5Etfw">May 12, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
Louis Navellier from Navellier &amp; Associates also backed this by forecasting that businesses were likely to load up on goods during the 90-day postponement window.
&#8220;In the short run, businesses will be loading up on goods during the 90-day postponement window, which will support employment and reduce the full impact of the tariffs on inflation, and longer term, we should see further announcements of expansion of U.S. manufacturing, which should support business activity and employment,&#8221; he said.
See Also: <a href="https://www.benzinga.com/government/regulations/25/05/45367206/sp-500-rallies-over-3-on-us-china-90-day-tariff-truce-but-experts-warn-it-doesnt-guarantee-a-complete-resolution-of-the-trade-war">S&amp;P 500 Rallies Over 3% On US-China 90-Day Tariff Truce, But Experts Warn It &#8216;Doesn&#8217;t Guarantee A Complete Resolution Of The Trade War&#8217;</a>
Why It Matters: As the concerns about &#8220;<a href="https://www.benzinga.com/markets/25/05/45339784/mohamed-el-erian-warns-us-china-deal-reveals-americas-fear-of-empty-shelves-as-markets-rally-on-trade-optimism-peter-schiff-skeptical-without-renminbi-revaluation">empty shelves</a>&#8221; rattled the businesses and the economists after the tariff announcement, a 90-day pause is a short-term relief. 
According to the data highlighted by Torsten Slok, the chief economist at Apollo Academy, the <a href="https://www.benzinga.com/government/regulations/25/05/45341850/economists-warn-of-empty-shelves-if-goods-stop-coming-from-china-amid-falling-inventory-to-sales-ratio-and-potential-tariffs">inventory-to-sales ratio for retailers</a> fell below the pre-pandemic level, sparking concerns about lower inventory as compared to the sales made by these retailers. 
Slok explained, "In other words, retailers will more quickly have empty shelves when goods no longer come in from China."
However, the boost in goods ordered from China to the U.S. could help ease these concerns, as highlighted by Flexport CEO and Navellier.
Price Action: The SPDR S&amp;P 500 ETF Trust (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>) and Invesco QQQ Trust ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>), which track the S&amp;P 500 index and Nasdaq 100 index, respectively, jumped with joy on Monday. The SPY was up 3.30% to $582.99, while the QQQ advanced 4.07% to $507.85, according to <a href="https://pro.benzinga.com/dashboard">Benzinga Pro</a> data.
After Monday, all the indices were out of the correction zone. The S&amp;P 500 index was down 4.93% from its record high of 6,147.43 points, scaled on Feb. 19. Dow Jones was 5.91% lower than its 52-week high of 45,073.63 points, and Nasdaq 100 was 6.09% lower than its previous high of 22,222.61 points.
<figure class="wp-block-table is-style-stripes"> 
<table class="has-fixed-layout">
<tbody>
<tr>
<td>Index</td>
<td>Monday&#8217;s Performance (+/-)</td>
<td>Value</td>
</tr>
<tr>
<td>Nasdaq Composite</td>
<td>4.35%</td>
<td>18,708.34</td>
</tr>
<tr>
<td>S&amp;P 500</td>
<td>3.26%</td>
<td>5,844.19</td>
</tr>
<tr>
<td>Dow Jones</td>
<td>2.81%</td>
<td>42,410.10</td>
</tr>
<tr>
<td>Russell 2000</td>
<td>3.42%</td>
<td>2,092.20</td>
</tr>
</tbody>
</table>
</figure>
On Tuesday, the futures of the Dow Jones, S&amp;P 500, and Nasdaq 100 indices were trading lower.
Read Next:
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/government/regulations/25/05/45344120/cathie-wood-says-ai-innovation-in-healthcare-will-be-more-profound-than-autonomous-taxi-ne">Cathie Wood Says AI Innovation In Healthcare Will Be More &#8216;Profound&#8217; Than Autonomous Taxi Networks, Humanoid Robots</a></li>
</ul>
Image Via Shutterstock

Analyst Color

Government

Macro Notification

Market Summary

Broad U.S. Equity ETFs

Futures

ETFs

China To US Goods Shipment Jump After 90-Day Tariff Postponement: 'A Big Backlog Is Looming'

The CNN Money Fear and Greed index showed an improvement in the overall market sentiment, while the index remained in the &#8220;Greed&#8221; zone on Monday.
U.S. stocks settled higher on Monday, with the Dow Jones index jumping more than 1,100 points during the session. The U.S. and China agreed to a 90-day truce by slashing triple-digit tariffs effective May 14. The Trump administration also agreed to hold more formal trade talks with Beijing after mounting signs of economic pressure on businesses and consumers.
However, major indices on the US closed lower last week, with the S&amp;P 500 falling about 0.5% and the Nasdaq down around 0.3%. The Dow also declined almost 0.2% in the week.
NRG Energy, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NRG#NYSE">NRG</a>) reported better-than-expected first-quarter financial results. Shares of Kindly MD, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/KDLY#NASDAQ">KDLY</a>) jumped 251% on Monday after the company announced a merger agreement with Nakamoto Holdings to start a Bitcoin treasury strategy.
On the economic data front, the U.S. government recorded a $258 billion budget surplus in April, up 23% year-over-year.
Most sectors on the S&amp;P 500 closed on a positive note, with information technology, consumer discretionary and communication services stocks recording biggest gains on Friday. However, utilities stocks bucked the overall market trend, closing the session lower.
The Dow Jones closed higher by around 1,161 points to 42,410.10 on Monday. The S&amp;P 500 surged 3.26% to 5,844.19, while the Nasdaq Composite jumped 4.35% at 18,708.34 during Monday's session.
Investors are awaiting earnings results from Under Armour, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UAA#NYSE">UAA</a>), CyberArk Software Ltd. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CYBR#NASDAQ">CYBR</a>) and JD.com, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JD#NASDAQ">JD</a>) today.
At a current reading of 66.1, the index remained in the &#8220;Greed&#8221; zone on Monday, versus a prior reading of 63.
What is CNN Business Fear &amp; Greed Index?
The Fear &amp; Greed Index is a measure of the current market sentiment. It is based on the premise that higher fear exerts pressure on stock prices, while higher greed has the opposite effect. The index is calculated based on seven equal-weighted indicators. The index ranges from 0 to 100, where 0 represents maximum fear and 100 signals maximum greediness.
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/trading-ideas/short-ideas/25/05/45347009/top-2-tech-stocks-that-may-crash-in-q2">Top 2 Tech Stocks That May Crash In Q2</a> </li>
</ul>
Photo via Shutterstock

Pre-Market Outlook

KDLY

Nasdaq Jumps Over 4% Following US-China Tariff Truce: Investor Sentiment Improves As Fear Index Remains In 'Greed' Zone

With U.S. stock futures trading lower this morning on Tuesday, some of the stocks that may grab investor focus today are as follows:
<ul class="wp-block-list">
<li>Wall Street expects Under Armour, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UAA#NYSE">UAA</a>) to report a quarterly loss at 8 cents per share on revenue of $1.16 billion before the opening bell, according to data from <a href="https://pro.benzinga.com/dashboard">Benzinga Pro</a>. Under Armour shares gained 1.8% to $6.32 in after-hours trading.</li>
<li>Acadia Healthcare Company, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ACHC#NASDAQ">ACHC</a>) reported better-than-expected first-quarter financial results, after the closing bell on Monday. The company posted adjusted earnings of 40 cents per share, beating market estimates of 36 cents per share. The company's quarterly sales came in at $770.50 million versus expectations of $769.84 million. Acadia Healthcare shares surged 5% to $27.13 in the after-hours trading session.</li>
<li>Analysts are expecting CyberArk Software Ltd. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CYBR#NASDAQ">CYBR</a>) to post quarterly earnings at 79 cents per share on revenue of $305.23 million. The company will release earnings before the markets open. CyberArk Software shares gained 0.9% to $371.00 in after-hours trading.</li>
</ul>
Check out our <a href="https://www.benzinga.com/premarket/">premarket coverage here</a>
<ul class="wp-block-list">
<li>Coinbase Global, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>) share rose sharply in after-hours trading on Monday on announcement that the company will join the S&amp;P 500, effective before the opening of trading on Monday, May 19. Coinbase Global shares jumped 10.9% to $229.90 in the after-hours trading session.</li>
<li>Analysts expect JD.com, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JD#NASDAQ">JD</a>) to report quarterly earnings at $1.02 per share on revenue of $37.91 billion before the opening bell. JD.com shares rose 1.1% to $36.46 in after-hours trading.</li>
</ul>
Check This Out: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/trading-ideas/short-ideas/25/05/45347009/top-2-tech-stocks-that-may-crash-in-q2">Top 2 Tech Stocks That May Crash In Q2</a> </li>
</ul>
Photo via Shutterstock

ACHC

COIN

Under Armour, CyberArk Software And 3 Stocks To Watch Heading Into Tuesday

Dave Ramsey says a $100 monthly investment can make millionaires, and he's tired of skeptics who claim most savers will die before cashing in.
What Happened: During "The Ramsey Show," the personal-finance host dismantled a listener's math, noting that $100 a month compounded at 12% for 40 years grows to $1.176 million, not $5 million as claimed by the listener.
He added that U.S. life expectancy data contradicts the caller's fatalism: males who reach 65 live another 18 years on average, to roughly 83.
Ramsey's example echoes figures he uses in his book Baby Steps Millionaires, which profiles first-generation wealth builders who followed his <a href="https://www.benzinga.com/personal-finance/24/06/39316291/dave-ramsey-tells-americans-if-you-retire-broke-its-your-fault-explains-how-to-retire-with-1-mil">seven-step plan</a>. "Almost no one saves just $100 for 40 years … It's an example saying if you'll save money, you can build wealth," he told the caller, dismissing claims that race or income doom savers to fail. &#8220;Skin pigmentation doesn't cause wealth building one way or another.&#8221;
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"> 
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<iframe loading="lazy" title="Why Should I Invest If I&#039;m Just Going To Die? (Isaiah Steps In It) - Dave Ramsey Rant" width="500" height="281" src="https://www.youtube.com/embed/imZwWDfA68E?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
</div>
</figure>
&#8220;This is the most ridiculous thing I&#8217;ve ever heard&#8230; what&#8217;s ridiculous is your argument because you don&#8217;t know anything about the numbers that you presented. They were all wrong. That&#8217;s what&#8217;s ridiculous.&#8221;
See also: <a href="https://www.benzinga.com/news/25/05/45335414/dave-ramsey-tells-woman-whose-boyfriend-thinks-401ks-are-a-scam-dont-marry-this-guy-he-aint-worth-it-calling-him-an-immature-man-who-doesnt">Dave Ramsey Tells Woman Whose Boyfriend Thinks 401(k)s Are A Scam: &#8216;Don&#8217;t Marry This Guy, He Ain&#8217;t Worth It,&#8217; Calling Him An &#8216;Immature&#8217; Man Who Doesn&#8217;t &#8216;Want To Think About The Future&#8217;</a>
<h4 class="wp-block-heading">Why The Math Checks Out</h4>
Financial calculators confirm that a $1,200 annual contribution invested in a broad-based mutual fund earning the S&amp;P 500's 40-year average of about 11.8% would <a href="https://www.benzinga.com/personal-finance/24/11/42026823/this-is-how-you-get-wealthy-dave-ramsey-details-how-one-move-could-make-you-5-million-by-retirement">top $1 million</a> by year 40. Ramsey notes the strategy hinges on consistency, not timing markets — an approach the Federal Reserve's 2023 household-well-being survey shows few Americans adopt, as most say their retirement savings are off track.
<h4 class="wp-block-heading">A Broader Wealth Gap</h4>
Critics counter that median retirement balances for near-retirees sit below $200,000, suggesting many households can't spare $100. Ramsey retorts that 89% of U.S. millionaires are first-generation, <a href="https://www.benzinga.com/personal-finance/24/10/41146426/can-you-guess-the-top-5-careers-of-millionaires-according-to-dave-ramsey-spoiler-alert-theyre-no">citing</a> his National Study of Millionaires. "Roll up your sleeves, live on less than you make, get out of debt," he said.
<h4 class="wp-block-heading">Context for 12% returns</h4>
While Ramsey's assumed 12% annual return surpasses recent market performance, long-term S&amp;P data show <a href="https://www.benzinga.com/25/02/43631283/its-your-own-fault-if-youre-25-and-dont-end-up-a-millionaire-warns-dave-ramsey-explains-how-even-40-year-olds-can-hit-1-million-by-60">rolling 40-year returns</a> above 10% are not unprecedented. Analysts caution that future returns may moderate, but even an 8% rate would turn $100 a month into roughly $300,000 — far above today's median savings.
Ramsey's bottom line: excuses steal hope. "Quit your whining … If you want to win, you can go win. We'll help you," he said, pointing listeners to his "Baby Steps" framework and urging them to start saving — even if it's just $100.
Photo Courtesy: II.studio on Shutterstock.com
Read next: <a href="http://Read next: https://www.benzinga.com/economics/macro-economic-events/25/05/45368175/cathie-wood-says-index-sensitive-managers-will-be-compelled-to-consider-coinbase-as-crypto-exchange-platform-joins-sp-500-index">Cathie Wood Says &#8216;Index-Sensitive Managers Will Be Compelled to Consider&#8217; Coinbase As Crypto Exchange Platform Joins S&amp;P 500 Index</a>

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Dave Ramsey Calls Listener's Math The 'Most Ridiculous Thing I've Ever Heard', Proves Consistent $100 Investments Can Still Make Millionaires

President Donald Trump referred to the&nbsp;European Union&nbsp;as &#8220;nastier than China&#8221; in Monday&#8217;s press briefing during the signing of&nbsp;an executive order aimed at&nbsp;lowering prescription drug prices.
What Happened: Trump called on Europeans to shoulder more financial responsibilities, especially in the healthcare sector. He maintained that the U.S. has the upper hand in trade agreements with the EU. &nbsp;&#8220;Oh, they&#8217;ll come down a lot. You watch. We have all the cards. They treat us very unfairly,&#8221; stated Trump as <a href="https://www.politico.eu/article/trump-eu-nastier-than-china/">reported </a>by Politico.
The President&#8217;s remarks represent a notable shift from his earlier praise of European Commission President Ursula von der Leyen, whom he had described as "fantastic" a few days before. Although she has met with several European leaders, von der Leyen has not yet confirmed a meeting with Trump, stating she would only do so if a &#8220;concrete&#8221; trade package could be negotiated.
Trump&#8217;s remarks about the EU were aimed at compelling pharmaceutical companies to sell medications in the U.S. at the lowest prices they charge in other countries.
&#8220;Europe&#8217;s&nbsp;going to have to pay&nbsp;a little bit more. The&nbsp;rest of the world is&nbsp;going to have to pay&nbsp;a little bit more,&#8221; he said, adding, &#8220;And&nbsp;America is going to pay&nbsp;a lot less.&#8221;
SEE ALSO:&nbsp;<a href="https://benzinga.com/markets/cryptocurrency/25/05/45367052/trump-memecoin-exclusive-dinner-guest-list-revealed-with-justin-sun-shining-at-the-top-rep" target="_blank" rel="noreferrer noopener">Trump Memecoin Exclusive Dinner Guest List Revealed With Justin Sun Shining At The Top: Report</a>
Why It Matters: These remarks come amid <a href="https://www.benzinga.com/news/25/05/45310598/us-blatant-tariffs-spark-eu-backlash-as-bloc-plans-wto-challenge-proposes-107-billion-in-countermeasures">rising tensions</a> between the U.S. and the EU. Earlier this month, the EU announced plans to challenge the U.S.&#8217;s tariff policy at the World Trade Organization (WTO), proposing countermeasures worth €95 billion ($107.4 billion) if a <a href="https://www.benzinga.com/news/25/05/45310598/us-blatant-tariffs-spark-eu-backlash-as-bloc-plans-wto-challenge-proposes-107-billion-in-countermeasures">trade deal</a> with Washington fails to materialize.
Contrarily, U.S. Vice President JD Vance had recently emphasized the importance of unity between the U.S. and Europe, calling the <a href="https://www.benzinga.com/markets/25/05/45278156/jd-vance-softens-tone-says-us-and-europe-are-on-same-team-calls-divide-talk-completely-ridiculous-ahead-of-eu-tariff-response">talk of a divide </a>&#8220;completely ridiculous&#8221;. His comments were made at the Munich Leaders Meeting in Washington, according to another.
Notably, Trump&#8217;s comments on the EU come a day after the U.S. and China agreed upon a 90-day tariff truce to de-escalate trade tensions.
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Image via Shutterstock
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

Trump Calls EU 'Nastier Than China' Days After Praising Ursula Von Der Leyen As 'Fantastic,' Says US Holds 'All The Cards' In Trade Standoff

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