PayPal Holdings Option Alert: Mar 21 $80 Calls at the Ask: 7500 vs 25577 OI

PayPal Holdings Option Alert: Mar 21 $80 Calls at the Ask: 7500 @ $2.26 vs 25577 OI; Ref=$78.205

PayPal Holdings Option Alert: Mar 21 $82.5 Calls Sweep (3) near the Ask: 4955 vs 6804 OI

PayPal Holdings Option Alert: Mar 21 $82.5 Calls Sweep (3) near the Ask: 4955 @ $1.397 vs 6804 OI; Ref=$78.165

PayPal Holdings Option Alert: Jun, 2026 $97.5 Calls at the Bid: 1700 vs 109 OI

PayPal Holdings Option Alert: Jun, 2026 $97.5 Calls at the Bid: 1700 @ $7.2 vs 109 OI; Ref=$77.07

PayPal Holdings Option Alert: Jun 20 $90 Calls at the Bid: 3300 vs 7219 OI

PayPal Holdings Option Alert: Jun 20 $90 Calls at the Bid: 3300 @ $2.04 vs 7219 OI; Ref=$75.8

PayPal Holdings 株価情報 (NASDAQ: PYPL)

PayPal Holdings (NASDAQ:PYPL) 株価情報

PayPal Holdings

PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.

News

Movers

PYPL

PayPal Holdings, Inc.（NASDAQ：PYPL）の株は、上回る出来高で上昇し、先週にもほぼ8％の利益を上げました。こちらが今週の動きです。

木曜日のPayPal株が急騰、何が原因か？

PayPal Holdings Inc

Piper Sandler analyst Arvind Ramnani maintains PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) with a Neutral and lowers the price target from $76 to $70.

Price Target

Analyst Ratings

Piper Sandler Maintains Neutral on PayPal Holdings, Lowers Price Target to $70

PayPal Holdings Inc&nbsp;(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) stock tanked Tuesday after it reported <a target="_blank" href="https://www.benzinga.com/topic/paypal" rel="noreferrer noopener">first-quarter 2025 results</a>.
The company reported: 
<ul>
<li><a href="https://investor.pypl.com/financials/quarterly-results/default.aspx" target="_blank" rel="noreferrer noopener">Quarterly revenue growth</a> was 1% year-over-year to $7.79 billion, missing the analyst consensus estimate of $7.84 billion. </li>
<li>Adjusted EPS was $1.33, beating the <a href="https://www.benzinga.com/calendars/earnings" target="_blank" rel="noreferrer noopener">analyst consensus estimate</a> of $1.16.</li>
<li>Total payment volumes increased 3% year-over-year to $417.2 billion in the quarter. </li>
<li>Payment transactions were down 7% to $6 billion</li>
<li>Payment transactions per active account decreased 1% on a trailing 12-month basis to $59.4.</li>
<li>Total active accounts&nbsp;increased by 2% to 436 million. Sequentially, active accounts increased by 0.3%, or 1.5 million.</li>
<li>The operating margin increased 447 basis points to 19.6%, and the adjusted operating margin increased 257 bps to 20.7%.</li>
<li>Operating cash flow was $1.2 billion, and free cash flow was $1 billion. </li>
</ul>
PayPal held $15.8 billion in cash and equivalents as of March 31, with $12.6 billion in debt.
CEO Alex Chriss said the quarter marked the company&#8217;s fifth consecutive quarter of profitable growth, with progress across branded checkout, PSP, omnichannel, and Venmo.
Outlook:&nbsp;PayPal expects a second-quarter adjusted EPS of $1.29-$1.31, compared to $1.19 for the previous year&#8217;s period, and the&nbsp;<a target="_blank" href="https://www.benzinga.com/calendars/guidance" rel="noreferrer noopener">analyst consensus estimate</a> is $1.21.
PayPal reiterated <a target="_blank" href="https://www.benzinga.com/news/buybacks/25/02/43462528/paypal-q4-earnings-revenue-and-eps-beat-margin-pressure-15-billion-buyback-outlook-and-more" rel="noreferrer noopener">full-year 2025</a> adjusted EPS of $4.95-$5.10, compared to $4.65 Y/Y.&nbsp;Current analysts estimate&nbsp;an EPS of $5.01.
Mizuho analyst Dan Dolev <a target="_blank" href="https://www.bloomberg.com/news/articles/2025-04-29/paypal-profit-gauge-tops-estimates-in-sign-of-turnaround-success?sref=TBDibEcD" rel="noreferrer noopener">told</a> Bloomberg he expects that sign of progress to help PayPal shares rebound. He said maintaining the full-year guidance demonstrated the firm&#8217;s strength.
Morgan Stanley <a href="https://www.cnbc.com/2025/04/29/paypal-pypl-q1-earnings.html" target="_blank" rel="noreferrer noopener">told</a> CNBC that investor sentiment remained bearish due to the potential impact of tariffs, competitive pressure from Apple Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>), and the risk of a long-term slowdown in branded checkout growth. 
Jefferies told CNBC that PayPal&#8217;s China cross-border exposure is an emerging risk tied to potential new tariffs and changes to the de minimis exemption.
Price Action: At the last check on Tuesday, PayPal stock was down 2.62% at $63.23 premarket.
Now Read:
<ul>
<li><a href="https://www.benzinga.com/analyst-ratings/analyst-color/25/04/45066479/rare-bullish-signal-just-flashed-on-wall-street-will-it-power-sp-500-to-6000">Rare Bullish Signal Just Flashed On Wall Street: Will It Power S&amp;P 500 To 6,000?</a></li>
</ul>
Image: Shutterstock

Earnings

Guidance

Media

AAPL

PayPal Earnings Beat, But Slower Spending And Checkout Use Weigh On Results

WIIM

PYPL stock has given up its prior loss. PayPal shares were trading lower following a Q1 revenue miss.

Financial Guidance 2025 Guidance: PayPal is maintaining full year guidance due to uncertainty in the global macro environment despite a strong start to the year.&nbsp;

PayPal Holdings Affirms FY2025 Adj EPS Guidance $4.95-$5.10 vs $5.01 Est.; Sees Q2 Adj EPS $1.29-$1.31 vs $1.21 Est.; Says Guidance Unchanged Amid Global Economic Uncertainty, Despite A Strong Start To The Year

PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) reported quarterly earnings of $1.33 per share which beat the analyst consensus estimate of $1.16 by 14.66 percent. This is a 23.15 percent increase over earnings of $1.08 per share from the same period last year. The company reported quarterly sales of $7.79 billion which missed the analyst consensus estimate of $7.85 billion by 0.72 percent. This is a 1.19 percent increase over sales of $7.70 billion the same period last year.

Earnings Beats

Earnings Misses

PayPal Holdings Q1 Adj. EPS $1.33 Beats $1.16 Estimate, Sales $7.79B Miss $7.85B Estimate

ACGL

AEYE

AMSF

APAM

ARCB

ARCC

ASTE

ASTL

ATRC

BBIO

BBVA

BGFV

BKNG

BRSP

CECO

CHCT

CLVT

CSGP

CVLT

DHIL

ENSG

ENVA

ESRT

ETWO

EXLS

FELE

FFIC

FIBK

FICO

FOUR

FRSH

FRST

FSLR

FYBR

HLMN

HOUS

HRZN

HSBC

HURN

ILPT

INCY

INTZ

JAKK

JBGS

JBLU

KNSA

LFUS

LGIH

Laboratory Corporation Of America Holdings

LOGI

LXFR

Earnings Scheduled For April 29, 2025

PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) is set to give its latest quarterly earnings report on Tuesday, 2025-04-29. Here's what investors need to know before the announcement.
Analysts estimate that PayPal Holdings will report an earnings per share (EPS) of $1.16. 
The announcement from PayPal Holdings is eagerly anticipated, with investors seeking news of surpassing estimates and favorable guidance for the next quarter.
It's worth noting for new investors that guidance can be a key determinant of stock price movements.
<h3>Earnings Track Record</h3>
During the last quarter, the company reported an EPS beat by $0.07, leading to a 1.9% increase in the share price on the subsequent day.
Here's a look at PayPal Holdings's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q4 2024</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>1.12</td>
<td>1.07</td>
<td>0.89</td>
<td>1.14</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>1.19</td>
<td>1.20</td>
<td>1.19</td>
<td>1.08</td>
</tr>
<tr>
<td>Price Change %</td>
<td>2.0%</td>
<td>-3.0%</td>
<td>3.0%</td>
<td>-3.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2025/1745852525_0.png" alt="eps graph" />
<h3>PayPal Holdings Share Price Analysis</h3>
Shares of PayPal Holdings were trading at $65.34 as of April 25. Over the last 52-week period, shares are down 3.64%. Given that these returns are generally negative, long-term shareholders are likely upset going into this earnings release. 
<h3>Analyst Views on PayPal Holdings</h3>
Understanding market sentiments and expectations within the industry is crucial for investors. This analysis delves into the latest insights on PayPal Holdings.
With 15 analyst ratings, PayPal Holdings has a consensus rating of Neutral. The average one-year price target is $84.13, indicating a potential 28.76% upside.
<h3>Peer Ratings Comparison</h3>
The below comparison of the analyst ratings and average 1-year price targets of Fidelity National Info, Block and Fiserv, three prominent players in the industry, gives insights for their relative performance expectations and market positioning.
<ul>
<li>Analysts currently favor an Neutral trajectory for Fidelity National Info, with an average 1-year price target of $88.27, suggesting a potential 35.09% upside.</li>
<li>Analysts currently favor an Outperform trajectory for Block, with an average 1-year price target of $86.64, suggesting a potential 32.6% upside.</li>
<li>Analysts currently favor an Outperform trajectory for Fiserv, with an average 1-year price target of $256.5, suggesting a potential 292.56% upside.</li>
</ul>
<h3>Key Findings: Peer Analysis Summary</h3>
Within the peer analysis summary, vital metrics for Fidelity National Info, Block and Fiserv are presented, shedding light on their respective standings within the industry and offering valuable insights into their market positions and comparative performance.

<table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>PayPal Holdings</td>
<td>Neutral</td>
<td>4.24%</td>
<td>$3.94B</td>
<td>5.52%</td>
</tr>
<tr>
<td>Fidelity National Info</td>
<td>Neutral</td>
<td>3.42%</td>
<td>$976M</td>
<td>1.74%</td>
</tr>
<tr>
<td>Block</td>
<td>Outperform</td>
<td>4.50%</td>
<td>$2.31B</td>
<td>9.45%</td>
</tr>
<tr>
<td>Fiserv</td>
<td>Outperform</td>
<td>-2.30%</td>
<td>$3.23B</td>
<td>3.21%</td>
</tr>
</tbody>
</table>

Key Takeaway:
PayPal Holdings ranks at the top for Gross Profit and Return on Equity among its peers. It is in the middle for Revenue Growth. The company's consensus rating is neutral, similar to two of its peers.
<h3>Discovering PayPal Holdings: A Closer Look</h3>
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.
<h3>PayPal Holdings: A Financial Overview</h3>
Market Capitalization Analysis: The company's market capitalization is above the industry average, indicating that it is relatively larger in size compared to peers. This may suggest a higher level of investor confidence and market recognition.
Revenue Growth: Over the 3 months period, PayPal Holdings showcased positive performance, achieving a revenue growth rate of 4.24% as of 31 December, 2024. This reflects a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: PayPal Holdings's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 13.4% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): PayPal Holdings's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 5.52%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): PayPal Holdings's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 1.36%, the company may face hurdles in achieving optimal financial performance.
Debt Management: PayPal Holdings's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.48.
<a href="https://www.benzinga.com/quote/PYPL/earnings">To track all earnings releases for PayPal Holdings visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Earnings Preview For PayPal Holdings

These eleven large-cap stocks were the best performers in the last week. Are they in your portfolio?
<ol>
<li>Mobileye Global Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MBLY#NASDAQ">MBLY</a>) shares jumped 27.23% after the company reported better-than-expected first-quarter sales results and issued second-quarter <a href="https://www.benzinga.com//node/44978234" target="_blank" rel="noreferrer noopener">sales guidance above estimates</a>. Analysts revised the<a href="https://www.benzinga.com/quote/mbly/analyst-ratings" target="_blank" rel="noreferrer noopener"> price forecast on the stock</a>.</li>
<li>Reddit, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RDDT#NYSE">RDDT</a>) shares rose 22.82%.</li>
<li>ServiceNow, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NOW#NYSE">NOW</a>) stock rocketed 22.42% after the company reported better-than-expected financial results and <a href="https://www.benzinga.com//node/44986106" target="_blank" rel="noreferrer noopener">analysts boosted the price forecast</a>.</li>
<li>Microchip Technology Incorporated (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MCHP#NASDAQ">MCHP</a>) shares were up 21.60%, probably amid overall market strength due to March&#8217;s strong durable goods orders economic data and President Trump&#8217;s announcement that he met with China.</li>
<li>Palantir Technologies Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PLTR#NASDAQ">PLTR</a>) stock gained 20.26% last week amid recent defense partnerships.</li>
<li>Robinhood Markets, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HOOD#NASDAQ">HOOD</a>) shares increased 20.08% as broader financial sector stocks gained amid overall market strength.</li>
<li>Coinbase Global, Inc.&#8217;s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>) stock was up 19.77% after the company expanded its partnership with PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>). The partnership aims to increase the <a href="https://www.benzinga.com//node/44991653" target="_blank" rel="noreferrer noopener">adoption and utility</a> of PayPal&#8217;s U.S. dollar-backed stablecoin (CRYPTO: PYUSD).</li>
<li>Vertiv Holdings, LLC (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VRT#NYSE">VRT</a>) stock upped 18.77% after the company reported better-than-expected financial results and raised <a href="https://www.benzinga.com//node/44953772" target="_blank" rel="noreferrer noopener">its full-year sales guidance</a>.</li>
<li>Tesla, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) stock gained 18.06% last week. The company reported <a href="https://www.benzinga.com//node/44937440" target="_blank" rel="noreferrer noopener">underwhelming Q1 results</a>, but the hype about a low-cost EV and Robotaxi had a positive impact.</li>
<li>Entegris, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ENTG#NASDAQ">ENTG</a>) stock gained 17.46% last week as shares of semiconductor companies gained amid overall market strength.</li>
<li>SoFi Technologies, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SOFI#NASDAQ">SOFI</a>) shares rose 16.94%.</li>
</ol>
Image Via Shutterstock

Equities

Large Cap

Tech

COIN

ENTG

HOOD

MBLY

MCHP

PLTR

RDDT

SOFI

TSLA

Tesla, Palantir And Coinbase Are Among Top 11 Large-Cap Gainers Last Week (Apr 21-Apr 25): Are The Others In Your Portfolio?

This whale alert can help traders discover the next big trading opportunities.
Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.
Traders will search for circumstances when the market estimation of an option diverges heavily from its normal worth. High amounts of trading activity could push option prices to exaggerated or underestimated levels. 
Below are some instances of options activity happening in the Financials sector: 
<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>SCHW</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>05/02/25</td>
<td>$84.00</td>
<td>$44.0K</td>
<td>226</td>
<td>4.0K</td>
</tr>
<tr>
<td>BAC</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>05/16/25</td>
<td>$42.00</td>
<td>$96.3K</td>
<td>33.7K</td>
<td>3.1K</td>
</tr>
<tr>
<td>RKT</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>07/18/25</td>
<td>$20.00</td>
<td>$30.0K</td>
<td>40</td>
<td>2.0K</td>
</tr>
<tr>
<td>HOOD</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>04/25/25</td>
<td>$46.00</td>
<td>$39.5K</td>
<td>7.2K</td>
<td>1.9K</td>
</tr>
<tr>
<td>WAL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>09/19/25</td>
<td>$80.00</td>
<td>$39.0K</td>
<td>52</td>
<td>400</td>
</tr>
<tr>
<td>COIN</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>09/19/25</td>
<td>$300.00</td>
<td>$33.2K</td>
<td>1.7K</td>
<td>333</td>
</tr>
<tr>
<td>UPST</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>05/16/25</td>
<td>$45.00</td>
<td>$26.1K</td>
<td>563</td>
<td>281</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>08/15/25</td>
<td>$70.00</td>
<td>$105.0K</td>
<td>1.3K</td>
<td>252</td>
</tr>
<tr>
<td>BX</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>01/16/26</td>
<td>$125.00</td>
<td>$346.2K</td>
<td>1.3K</td>
<td>250</td>
</tr>
<tr>
<td>AFRM</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>05/16/25</td>
<td>$55.00</td>
<td>$34.3K</td>
<td>826</td>
<td>79</td>
</tr>
</tbody>
</table>

<h2>Explanation</h2>
These itemized elaborations have been created using the accompanying table. 
• For SCHW (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SCHW#NYSE">SCHW</a>), we notice a call option trade that happens to be bearish, expiring in 7 day(s) on May 2, 2025. This event was a transfer of 4000 contract(s) at a $84.00 strike. The total cost received by the writing party (or parties) was $44.0K, with a price of $11.0 per contract. There were 226 open contracts at this strike prior to today, and today 4033 contract(s) were bought and sold. 
• For BAC (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), we notice a call option sweep that happens to be bullish, expiring in 21 day(s) on May 16, 2025. This event was a transfer of 3000 contract(s) at a $42.00 strike. This particular call needed to be split into 19 different trades to become filled. The total cost received by the writing party (or parties) was $96.3K, with a price of $32.0 per contract. There were 33781 open contracts at this strike prior to today, and today 3143 contract(s) were bought and sold. 
• Regarding RKT (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RKT#NYSE">RKT</a>), we observe a call option sweep with bullish sentiment. It expires in 84 day(s) on July 18, 2025. Parties traded 1000 contract(s) at a $20.00 strike. This particular call needed to be split into 6 different trades to become filled. The total cost received by the writing party (or parties) was $30.0K, with a price of $30.0 per contract. There were 40 open contracts at this strike prior to today, and today 2000 contract(s) were bought and sold. 
• For HOOD (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HOOD#NASDAQ">HOOD</a>), we notice a call option trade that happens to be neutral, is expiring today. Parties traded 100 contract(s) at a $46.00 strike. The total cost received by the writing party (or parties) was $39.5K, with a price of $395.0 per contract. There were 7269 open contracts at this strike prior to today, and today 1910 contract(s) were bought and sold. 
• For WAL (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WAL#NYSE">WAL</a>), we notice a call option sweep that happens to be bearish, expiring in 147 day(s) on September 19, 2025. This event was a transfer of 100 contract(s) at a $80.00 strike. This particular call needed to be split into 7 different trades to become filled. The total cost received by the writing party (or parties) was $39.0K, with a price of $390.0 per contract. There were 52 open contracts at this strike prior to today, and today 400 contract(s) were bought and sold. 
• Regarding COIN (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>), we observe a call option sweep with bearish sentiment. It expires in 147 day(s) on September 19, 2025. Parties traded 26 contract(s) at a $300.00 strike. This particular call needed to be split into 5 different trades to become filled. The total cost received by the writing party (or parties) was $33.2K, with a price of $1280.0 per contract. There were 1744 open contracts at this strike prior to today, and today 333 contract(s) were bought and sold. 
• Regarding UPST (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/UPST#NASDAQ">UPST</a>), we observe a call option sweep with bullish sentiment. It expires in 21 day(s) on May 16, 2025. Parties traded 30 contract(s) at a $45.00 strike. This particular call needed to be split into 7 different trades to become filled. The total cost received by the writing party (or parties) was $26.1K, with a price of $870.0 per contract. There were 563 open contracts at this strike prior to today, and today 281 contract(s) were bought and sold. 
• For PYPL (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>), we notice a call option sweep that happens to be bearish, expiring in 112 day(s) on August 15, 2025. This event was a transfer of 250 contract(s) at a $70.00 strike. This particular call needed to be split into 3 different trades to become filled. The total cost received by the writing party (or parties) was $105.0K, with a price of $420.0 per contract. There were 1354 open contracts at this strike prior to today, and today 252 contract(s) were bought and sold. 
• Regarding BX (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BX#NYSE">BX</a>), we observe a put option trade with bearish sentiment. It expires in 266 day(s) on January 16, 2026. Parties traded 250 contract(s) at a $125.00 strike. The total cost received by the writing party (or parties) was $346.2K, with a price of $1385.0 per contract. There were 1392 open contracts at this strike prior to today, and today 250 contract(s) were bought and sold. 
• Regarding AFRM (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AFRM#NASDAQ">AFRM</a>), we observe a put option sweep with bullish sentiment. It expires in 21 day(s) on May 16, 2025. Parties traded 44 contract(s) at a $55.00 strike. This particular put needed to be split into 3 different trades to become filled. The total cost received by the writing party (or parties) was $34.3K, with a price of $780.0 per contract. There were 826 open contracts at this strike prior to today, and today 79 contract(s) were bought and sold. 
Options Alert Terminology 
 - Call Contracts: The right to buy shares as indicated in the contract. 
 - Put Contracts: The right to sell shares as indicated in the contract. 
 - Expiration Date: When the contract expires. One must act on the contract by this date if one wants to use it. 
 - Premium/Option Price: The price of the contract. 
For more information, visit our <a href="https://pro.benzinga.com/blog/how-to-understand-option-alerts/">Guide to Understanding Options Alerts</a> or read <a href="https://www.benzinga.com/markets/options">more about unusual options activity</a>. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Options

AFRM

SCHW

UPST

10 Financials Stocks With Whale Alerts In Today's Session

Coinbase Global, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>) shares are <a target="_blank" href="https://www.benzinga.com/premarket" rel="noreferrer noopener">trading higher on Thursday.</a>
Coinbase has announced an expanded partnership with PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>), which aims to increase the adoption and utility of PayPal's <a target="_blank" href="https://www.benzinga.com/pressreleases/25/04/n44978574/paypal-and-coinbase-expand-partnership-to-drive-innovation-of-stablecoin-based-solutions" rel="noreferrer noopener">U.S. dollar-backed stablecoin</a> (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/">PYUSD</a>).
The development follows comments from Coinbase's Head of Strategy, John D'Agostino, who noted that Bitcoin has secured its place alongside gold as a strategic asset for preserving capital during times of financial uncertainty.
Also Read: <a target="_blank" href="https://www.benzinga.com//node/44869664" rel="noreferrer noopener">Coinbase Global Goes From Boom To Bust Amid Crypto Winter, Analyst Trims Q1 Estimates</a>
The latest move is designed to give millions of Coinbase users direct access to the stablecoin while enhancing cross-border utility and driving integration across various institutional platforms.
Alex Chriss, PayPal's president and CEO, said the company has long aligned its goals with simplifying users' digital currency experience. "We are excited to drive new, exciting, and innovative use cases together with Coinbase and the entire cryptocurrency community, putting PYUSD at the center," Chriss stated.
The statement reflects their joint ambition to leverage both firms' strengths—Coinbase's crypto infrastructure and PayPal's payment legacy—to promote PYUSD's use in digital commerce and financial services.
Brian Armstrong, CEO of Coinbase, echoed the enthusiasm, emphasizing the potential scale of this collaboration. "Their more than 430 million consumer and merchant accounts offer an unprecedented opportunity to increase stablecoin adoption globally," he noted.
Coinbase will offer 1:1 PYUSD to USD conversions with no platform fees as part of this extended agreement. Users can buy, sell, and redeem the stablecoin seamlessly on Coinbase's ecosystem.
The firms are also collaborating on innovations in global payments, with a focus on stablecoin-based tools that enhance money movement. Moreover, the duo plans to explore potential use cases in decentralized finance (DeFi), adding an additional layer of functionality to PYUSD in the on-chain economy.
This development expands on the groundwork laid in 2021, when Coinbase enabled PayPal-based crypto funding and fiat withdrawals.
According to&nbsp;<a target="_blank" href="https://pro.benzinga.com/?gspk=YWRhbWVja2VydDUzMzY&amp;gsxid=zBMR4PKmcgBw" rel="noreferrer noopener">Benzinga Pro</a>, COIN stock has lost over 10% in the past year. Investors can gain exposure to the stock via&nbsp;First Trust SkyBridge Crypto Industry and Digital Economy ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CRPT#NYSE">CRPT</a>).
Price Action: COIN shares are trading higher by 1.46% to $177.56 at last check Thursday.
Read Next:
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<li><a href="https://www.benzinga.com/markets/cryptocurrency/25/04/44959287/bitcoin-has-likely-bottomed-at-74500-200000-is-on-the-table-says-arthur-hayes" target="_blank" rel="noreferrer noopener">Bitcoin Has Likely Bottomed At $74,500, $200,000 Is On The Table, Says Arthur Hayes</a></li>
</ul>
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Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

Cryptocurrency

Fintech news covering the emerging Financial Technology services sector

Fintech

Markets

General

$PYUSD

CRPT

What's Going On With Coinbase And PayPal Stock On Thursday?

PayPal Holdings shares are trading higher after the company announced the expansion of its operations to the Middle East and Africa with a new Dubai hub that serves 80 countries. Additionally, the company announced it has expanded its partnership with Coinbase Global.

Deep-pocketed investors have adopted a bullish approach towards PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>), and it's something market players shouldn't ignore. Our tracking of public options records at Benzinga unveiled this significant move today. The identity of these investors remains unknown, but such a substantial move in PYPL usually suggests something big is about to happen.
We gleaned this information from our observations today when Benzinga's options scanner highlighted 18 extraordinary options activities for PayPal Holdings. This level of activity is out of the ordinary.
The general mood among these heavyweight investors is divided, with 55% leaning bullish and 38% bearish. Among these notable options, 6 are puts, totaling $263,460, and 12 are calls, amounting to $1,022,768.
<h3>Expected Price Movements</h3>
Taking into account the Volume and Open Interest on these contracts, it appears that whales have been targeting a price range from $60.0 to $70.0 for PayPal Holdings over the last 3 months. 
<h3>Analyzing Volume &amp; Open Interest</h3>
Looking at the volume and open interest is a powerful move while trading options. This data can help you track the liquidity and interest for PayPal Holdings's options for a given strike price. Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of PayPal Holdings's whale trades within a strike price range from $60.0 to $70.0 in the last 30 days. 
<h3>PayPal Holdings Option Volume And Open Interest Over Last 30 Days</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1745510437_0.png" alt="Options Call Chart" />
<h3>Largest Options Trades Observed:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>06/18/26</td>
<td>$14.05</td>
<td>$13.7</td>
<td>$14.05</td>
<td>$60.00</td>
<td>$366.7K</td>
<td>8.1K</td>
<td>1</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>05/02/25</td>
<td>$2.12</td>
<td>$2.0</td>
<td>$2.07</td>
<td>$66.00</td>
<td>$184.3K</td>
<td>1.4K</td>
<td>3.6K</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>03/20/26</td>
<td>$10.0</td>
<td>$9.85</td>
<td>$9.85</td>
<td>$65.00</td>
<td>$83.7K</td>
<td>409</td>
<td>100</td>
</tr>
<tr>
<td>PYPL</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>09/19/25</td>
<td>$9.4</td>
<td>$9.25</td>
<td>$9.25</td>
<td>$70.00</td>
<td>$79.5K</td>
<td>1.1K</td>
<td>30</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>12/18/26</td>
<td>$16.75</td>
<td>$16.15</td>
<td>$16.75</td>
<td>$60.00</td>
<td>$72.0K</td>
<td>2.5K</td>
<td>163</td>
</tr>
</tbody>
</table>

<h3>About PayPal Holdings</h3>
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.
Having examined the options trading patterns of PayPal Holdings, our attention now turns directly to the company. This shift allows us to delve into its present market position and performance
<h3>Where Is PayPal Holdings Standing Right Now?</h3>
<ul>
<li>Currently trading with a volume of 4,604,548, the PYPL's price is up by 2.43%, now at $63.98. </li>
<li>RSI readings suggest the stock is currently is currently neutral between overbought and oversold.</li>
<li>Anticipated earnings release is in 12 days.</li>
</ul>
<h3>What The Experts Say On PayPal Holdings</h3>
5 market experts have recently issued ratings for this stock, with a consensus target price of $78.2.
Turn $1000 into $1270 in just 20 days?
20-year pro options trader reveals his one-line chart technique that shows when to buy and sell. Copy his trades, which have had averaged a 27% profit every 20 days. <a href="https://www.benzinga.com/premium/ideas/options-moneyline-2/?t=Moop1arja3be22op14&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; Consistent in their evaluation, an analyst from Keefe, Bruyette &amp; Woods keeps a Outperform rating on PayPal Holdings with a target price of $85. 
&#x2A; Consistent in their evaluation, an analyst from B of A Securities keeps a Buy rating on PayPal Holdings with a target price of $93. 
&#x2A; An analyst from Wells Fargo has decided to maintain their Equal-Weight rating on PayPal Holdings, which currently sits at a price target of $74. 
&#x2A; An analyst from Monness, Crespi, Hardt has decided to maintain their Buy rating on PayPal Holdings, which currently sits at a price target of $90. 
&#x2A; Reflecting concerns, an analyst from Seaport Global lowers its rating to Sell with a new price target of $49.
Trading options involves greater risks but also offers the potential for higher profits. Savvy traders mitigate these risks through ongoing education, strategic trade adjustments, utilizing various indicators, and staying attuned to market dynamics. Keep up with the latest options trades for PayPal Holdings with <a href="https://www.benzinga.com/pro/">Benzinga Pro</a> for real-time alerts.

What the Options Market Tells Us About PayPal Holdings

Coinbase platforms to provide fee-free purchases and easy 1:1 redemption of PayPal USD while companies jointly explore new payment use cases
SAN JOSE, Calif., April 24, 2025 /PRNewswire/ --&nbsp;PayPal Holdings, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) and Coinbase Global, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COIN#NASDAQ">COIN</a>) today announced an expansion of their partnership to increase the adoption, distribution, and utilization of the PayPal USD (PYUSD) stablecoin. This collaboration will provide value for consumers, enterprises, and institutions as they continue to utilize digital currencies across platforms and borders with the stability of regulated USD-denominated crypto-native assets.

Paypal Holdings And Coinbase Global Expand Partnership To Increase Adoption, Distribution, And Utilization Of PYUSD Stablecoin

<a href="https://newsroom.paypal-corp.com/2025-04-23-PayPal-Expands-in-the-Middle-East-and-Africa-with-New-Dubai-Hub-Serving-80-Countries">https://newsroom.paypal-corp.com/2025-04-23-PayPal-Expands-in-the-Middle-East-and-Africa-with-New-Dubai-Hub-Serving-80-Countries</a>

'PayPal Expands In Middle East And Africa With New Dubai Hub Serving 80 Countries' - Paypal Statement

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
<ul>
<li>Compass Point analyst Dominick Gabriele initiated coverage on PayPal Holdings, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) with a Sell rating and announced a price target of $56. PayPal shares closed at $61.42 on Tuesday. <a href="https://www.benzinga.com/quote/PYPL/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>HC Wainwright &amp; Co. analyst Sameer Joshi initiated coverage on Oklo Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/OKLO#NYSE">OKLO</a>) with a Buy rating and announced a price target of $55. Oklo shares closed at $21.53 on Tuesday. <a href="https://www.benzinga.com/quote/OKLO/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>UBS analyst Peter Grom initiated coverage on General Mills, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GIS#NYSE">GIS</a>) with a Sell rating and announced a price target of $54. General Mills shares closed at $58.06 on Tuesday. <a href="https://www.benzinga.com/quote/GIS/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Roth MKM analyst Taz Koujalgi initiated coverage on SentinelOne, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/S#NYSE">S</a>) with a Buy rating and announced a price target of $26. SentinelOne shares closed at $16.36 on Tuesday. <a href="https://www.benzinga.com/quote/S/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>JMP Securities analyst Silvan Tuerkcan initiated coverage on Foghorn Therapeutics Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FHTX#NASDAQ">FHTX</a>) with a Market Outperform rating and announced a price target of $9. Foghorn Therapeutics shares closed at $4.24 on Tuesday.  <a href="https://www.benzinga.com/quote/FHTX/analyst-ratings">See how other analysts view this stock.</a></li>
</ul>
Considering buying PYPL stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" width="1024" height="578" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/23091816/image-136-1024x578.png" alt="" class="wp-image-884194" style="width:551px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/23091816/image-136-1024x578.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/23091816/image-136-300x169.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/23091816/image-136-768x434.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/23091816/image-136.png 1103w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
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<li><a href="https://www.benzinga.com/25/04/44920101/top-2-tech-and-telecom-stocks-you-may-want-to-dump-this-quarter">Top 2 Tech And Telecom Stocks You May Want To Dump This Quarter</a> </li>
</ul>
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Initiation

Pre-Market Outlook

Trading Ideas

FHTX

OKLO

This PayPal Analyst Begins Coverage On A Bearish Note; Here Are Top 5 Initiations For Wednesday

Compass Point analyst Dominick Gabriele initiates coverage on PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) with a Sell rating and announces Price Target of $56.

Compass Point Initiates Coverage On PayPal Holdings with Sell Rating, Announces Price Target of $56

PayPal Opened A New Regional Hub In Dubai, Which Serves As The Company's First Ever Location In The Middle East And Africa

This whale alert can help traders discover the next big trading opportunities.
Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.
Traders will search for circumstances when the market estimation of an option diverges heavily from its normal worth. High amounts of trading activity could push option prices to exaggerated or underestimated levels. 
Below are some instances of options activity happening in the Financials sector: 
<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>UWMC</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>05/16/25</td>
<td>$4.00</td>
<td>$40.7K</td>
<td>4.0K</td>
<td>5.4K</td>
</tr>
<tr>
<td>HOOD</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>04/17/25</td>
<td>$44.00</td>
<td>$28.3K</td>
<td>3.9K</td>
<td>607</td>
</tr>
<tr>
<td>C</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$55.00</td>
<td>$76.3K</td>
<td>8.2K</td>
<td>584</td>
</tr>
<tr>
<td>PYPL</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>12/19/25</td>
<td>$62.50</td>
<td>$58.5K</td>
<td>1.9K</td>
<td>302</td>
</tr>
<tr>
<td>NU</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>09/19/25</td>
<td>$11.00</td>
<td>$37.9K</td>
<td>975</td>
<td>230</td>
</tr>
<tr>
<td>JPM</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>06/20/25</td>
<td>$245.00</td>
<td>$60.2K</td>
<td>1.6K</td>
<td>229</td>
</tr>
<tr>
<td>FI</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>04/25/25</td>
<td>$205.00</td>
<td>$28.0K</td>
<td>5</td>
<td>190</td>
</tr>
<tr>
<td>WFC</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>01/16/26</td>
<td>$70.00</td>
<td>$28.5K</td>
<td>6.2K</td>
<td>127</td>
</tr>
<tr>
<td>COF</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>04/25/25</td>
<td>$165.00</td>
<td>$49.0K</td>
<td>44</td>
<td>113</td>
</tr>
<tr>
<td>AXP</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>07/18/25</td>
<td>$260.00</td>
<td>$50.1K</td>
<td>83</td>
<td>60</td>
</tr>
</tbody>
</table>

<h2>Explanation</h2>
These itemized elaborations have been created using the accompanying table. 
• For UWMC (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UWMC#NYSE">UWMC</a>), we notice a put option sweep that happens to be bullish, expiring in 29 day(s) on May 16, 2025. This event was a transfer of 2700 contract(s) at a $4.00 strike. This particular put needed to be split into 43 different trades to become filled. The total cost received by the writing party (or parties) was $40.7K, with a price of $15.0 per contract. There were 4026 open contracts at this strike prior to today, and today 5478 contract(s) were bought and sold. 
• For HOOD (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HOOD#NASDAQ">HOOD</a>), we notice a put option sweep that happens to be bearish, is expiring today. Parties traded 105 contract(s) at a $44.00 strike. This particular put needed to be split into 14 different trades to become filled. The total cost received by the writing party (or parties) was $28.3K, with a price of $270.0 per contract. There were 3995 open contracts at this strike prior to today, and today 607 contract(s) were bought and sold. 
• Regarding C (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>), we observe a put option sweep with bearish sentiment. It expires in 64 day(s) on June 20, 2025. Parties traded 565 contract(s) at a $55.00 strike. This particular put needed to be split into 25 different trades to become filled. The total cost received by the writing party (or parties) was $76.3K, with a price of $135.0 per contract. There were 8236 open contracts at this strike prior to today, and today 584 contract(s) were bought and sold. 
• Regarding PYPL (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>), we observe a put option sweep with bullish sentiment. It expires in 246 day(s) on December 19, 2025. Parties traded 70 contract(s) at a $62.50 strike. This particular put needed to be split into 4 different trades to become filled. The total cost received by the writing party (or parties) was $58.5K, with a price of $836.0 per contract. There were 1934 open contracts at this strike prior to today, and today 302 contract(s) were bought and sold. 
• Regarding NU (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NU#NYSE">NU</a>), we observe a call option trade with bearish sentiment. It expires in 155 day(s) on September 19, 2025. Parties traded 230 contract(s) at a $11.00 strike. The total cost received by the writing party (or parties) was $37.9K, with a price of $165.0 per contract. There were 975 open contracts at this strike prior to today, and today 230 contract(s) were bought and sold. 
• Regarding JPM (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), we observe a put option sweep with bullish sentiment. It expires in 64 day(s) on June 20, 2025. Parties traded 35 contract(s) at a $245.00 strike. This particular put needed to be split into 4 different trades to become filled. The total cost received by the writing party (or parties) was $60.2K, with a price of $1720.0 per contract. There were 1651 open contracts at this strike prior to today, and today 229 contract(s) were bought and sold. 
• Regarding FI (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>), we observe a put option sweep with bearish sentiment. It expires in 8 day(s) on April 25, 2025. Parties traded 60 contract(s) at a $205.00 strike. This particular put needed to be split into 13 different trades to become filled. The total cost received by the writing party (or parties) was $28.0K, with a price of $457.0 per contract. There were 5 open contracts at this strike prior to today, and today 190 contract(s) were bought and sold. 
• For WFC (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>), we notice a call option trade that happens to be bearish, expiring in 274 day(s) on January 16, 2026. This event was a transfer of 50 contract(s) at a $70.00 strike. The total cost received by the writing party (or parties) was $28.5K, with a price of $570.0 per contract. There were 6299 open contracts at this strike prior to today, and today 127 contract(s) were bought and sold. 
• Regarding COF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>), we observe a call option trade with neutral sentiment. It expires in 8 day(s) on April 25, 2025. Parties traded 100 contract(s) at a $165.00 strike. The total cost received by the writing party (or parties) was $49.0K, with a price of $490.0 per contract. There were 44 open contracts at this strike prior to today, and today 113 contract(s) were bought and sold. 
• For AXP (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AXP#NYSE">AXP</a>), we notice a call option sweep that happens to be neutral, expiring in 92 day(s) on July 18, 2025. This event was a transfer of 33 contract(s) at a $260.00 strike. This particular call needed to be split into 5 different trades to become filled. The total cost received by the writing party (or parties) was $50.1K, with a price of $1520.0 per contract. There were 83 open contracts at this strike prior to today, and today 60 contract(s) were bought and sold. 
Options Alert Terminology 
 - Call Contracts: The right to buy shares as indicated in the contract. 
 - Put Contracts: The right to sell shares as indicated in the contract. 
 - Expiration Date: When the contract expires. One must act on the contract by this date if one wants to use it. 
 - Premium/Option Price: The price of the contract. 
For more information, visit our <a href="https://pro.benzinga.com/blog/how-to-understand-option-alerts/">Guide to Understanding Options Alerts</a> or read <a href="https://www.benzinga.com/markets/options">more about unusual options activity</a>. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

UWMC

On Thursday, Seaport Global analyst Jeff Cantwell downgraded two companies — PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) and Bill Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BILL#NYSE">BILL</a>) — as he has lost confidence that either will eventually meet their previously stated guidance in this new paradigm.
PayPal went <a href="https://www.benzinga.com/quote/PYPL/analyst-ratings" target="_blank" rel="noreferrer noopener">from Neutral to Sell</a> and Bill went <a href="https://www.benzinga.com/quote/BILL/analyst-ratings" target="_blank" rel="noreferrer noopener">from Buy to Neutral</a>.
What Happened: Cantwell adjusted his numbers and price targets lower across the board <a href="https://www.benzinga.com/fintech" target="_blank" rel="noreferrer noopener">in Fintech ahead</a> of earnings. This reflects how this new, emerging &#8216;tariff-heavy&#8217; paradigm will eventually impact names under his coverage.
Federal Reserve Chair Jerome Powell also signals that the Fed can&#8217;t help, at least not yet. Therefore, most of the adjustments to his numbers also hone in on the back half of fiscal 2025 and 2026.
While first-quarter results should be benign, Cantwell now expects consumer and business spending to eventually start to slow in response to the tariffs&#8217; disruptive effect, likely by the summer months at the latest.
Also Read: <a href="https://www.benzinga.com/25/02/43475080/paypal-beats-q4-estimates-as-transaction-margins-and-payment-volume-drive-growth-eyes-2025-growth-with-strong-tmd-eps-outlook-ahead-of-investor-day-analyst" target="_blank" rel="noreferrer noopener">PayPal Transaction Margins and Payment Volume Drive Growth, Eyes 2025 Growth With Strong TMD Ahead of Investor Day: Analyst</a>
Why It Matters: The analyst predicts PayPal will struggle to meet its medium-term guidance at Investor Day. Cantwell projected fiscal 2025 revenue of $32.68 billion and EPS of $4.95.
For Bill, he noted the downside to its guide of 20% core revenue growth in fiscal 2026.
For both companies, his updated forecasts are now below consensus.
Regarding the stocks, Fintech has been selling off in recent weeks, and valuations again look fairly reasonable at 3.9 times NTM EV/Sales, 10.9 times EV/EBITDA, and 17.9 times EPS (all medians).
Given that first-quarter results generally reflect a positive fundamental backdrop for Fintech, Cantwell noted investors could see a near-term rebound (&#8216;relief rally&#8217;). However, given his expectation for heightened stock volatility and downside risk to consensus EPS in the near term, he noted investors should be prudent/selective buyers.
For Bill, Cantwell projected fiscal 2025 revenue of $1.45 billion and EPS of $1.93.
Price Actions: PayPal stock is up by 0.85% at $60.76 at last check Thursday. Bill is down 1.88%.
Read Next:
<ul>
<li><a href="https://www.benzinga.com/news/earnings/25/04/44862333/american-express-q1-card-spending-strong-ceo-maintains-annual-outlook-contingent-on-economic-climate" target="_blank" rel="noreferrer noopener">Amex CEO Says Consumers Still Spending Freely: So Why Is the Stock Sliding?</a></li>
</ul>
Image: Shutterstock

Downgrades

BILL

PayPal, Bill Holdings Downgraded As Analyst 'Loses Confidence'

Seaport Global analyst Jeff Cantwell downgrades PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) from Neutral to Sell and announces $49 price target.

Seaport Global Downgrades PayPal Holdings to Sell, Announces $49 Price Target

Press Releases

PayPal Surpasses $30B in Global Small Business Lending

Plaid Secures $575 Million Funding Amid Fintech Sector Upswing

PayPal Announces Retirement of Rodney C. Adkins from Board of Directors

PayPal Doubles Down on Checkout and Pay Later with New Will Ferrell Campaign and Biggest Sweepstakes Ever

Will Ferrell Reunites with PayPal to Show All the Ways You Can Pay at Checkout

COEPTIS (COEP) Expands Global Footprint with Strategic India Tech Hub

Buy. Hold. Earn Rewards. PayPal Unlocks Rewards for Holding PayPal USD

PayPal and Coinbase Expand Partnership to Drive Innovation of Stablecoin-based Solutions

PayPal Reports First Quarter 2025 Results

PayPal Brings Together Developers, AI Leaders to Power Agentic Commerce at Dev Days

COEP

MARA

RIOT

Affirm Holdings, Inc. - Class A Common Stock

Affirm Holdings

AvidXchange Holdings, Inc. - Common Stock

AvidXchange Holdings

Corpay

DLocal

Euronet Worldwide

Evertec

Fiserv

Fidelity National Information Services, Inc. Common Stock

Fidelity National Info

Shift4 Payments, Inc. Class A Common Stock

Shift4 Payments

Global Payments

Jack Henry & Associates, Inc. - Common Stock

Jack Henry & Associates

Mastercard

Marqeta

NCR Atleos

PagSeguro Digital Ltd. Class A Common Shares

PagSeguro Digital

Paymentus Holdings, Inc. Class A Common Stock

Paymentus Holdings

Payoneer Global

Remitly Global

Sezzle

StoneCo

Toast

Visa

Western Union

Block

Piper Sandler

Compass Point

Seaport Global

Wells Fargo

Barclays

Screenshot 2025-01-21 at 6.47.03 PM

ETFs

BRKD

BRKU

Riding The Bull Or Betting On The Bear: Direxion&#39;s 2X &amp; -1X ETFs For Berkshire Hathaway And Palantir Traders

Comments

PayPal Holdings

Unusual Options Activity for

ニュース

パートナーシップ

ベンジンガ・グローバル

Date	Put/Call	Strike Price	Exp Date	DTE	Trade Vol	Day Vol	Vol / OI	OI	Trade Type	Sentiment
02:36 PMFeb 19, 2025	CALL	$80.00	Mar 21, 2025	-40	8682	7500	34	25577	TRADE	BULLISH
02:08 PMFeb 19, 2025	CALL	$82.50	Mar 21, 2025	-40	11115	4955	163	6804	SWEEP	BULLISH
10:29 AMFeb 14, 2025	CALL	$97.50	Jun 18, 2026	414	1700	1700	1560	109	TRADE	NEUTRAL
01:55 PMFeb 13, 2025	CALL	$90.00	Jun 20, 2025	51	3458	3300	48	7219	TRADE	BULLISH